Mayberry Jamaican Equities (XJAM:MJE) Altman Z-Score: 0.65 (As of Jul. 25, 2026) — 77% Below Median

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XJAM:MJE Mayberry Jamaican Equities Ltd XJAM:MJE
77 GF Score
Price JMD6.54
GF Value JMD7.02
Valuation Fairly Valued
! 5 Warning Signs
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What is Mayberry Jamaican Equities Altman Z-Score?

Mayberry Jamaican Equities XJAM:MJE +2.67% 77 Altman Z-Score is 0.65 as of Jul. 25, 2026, which is 77% below its 10-year median of 2.81. GuruFocus rates XJAM:MJE with a GF Score™ of 77/100 and a GF Value™ of JMD7.02 (Fairly Valued). The stock has 5 warning signs investors should review. Among 651 Asset Management companies, Mayberry Jamaican Equities ranks worse than 83.1% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 0.66 is in distress zone. This implies bankruptcy possibility in the next two years.

Mayberry Jamaican Equities has a Altman Z-Score of 0.65, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Mayberry Jamaican Equities's Altman Z-Score or its related term are showing as below:

XJAM:MJE' s Altman Z-Score Range Over the Past 10 Years
Min: 0.66   Med: 2.81   Max: 4.29
Current: 0.66

During the past 9 years, Mayberry Jamaican Equities's highest Altman Z-Score was 4.29. The lowest was 0.66. And the median was 2.81.


Mayberry Jamaican Equities  (XJAM:MJE) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Mayberry Jamaican Equities Altman Z-Score Related Terms


Mayberry Jamaican Equities Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Mayberry Jamaican Equities's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mayberry Jamaican Equities Altman Z-Score Chart

Mayberry Jamaican Equities Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only 3.87 4.07 1.76 2.81 1.71

Mayberry Jamaican Equities Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.81 2.30 2.09 1.71 0.70

XJAM:MJE vs BLK, BX, KKR: Altman Z-Score Comparison

For the Asset Management subindustry, Mayberry Jamaican Equities's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mayberry Jamaican Equities Altman Z-Score vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Mayberry Jamaican Equities's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Mayberry Jamaican Equities's Altman Z-Score falls into.


XJAM:MJE
77GF Score
Mayberry Jamaican Equities Ltd XJAM:MJE
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Mayberry Jamaican Equities Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Mayberry Jamaican Equities's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.0128+1.4*0.7322+3.3*-0.3459+0.6*1.2343+1.0*0.0153
=0.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was JMD16,366.7 Mil.
Total Current Assets was JMD366.0 Mil.
Total Current Liabilities was JMD155.8 Mil.
Retained Earnings was JMD11,984.4 Mil.
Pre-Tax Income was -2107.039 + -831.709 + -1360.373 + -2206.362 = JMD-6,505.5 Mil.
Interest Expense was -327.321 + -182.303 + -171.99 + -162.788 = JMD-844.4 Mil.
Revenue was 9.044 + 112.174 + 128.675 + 0.159 = JMD250.1 Mil.
Market Cap (Today) was JMD7,855.5 Mil.
Total Liabilities was JMD6,364.1 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(366.035 - 155.807)/16366.678
=0.0128

X2=Retained Earnings/Total Assets
=11984.418/16366.678
=0.7322

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-6505.483 - -844.402)/16366.678
=-0.3459

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=7855.516/6364.114
=1.2343

X5=Revenue/Total Assets
=250.052/16366.678
=0.0153

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Mayberry Jamaican Equities has a Altman Z-Score of 0.65 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 0.65 mean?
Mayberry Jamaican Equities (XJAM:MJE) has a Altman Z-Score of 0.65 as of Jul. 25, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Mayberry Jamaican Equities and its competitors. This is 77% below median its historical median of 2.81. Over the past decade, Mayberry Jamaican Equities' Altman Z-Score has ranged from 0.66 to 4.29. According to the industry distribution chart, Mayberry Jamaican Equities ranks #541 out of 651 companies in the Asset Management industry, placing it in the top 83.1%.
Is Mayberry Jamaican Equities' Altman Z-Score too high?
Mayberry Jamaican Equities' current Altman Z-Score of 0.65 is 77% below median its 10-year median of 2.81. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 4.29. The Asset Management industry median Altman Z-Score is 3.45. Mayberry Jamaican Equities' value of 0.65 is 81.2% below this industry median. Based on the distribution chart, Mayberry Jamaican Equities ranks #541 out of 651 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Mayberry Jamaican Equities has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mayberry Jamaican Equities' Altman Z-Score compare to BLK and BX?
According to the Asset Management industry distribution chart, Mayberry Jamaican Equities ranks #541 out of 651 companies for Altman Z-Score. This places Mayberry Jamaican Equities in the lower half of its industry. The industry median Altman Z-Score is 3.45. Mayberry Jamaican Equities' value of 0.65 is 81.2% below this benchmark. Historically, Mayberry Jamaican Equities' own Altman Z-Score has ranged from 0.66 to 4.29 over the past decade. While the company's 10-year median is 2.81 vs. the industry median of 3.45, Mayberry Jamaican Equities has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Asset Management company?
The median Altman Z-Score among Asset Management companies is 3.45, based on 651 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mayberry Jamaican Equities's current Altman Z-Score of 0.65 is 81.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Mayberry Jamaican Equities and its competitors. For the Asset Management industry, the median Altman Z-Score is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mayberry Jamaican Equities's current Altman Z-Score is 0.65, which is 77% below median its own 10-year median of 2.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mayberry Jamaican Equities stock overvalued right now?
Based on GuruFocus' analysis, Mayberry Jamaican Equities (XJAM:MJE) is currently considered Fairly Valued. The stock's GF Value™ is JMD7.02, compared to a current price of JMD6.54 — trading 6.8% below its estimated fair value. The current Altman Z-Score is 0.65, which is 77% below median its 10-year median of 2.81 and 81.2% below the Asset Management industry median of 3.45. Mayberry Jamaican Equities' overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Mayberry Jamaican Equities (XJAM:MJE), the current Altman Z-Score is 0.65 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mayberry Jamaican Equities (XJAM:MJE) Overvalued in 2026?

Based on GuruFocus' analysis, Mayberry Jamaican Equities stock appears to be undervalued. The current stock price of JMD6.54 is trading 6.8% below its estimated GF Value™ of JMD7.02. GuruFocus considers Mayberry Jamaican Equities to be Fairly Valued.

Key valuation signals for XJAM:MJE:

  • Altman Z-Score: 0.65 (77% below median its 10-year median of 2.81)
  • GF Value™: JMD7.02 vs. price of JMD6.54 (6.8% below fair value)
  • GF Score™: 77/100 with 5 warning signs
  • Industry Position: 81.2% below the Asset Management median (#541 of 651)

No single metric tells the full story. See the XJAM:MJE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mayberry Jamaican Equities Business Description

Address Bourbon Street, P.O Box 1695, Bourbon House, Castries, LCA, LC04 1010
Mayberry Jamaican Equities Ltd is an investment company whose objective is to achieve long-term capital appreciation while preserving capital by investing in and trading public equity securities in Jamaica. The company is a full-service financial advisory and brokerage firm specialising in Trading, Asset Management, and Investment Banking. Its products include Trading, Asset Management, Investment Banking, IPOs/Bonds, and Public Bond Offering.
77GF Score

Get the complete analysis for XJAM:MJE

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD6.54
Price
JMD7.02
GF Value