Grupa Klepsydra (WAR:KLE) Altman Z-Score: 5.04 (As of Jul. 09, 2026) — 17% Above Median


WAR:KLE Grupa Klepsydra SA WAR:KLE
60 GF Score
Price zł7.26
GF Value zł9.06
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Grupa Klepsydra Altman Z-Score?

Grupa Klepsydra WAR:KLE -1.36% 60 Altman Z-Score is 5.04 as of Jul. 09, 2026, which is 17% above its 10-year median of 4.32. GuruFocus rates WAR:KLE with a GF Score™ of 60/100 and a GF Value™ of zł9.06 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 93 Personal Services companies, Grupa Klepsydra ranks better than 86.02% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 5.11 is strong.

Grupa Klepsydra has a Altman Z-Score of 5.04, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Grupa Klepsydra's Altman Z-Score or its related term are showing as below:

WAR:KLE' s Altman Z-Score Range Over the Past 10 Years
Min: -1.96   Med: 4.32   Max: 272.98
Current: 5.11

During the past 13 years, Grupa Klepsydra's highest Altman Z-Score was 272.98. The lowest was -1.96. And the median was 4.32.


Grupa Klepsydra  (WAR:KLE) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Grupa Klepsydra Altman Z-Score Related Terms


Grupa Klepsydra Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Grupa Klepsydra's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupa Klepsydra Altman Z-Score Chart

Grupa Klepsydra Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.42 159.80 7.49 4.39 4.97

Grupa Klepsydra Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.26 8.08 7.45 4.97 5.40

WAR:KLE vs ROL, SCI, FTDR: Altman Z-Score Comparison

For the Personal Services subindustry, Grupa Klepsydra's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupa Klepsydra Altman Z-Score vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, Grupa Klepsydra's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Grupa Klepsydra's Altman Z-Score falls into.


WAR:KLE
60GF Score
Grupa Klepsydra SA WAR:KLE
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupa Klepsydra Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Grupa Klepsydra's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.1183+1.4*0.0183+3.3*0.0526+0.6*6.9167+1.0*0.5459
=5.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was zł113.92 Mil.
Total Current Assets was zł23.01 Mil.
Total Current Liabilities was zł9.54 Mil.
Retained Earnings was zł2.09 Mil.
Pre-Tax Income was 2.553 + 0.956 + 1.242 + 0.625 = zł5.38 Mil.
Interest Expense was -0.168 + -0.12 + -0.13 + -0.202 = zł-0.62 Mil.
Revenue was 18.289 + 15.561 + 14.521 + 13.819 = zł62.19 Mil.
Market Cap (Today) was zł173.20 Mil.
Total Liabilities was zł25.04 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(23.008 - 9.535)/113.918
=0.1183

X2=Retained Earnings/Total Assets
=2.087/113.918
=0.0183

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(5.376 - -0.62)/113.918
=0.0526

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=173.200/25.041
=6.9167

X5=Revenue/Total Assets
=62.19/113.918
=0.5459

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Grupa Klepsydra has a Altman Z-Score of 5.04 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 5.04 mean?
Grupa Klepsydra (WAR:KLE) has a Altman Z-Score of 5.04 as of Jul. 09, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Grupa Klepsydra and its competitors. This is 17% above median its historical median of 4.32. According to the industry distribution chart, Grupa Klepsydra ranks #13 out of 93 companies in the Personal Services industry, placing it in the top 14%.
Is Grupa Klepsydra's Altman Z-Score too high?
Grupa Klepsydra's current Altman Z-Score of 5.04 is 17% above median its 10-year median of 4.32. The Personal Services industry median Altman Z-Score is 2.17. Grupa Klepsydra's value of 5.04 is 132.3% above this industry median. Based on the distribution chart, Grupa Klepsydra ranks #13 out of 93 companies in the Personal Services industry, which is in the top quartile — a strong position relative to peers. Overall, Grupa Klepsydra has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupa Klepsydra's Altman Z-Score compare to ROL and SCI?
According to the Personal Services industry distribution chart, Grupa Klepsydra ranks #13 out of 93 companies for Altman Z-Score. This places Grupa Klepsydra in the top 14% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.17. Grupa Klepsydra's value of 5.04 is 132.3% above this benchmark. While the company's 10-year median is 4.32 vs. the industry median of 2.17, Grupa Klepsydra has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Personal Services company?
The median Altman Z-Score among Personal Services companies is 2.17, based on 93 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupa Klepsydra's current Altman Z-Score of 5.04 is 132.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Grupa Klepsydra and its competitors. For the Personal Services industry, the median Altman Z-Score is 2.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupa Klepsydra's current Altman Z-Score is 5.04, which is 17% above median its own 10-year median of 4.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupa Klepsydra stock overvalued right now?
Based on GuruFocus' analysis, Grupa Klepsydra (WAR:KLE) is currently considered Modestly Undervalued. The stock's GF Value™ is zł9.06, compared to a current price of zł7.26 — trading 19.9% below its estimated fair value. The current Altman Z-Score is 5.04, which is 17% above median its 10-year median of 4.32 and 132.3% above the Personal Services industry median of 2.17. Grupa Klepsydra's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Grupa Klepsydra (WAR:KLE), the current Altman Z-Score is 5.04 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupa Klepsydra (WAR:KLE) Overvalued in 2026?

Based on GuruFocus' analysis, Grupa Klepsydra stock appears to be undervalued. The current stock price of zł7.26 is trading 19.9% below its estimated GF Value™ of zł9.06. GuruFocus considers Grupa Klepsydra to be Modestly Undervalued.

Key valuation signals for WAR:KLE:

  • Altman Z-Score: 5.04 (17% above median its 10-year median of 4.32)
  • GF Value™: zł9.06 vs. price of zł7.26 (19.9% below fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 132.3% above the Personal Services median (#13 of 93)

No single metric tells the full story. See the WAR:KLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupa Klepsydra Business Description

Other Exchanges 2EK:Germany
Address ul. Solec 5, Lodz, POL, 94-247
Grupa Klepsydra SA is a funeral company. It provides funeral and cremation services in Poland.
60GF Score

Get the complete analysis for WAR:KLE

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł7.26
Price
zł9.06
GF Value