Victory Square TechnologiesVSQTF +3.93%48 Altman Z-Score is 3.33 as of Jun. 30, 2026, which is 420% above its 10-year median of 0.64. GuruFocus rates VSQTF with a GF Score™ of 48/100 and a GF Value™ of $0.52 (Fairly Valued). The stock has 2 warning signs investors should review. Among 658 Healthcare Providers & Services companies, Victory Square Technologies ranks better than 63.37% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 3.39 is strong.
Victory Square Technologies has a Altman Z-Score of 3.33, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Victory Square Technologies's Altman Z-Score or its related term are showing as below:
VSQTF'
s Altman Z-Score Range Over the Past 10 Years
Min: -12 Med: 0.64 Max: 62.86
Current: 3.39
During the past 11 years, Victory Square Technologies's highest Altman Z-Score was 62.86. The lowest was -12.00. And the median was 0.64.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
VSQTF vs VEEV, BTSG, TEM: Altman Z-Score Comparison
For the Health Information Services subindustry, Victory Square Technologies's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Victory Square Technologies Altman Z-Score vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Victory Square Technologies's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Victory Square Technologies's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Victory Square Technologies (VSQTF) has a Altman Z-Score of 3.33 as of Jun. 30, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Victory Square Technologies and its competitors. This is 420% above median its historical median of 0.64. According to the industry distribution chart, Victory Square Technologies ranks #241 out of 658 companies in the Healthcare Providers & Services industry, placing it in the top 36.6%.
Is Victory Square Technologies' Altman Z-Score too high?
Victory Square Technologies' current Altman Z-Score of 3.33 is 420% above median its 10-year median of 0.64. The Healthcare Providers & Services industry median Altman Z-Score is 2.37. Victory Square Technologies' value of 3.33 is 40.5% above this industry median. Based on the distribution chart, Victory Square Technologies ranks #241 out of 658 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, Victory Square Technologies has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Victory Square Technologies' Altman Z-Score compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, Victory Square Technologies ranks #241 out of 658 companies for Altman Z-Score. This puts Victory Square Technologies in the upper half of its industry. The industry median Altman Z-Score is 2.37. Victory Square Technologies' value of 3.33 is 40.5% above this benchmark. While the company's 10-year median is 0.64 vs. the industry median of 2.37, Victory Square Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Healthcare Providers & Services company?
The median Altman Z-Score among Healthcare Providers & Services companies is 2.37, based on 658 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Victory Square Technologies's current Altman Z-Score of 3.33 is 40.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Victory Square Technologies and its competitors. For the Healthcare Providers & Services industry, the median Altman Z-Score is 2.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Victory Square Technologies's current Altman Z-Score is 3.33, which is 420% above median its own 10-year median of 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Victory Square Technologies stock overvalued right now?
Based on GuruFocus' analysis, Victory Square Technologies (VSQTF) is currently considered Fairly Valued. The stock's GF Value™ is $0.52, compared to a current price of $0.51 — trading 2.4% below its estimated fair value. The current Altman Z-Score is 3.33, which is 420% above median its 10-year median of 0.64 and 40.5% above the Healthcare Providers & Services industry median of 2.37. Victory Square Technologies' overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Victory Square Technologies (VSQTF), the current Altman Z-Score is 3.33 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Victory Square Technologies (VSQTF) Overvalued in 2026?
Based on GuruFocus' analysis, Victory Square Technologies stock appears to be undervalued.
The current stock price of $0.51 is trading 2.4% below its estimated GF Value™ of $0.52.
GuruFocus considers Victory Square Technologies to be Fairly Valued.
Key valuation signals for VSQTF:
Altman Z-Score: 3.33 (420% above median its 10-year median of 0.64)
GF Value™: $0.52 vs. price of $0.51 (2.4% below fair value)
Industry Position: 40.5% above the Healthcare Providers & Services median (#241 of 658)
No single metric tells the full story. See the VSQTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Victory Square Technologies Inc is focused on investing in disruptive innovation builds, acquires, and invests in startups, then provides the senior leadership and resources needed for fast-track growth. Victory Square provides investors with a liquid way to invest in early-stage technology and healthcare companies without buying a venture fund that requires accredited investor status or multi-year commitments. The firm's corporate portfolio consists of companies using Artificial intelligence (AI), Virtual reality (VR), Augmented reality (AR), and blockchain to disrupt sectors as diverse as fintech, insurance, health, and gaming. The segments of the company are Investments; Health Tech; and Health.
48GF Score
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