Benso Oil Palm Plantation (XGHA:BOPP) Altman Z-Score: 17.79 (As of Sep. 01, 2026) — 99% Above Median

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XGHA:BOPP Benso Oil Palm Plantation XGHA:BOPP
75 GF Score
Price GHS76.67
GF Value GHS25.72
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Benso Oil Palm Plantation Altman Z-Score?

Benso Oil Palm Plantation XGHA:BOPP 75 Altman Z-Score is 17.79 as of Sep. 01, 2026, which is 99% above its 10-year median of 8.92. GuruFocus rates XGHA:BOPP with a GF Score™ of 75/100 and a GF Value™ of GHS25.72 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,934 Consumer Packaged Goods companies, Benso Oil Palm Plantation ranks better than 96.33% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 17.79 is strong.

Benso Oil Palm Plantation has a Altman Z-Score of 17.79, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Benso Oil Palm Plantation's Altman Z-Score or its related term are showing as below:

XGHA:BOPP' s Altman Z-Score Range Over the Past 10 Years
Min: 6.46   Med: 8.92   Max: 17.79
Current: 17.79

During the past 9 years, Benso Oil Palm Plantation's highest Altman Z-Score was 17.79. The lowest was 6.46. And the median was 8.92.


Benso Oil Palm Plantation  (XGHA:BOPP) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Benso Oil Palm Plantation Altman Z-Score Related Terms


Benso Oil Palm Plantation Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Benso Oil Palm Plantation's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Benso Oil Palm Plantation Altman Z-Score Chart

Benso Oil Palm Plantation Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only 6.75 6.46 8.92 9.44 13.50

Benso Oil Palm Plantation Quarterly Data
Dec17 Dec18 Dec19 Dec20 Sep21 Dec21 Jun22 Sep22 Dec22 Sep23 Dec23 Sep24 Dec24 Dec25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.42 8.92 7.13 9.44 13.50

XGHA:BOPP vs ADM, BG, TSN: Altman Z-Score Comparison

For the Farm Products subindustry, Benso Oil Palm Plantation's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Benso Oil Palm Plantation Altman Z-Score vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Benso Oil Palm Plantation's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Benso Oil Palm Plantation's Altman Z-Score falls into.


XGHA:BOPP
75GF Score
Benso Oil Palm Plantation XGHA:BOPP
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Benso Oil Palm Plantation Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Benso Oil Palm Plantation's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.1873+1.4*0.7561+3.3*0.1215+0.6*26.3011+1.0*0.3223
=17.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was GHS424.15 Mil.
Total Current Assets was GHS163.43 Mil.
Total Current Liabilities was GHS83.99 Mil.
Retained Earnings was GHS320.71 Mil.
Pre-Tax Income was 0 + 35.678 + 0 + 14.74 = GHS50.42 Mil.
Interest Expense was 0 + -0.583 + 0 + -0.531 = GHS-1.11 Mil.
Revenue was 0 + 74.519 + 0 + 62.192 = GHS136.71 Mil.
Market Cap (Today) was GHS2,668.12 Mil.
Total Liabilities was GHS101.45 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(163.432 - 83.991)/424.152
=0.1873

X2=Retained Earnings/Total Assets
=320.707/424.152
=0.7561

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(50.418 - -1.114)/424.152
=0.1215

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=2668.116/101.445
=26.3011

X5=Revenue/Total Assets
=136.711/424.152
=0.3223

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Benso Oil Palm Plantation has a Altman Z-Score of 17.79 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 17.79 mean?
Benso Oil Palm Plantation (XGHA:BOPP) has a Altman Z-Score of 17.79 as of Sep. 01, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Benso Oil Palm Plantation and its competitors. This is 99% above median its historical median of 8.92. Over the past decade, Benso Oil Palm Plantation's Altman Z-Score has ranged from 6.46 to 17.79. According to the industry distribution chart, Benso Oil Palm Plantation ranks #71 out of 1934 companies in the Consumer Packaged Goods industry, placing it in the top 3.7%.
Is Benso Oil Palm Plantation's Altman Z-Score too high?
Benso Oil Palm Plantation's current Altman Z-Score of 17.79 is 99% above median its 10-year median of 8.92. Over the past 10 years, this metric has ranged from a low of 6.46 to a high of 17.79. The Consumer Packaged Goods industry median Altman Z-Score is 2.91. Benso Oil Palm Plantation's value of 17.79 is 512.4% above this industry median. Based on the distribution chart, Benso Oil Palm Plantation ranks #71 out of 1934 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Benso Oil Palm Plantation has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Benso Oil Palm Plantation's Altman Z-Score compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, Benso Oil Palm Plantation ranks #71 out of 1934 companies for Altman Z-Score. This places Benso Oil Palm Plantation in the top 4% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.91. Benso Oil Palm Plantation's value of 17.79 is 512.4% above this benchmark. Historically, Benso Oil Palm Plantation's own Altman Z-Score has ranged from 6.46 to 17.79 over the past decade. While the company's 10-year median is 8.92 vs. the industry median of 2.91, Benso Oil Palm Plantation has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Consumer Packaged Goods company?
The median Altman Z-Score among Consumer Packaged Goods companies is 2.91, based on 1,934 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Benso Oil Palm Plantation's current Altman Z-Score of 17.79 is 512.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Benso Oil Palm Plantation and its competitors. For the Consumer Packaged Goods industry, the median Altman Z-Score is 2.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Benso Oil Palm Plantation's current Altman Z-Score is 17.79, which is 99% above median its own 10-year median of 8.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Benso Oil Palm Plantation stock overvalued right now?
Based on GuruFocus' analysis, Benso Oil Palm Plantation (XGHA:BOPP) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS25.72, compared to a current price of GHS76.67 — trading 198.1% above its estimated fair value. The current Altman Z-Score is 17.79, which is 99% above median its 10-year median of 8.92 and 512.4% above the Consumer Packaged Goods industry median of 2.91. Benso Oil Palm Plantation's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Benso Oil Palm Plantation (XGHA:BOPP), the current Altman Z-Score is 17.79 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Benso Oil Palm Plantation (XGHA:BOPP) Overvalued in 2026?

Based on GuruFocus' analysis, Benso Oil Palm Plantation stock appears to be overvalued. The current stock price of GHS76.67 is trading 198.1% above its estimated GF Value™ of GHS25.72. GuruFocus considers Benso Oil Palm Plantation to be Significantly Overvalued.

Key valuation signals for XGHA:BOPP:

  • Altman Z-Score: 17.79 (99% above median its 10-year median of 8.92)
  • GF Value™: GHS25.72 vs. price of GHS76.67 (198.1% above fair value)
  • GF Score™: 75/100 with 5 warning signs
  • Industry Position: 512.4% above the Consumer Packaged Goods median (#71 of 1934)

No single metric tells the full story. See the XGHA:BOPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Benso Oil Palm Plantation Business Description

Address Adum Banso Estate, P.O.Box 470, Takoradi, GHA
Benso Oil Palm Plantation is engaged in the business of growing oil palm and the processing of palm fruits to produce palm oil and palm kernel oil. The product of the Company is crude palm oil.
75GF Score

Get the complete analysis for XGHA:BOPP

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS76.67
Price
GHS25.72
GF Value