Agrana Beteiligungs AGWBO:AGR +0.42%69 Altman Z-Score is 2.13 as of Jul. 05, 2026, which is 8% below its 10-year median of 2.32. GuruFocus rates WBO:AGR with a GF Score™ of 69/100 and a GF Value™ of €10.86 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,931 Consumer Packaged Goods companies, Agrana Beteiligungs AG ranks worse than 64.32% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 2.13 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
Agrana Beteiligungs AG has a Altman Z-Score of 2.13, indicating it is in Grey Zones. This implies that Agrana Beteiligungs AG is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Agrana Beteiligungs AG's Altman Z-Score or its related term are showing as below:
WBO:AGR'
s Altman Z-Score Range Over the Past 10 Years
Min: 2.12 Med: 2.32 Max: 3.19
Current: 2.13
During the past 13 years, Agrana Beteiligungs AG's highest Altman Z-Score was 3.19. The lowest was 2.12. And the median was 2.32.
Agrana Beteiligungs AG (WBO:AGR) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Agrana Beteiligungs AG Altman Z-Score Related Terms
Agrana Beteiligungs AG Altman Z-Score Historical Data
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The historical data trend for Agrana Beteiligungs AG's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WBO:AGR vs KHC, GIS, HRL: Altman Z-Score Comparison
For the Packaged Foods subindustry, Agrana Beteiligungs AG's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Agrana Beteiligungs AG Altman Z-Score vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Agrana Beteiligungs AG's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Agrana Beteiligungs AG's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Agrana Beteiligungs AG (WBO:AGR) has a Altman Z-Score of 2.13 as of Jul. 05, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Agrana Beteiligungs AG and its competitors. This is near median its historical median of 2.32. Over the past decade, Agrana Beteiligungs AG's Altman Z-Score has ranged from 2.12 to 3.19. According to the industry distribution chart, Agrana Beteiligungs AG ranks #1242 out of 1931 companies in the Consumer Packaged Goods industry, placing it in the top 64.3%.
Is Agrana Beteiligungs AG's Altman Z-Score too high?
Agrana Beteiligungs AG's current Altman Z-Score of 2.13 is near median its 10-year median of 2.32. Over the past 10 years, this metric has ranged from a low of 2.12 to a high of 3.19. The Consumer Packaged Goods industry median Altman Z-Score is 2.86. Agrana Beteiligungs AG's value of 2.13 is 25.5% below this industry median. Based on the distribution chart, Agrana Beteiligungs AG ranks #1242 out of 1931 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Agrana Beteiligungs AG has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Agrana Beteiligungs AG's Altman Z-Score compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Agrana Beteiligungs AG ranks #1242 out of 1931 companies for Altman Z-Score. This places Agrana Beteiligungs AG in the lower half of its industry. The industry median Altman Z-Score is 2.86. Agrana Beteiligungs AG's value of 2.13 is 25.5% below this benchmark. Historically, Agrana Beteiligungs AG's own Altman Z-Score has ranged from 2.12 to 3.19 over the past decade. While the company's 10-year median is 2.32 vs. the industry median of 2.86, Agrana Beteiligungs AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Consumer Packaged Goods company?
The median Altman Z-Score among Consumer Packaged Goods companies is 2.86, based on 1,931 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agrana Beteiligungs AG's current Altman Z-Score of 2.13 is 25.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Agrana Beteiligungs AG and its competitors. For the Consumer Packaged Goods industry, the median Altman Z-Score is 2.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agrana Beteiligungs AG's current Altman Z-Score is 2.13, which is near median its own 10-year median of 2.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agrana Beteiligungs AG stock overvalued right now?
Based on GuruFocus' analysis, Agrana Beteiligungs AG (WBO:AGR) is currently considered Fairly Valued. The stock's GF Value™ is €10.86, compared to a current price of €11.95 — trading 10% above its estimated fair value. The current Altman Z-Score is 2.13, which is near median its 10-year median of 2.32 and 25.5% below the Consumer Packaged Goods industry median of 2.86. Agrana Beteiligungs AG's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Agrana Beteiligungs AG (WBO:AGR), the current Altman Z-Score is 2.13 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Agrana Beteiligungs AG (WBO:AGR) Overvalued in 2026?
Based on GuruFocus' analysis, Agrana Beteiligungs AG stock appears to be overvalued.
The current stock price of €11.95 is trading 10% above its estimated GF Value™ of €10.86.
GuruFocus considers Agrana Beteiligungs AG to be Fairly Valued.
Key valuation signals for WBO:AGR:
Altman Z-Score: 2.13 (near median its 10-year median of 2.32)
GF Value™: €10.86 vs. price of €11.95 (10% above fair value)
Industry Position: 25.5% below the Consumer Packaged Goods median (#1242 of 1931)
No single metric tells the full story. See the WBO:AGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Agrana Beteiligungs AG is a processor and refiner of agricultural raw materials. It operates in three segments, FBS generates revenue with formulations for the dairy, bakery, ice cream and food service industries and with fruit juice concentrates such as apple and berry juice concentrates, fruit wines, beverage bases and aromas; ACS-Starch segment processes and refines corn, wheat and potatoes into starch products for the food industry, the paper, textile and construction chemicals sectors, and the pharmaceutical and cosmetic industries, fertilizers and animal feeds; and ACS-Sugar segment processes sugar beet from contract growers for use in sweets, non-alcoholic beverages and pharmaceutical applications and produces fertilizers and feedstuff for use in agriculture and animal husbandry.
69GF Score
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