Takayoshi Holdings (TSE:9259) Altman Z-Score: 3.29 (As of Jul. 16, 2026) — 32% Above Median

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TSE:9259 Takayoshi Holdings Inc TSE:9259
80 GF Score
Price 円851.00
GF Value 円846.36
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Takayoshi Holdings Altman Z-Score?

Takayoshi Holdings TSE:9259 80 Altman Z-Score is 3.29 as of Jul. 16, 2026, which is 32% above its 10-year median of 2.49. GuruFocus rates TSE:9259 with a GF Score™ of 80/100 and a GF Value™ of 円846.36 (Fairly Valued). The stock has 2 warning signs investors should review. Among 309 Retail - Defensive companies, Takayoshi Holdings ranks worse than 55.66% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 3.27 is strong.

Takayoshi Holdings has a Altman Z-Score of 3.29, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Takayoshi Holdings's Altman Z-Score or its related term are showing as below:

TSE:9259' s Altman Z-Score Range Over the Past 10 Years
Min: 1.92   Med: 2.49   Max: 3.27
Current: 3.27

During the past 7 years, Takayoshi Holdings's highest Altman Z-Score was 3.27. The lowest was 1.92. And the median was 2.49.


Takayoshi Holdings  (TSE:9259) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Takayoshi Holdings Altman Z-Score Related Terms


Takayoshi Holdings Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Takayoshi Holdings's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Takayoshi Holdings Altman Z-Score Chart

Takayoshi Holdings Annual Data
Trend Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Altman Z-Score
Get a 7-Day Free Trial 0.00 2.77 2.44 2.28 3.12

Takayoshi Holdings Semi-Annual Data
Sep19 Sep20 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.15 2.28 1.92 3.12 0.00

TSE:9259 vs KR: Altman Z-Score Comparison

For the Grocery Stores subindustry, Takayoshi Holdings's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Takayoshi Holdings Altman Z-Score vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Takayoshi Holdings's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Takayoshi Holdings's Altman Z-Score falls into.


TSE:9259
80GF Score
Takayoshi Holdings Inc TSE:9259
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Takayoshi Holdings Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Takayoshi Holdings's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.1098+1.4*0.3103+3.3*0.1177+0.6*1.69+1.0*1.3169
=3.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Sep. 2025:
Total Assets was 円6,062 Mil.
Total Current Assets was 円2,894 Mil.
Total Current Liabilities was 円2,229 Mil.
Retained Earnings was 円1,881 Mil.
Pre-Tax Income was 円704 Mil.
Interest Expense was 円-10 Mil.
Revenue was 円7,982 Mil.
Market Cap (Today) was 円4,774 Mil.
Total Liabilities was 円2,825 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(2894.396 - 2228.941)/6061.644
=0.1098

X2=Retained Earnings/Total Assets
=1880.892/6061.644
=0.3103

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(703.919 - -9.712)/6061.644
=0.1177

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=4774.475/2825.092
=1.69

X5=Revenue/Total Assets
=7982.448/6061.644
=1.3169

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Takayoshi Holdings has a Altman Z-Score of 3.29 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 3.29 mean?
Takayoshi Holdings (TSE:9259) has a Altman Z-Score of 3.29 as of Jul. 16, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Takayoshi Holdings and its competitors. This is 32% above median its historical median of 2.49. Over the past decade, Takayoshi Holdings' Altman Z-Score has ranged from 1.92 to 3.27. According to the industry distribution chart, Takayoshi Holdings ranks #172 out of 309 companies in the Retail - Defensive industry, placing it in the top 55.7%.
Is Takayoshi Holdings' Altman Z-Score too high?
Takayoshi Holdings' current Altman Z-Score of 3.29 is 32% above median its 10-year median of 2.49. Over the past 10 years, this metric has ranged from a low of 1.92 to a high of 3.27. The Retail - Defensive industry median Altman Z-Score is 3.54. Takayoshi Holdings' value of 3.29 is 7.1% below this industry median. Based on the distribution chart, Takayoshi Holdings ranks #172 out of 309 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Takayoshi Holdings has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Takayoshi Holdings' Altman Z-Score compare to KR?
According to the Retail - Defensive industry distribution chart, Takayoshi Holdings ranks #172 out of 309 companies for Altman Z-Score. This places Takayoshi Holdings in the lower half of its industry. The industry median Altman Z-Score is 3.54. Takayoshi Holdings' value of 3.29 is 7.1% below this benchmark. Historically, Takayoshi Holdings' own Altman Z-Score has ranged from 1.92 to 3.27 over the past decade. While the company's 10-year median is 2.49 vs. the industry median of 3.54, Takayoshi Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Retail - Defensive company?
The median Altman Z-Score among Retail - Defensive companies is 3.54, based on 309 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Takayoshi Holdings's current Altman Z-Score of 3.29 is 7.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Takayoshi Holdings and its competitors. For the Retail - Defensive industry, the median Altman Z-Score is 3.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Takayoshi Holdings's current Altman Z-Score is 3.29, which is 32% above median its own 10-year median of 2.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Takayoshi Holdings stock overvalued right now?
Based on GuruFocus' analysis, Takayoshi Holdings (TSE:9259) is currently considered Fairly Valued. The stock's GF Value™ is 円846.36, compared to a current price of 円851.00 — trading 0.5% above its estimated fair value. The current Altman Z-Score is 3.29, which is 32% above median its 10-year median of 2.49 and 7.1% below the Retail - Defensive industry median of 3.54. Takayoshi Holdings' overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Takayoshi Holdings (TSE:9259), the current Altman Z-Score is 3.29 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Takayoshi Holdings (TSE:9259) Overvalued in 2026?

Based on GuruFocus' analysis, Takayoshi Holdings stock appears to be overvalued. The current stock price of 円851.00 is trading 0.5% above its estimated GF Value™ of 円846.36. GuruFocus considers Takayoshi Holdings to be Fairly Valued.

Key valuation signals for TSE:9259:

  • Altman Z-Score: 3.29 (32% above median its 10-year median of 2.49)
  • GF Value™: 円846.36 vs. price of 円851.00 (0.5% above fair value)
  • GF Score™: 80/100 with 2 warning signs
  • Industry Position: 7.1% below the Retail - Defensive median (#172 of 309)

No single metric tells the full story. See the TSE:9259 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Takayoshi Holdings Business Description

Address 1-3 Nakase, Mihama-ku, Chiba Makuhari Techno Garden B Building 14th Floor, Chiba-shi, JPN, 261-8501
Takayoshi Holdings Inc operates food stores. It provides consignment sales system for local food producers such as farmers, restaurants and others. The company operates in Japan, Asia Pacific, Africa, America, China- East Asia.
80GF Score

Get the complete analysis for TSE:9259

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円851.00
Price
円846.36
GF Value