Living House Co (TSE:361A) Altman Z-Score: 1.66 (As of Sep. 01, 2026) — Near Median

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TSE:361A Living House Co Ltd TSE:361A
7 GF Score
Price 円1,588.00
! 4 Warning Signs
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What is Living House Co Altman Z-Score?

Living House Co TSE:361A 7 Altman Z-Score is 1.66 as of Sep. 01, 2026, which is at its 10-year median of 1.66. GuruFocus rates TSE:361A with a GF Score™ of 7/100. The stock has 4 warning signs investors should review. Among 431 Furnishings, Fixtures & Appliances companies, Living House Co ranks worse than 77.03% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 1.66 is in distress zone. This implies bankruptcy possibility in the next two years.

Living House Co has a Altman Z-Score of 1.66, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Living House Co's Altman Z-Score or its related term are showing as below:

TSE:361A' s Altman Z-Score Range Over the Past 10 Years
Min: 1.66   Med: 1.66   Max: 1.66
Current: 1.66

During the past 3 years, Living House Co's highest Altman Z-Score was 1.66. The lowest was 1.66. And the median was 1.66.


Living House Co  (TSE:361A) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Living House Co Altman Z-Score Related Terms


Living House Co Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Living House Co's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Living House Co Altman Z-Score Chart

Living House Co Annual Data
Trend Feb24 Feb25 Feb26
Altman Z-Score
0.00 0.00 1.66

Living House Co Semi-Annual Data
Feb24 Aug24 Feb25 Aug25 Feb26
Altman Z-Score 0.00 0.00 0.00 0.00 1.66

TSE:361A vs SN, SGI, MHK: Altman Z-Score Comparison

For the Furnishings, Fixtures & Appliances subindustry, Living House Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Living House Co Altman Z-Score vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Living House Co's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Living House Co's Altman Z-Score falls into.


TSE:361A
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Living House Co Ltd TSE:361A
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Living House Co Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Living House Co's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.1016+1.4*0.0097+3.3*-0.0113+0.6*0.3671+1.0*1.3427
=1.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Feb. 2026:
Total Assets was 円4,565 Mil.
Total Current Assets was 円3,114 Mil.
Total Current Liabilities was 円2,651 Mil.
Retained Earnings was 円44 Mil.
Pre-Tax Income was 円-87 Mil.
Interest Expense was 円-35 Mil.
Revenue was 円6,129 Mil.
Market Cap (Today) was 円1,647 Mil.
Total Liabilities was 円4,486 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(3114.259 - 2650.598)/4565.036
=0.1016

X2=Retained Earnings/Total Assets
=44.346/4565.036
=0.0097

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-86.961 - -35.477)/4565.036
=-0.0113

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=1647.074/4486.12
=0.3671

X5=Revenue/Total Assets
=6129.449/4565.036
=1.3427

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Living House Co has a Altman Z-Score of 1.66 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 1.66 mean?
Living House Co (TSE:361A) has a Altman Z-Score of 1.66 as of Sep. 01, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Living House Co and its competitors. This is near median its historical median of 1.66. Over the past decade, Living House Co's Altman Z-Score has ranged from 1.66 to 1.66. According to the industry distribution chart, Living House Co ranks #332 out of 431 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 77%.
Is Living House Co's Altman Z-Score too high?
Living House Co's current Altman Z-Score of 1.66 is near median its 10-year median of 1.66. Over the past 10 years, this metric has ranged from a low of 1.66 to a high of 1.66. The Furnishings, Fixtures & Appliances industry median Altman Z-Score is 2.78. Living House Co's value of 1.66 is 40.3% below this industry median. Based on the distribution chart, Living House Co ranks #332 out of 431 companies in the Furnishings, Fixtures & Appliances industry, which is in the bottom quartile relative to peers. Overall, Living House Co has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does Living House Co's Altman Z-Score compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Living House Co ranks #332 out of 431 companies for Altman Z-Score. This places Living House Co in the lower half of its industry. The industry median Altman Z-Score is 2.78. Living House Co's value of 1.66 is 40.3% below this benchmark. Historically, Living House Co's own Altman Z-Score has ranged from 1.66 to 1.66 over the past decade. While the company's 10-year median is 1.66 vs. the industry median of 2.78, Living House Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Furnishings, Fixtures & Appliances company?
The median Altman Z-Score among Furnishings, Fixtures & Appliances companies is 2.78, based on 431 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Living House Co's current Altman Z-Score of 1.66 is 40.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Living House Co and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Altman Z-Score is 2.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Living House Co's current Altman Z-Score is 1.66, which is near median its own 10-year median of 1.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Living House Co stock overvalued right now?
Living House Co (TSE:361A) has a current Altman Z-Score of 1.66. The current Altman Z-Score is 1.66, which is near median its 10-year median of 1.66 and 40.3% below the Furnishings, Fixtures & Appliances industry median of 2.78. Living House Co's overall GF Score™ is 7/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Living House Co (TSE:361A), the current Altman Z-Score is 1.66 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Living House Co Business Description

Address 2-10-8 Minamihorie, Nishi-ku, Osaka-shi, Osaka, JPN, 550-0015
Living House Co Ltd is a Home furnishings retailer and wholesaler. It is engaged in planning and sales of domestic and international furniture, interior design, custom-made furniture, and system storage.
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