Kim Hin Joo (Malaysia) Bhd (XKLS:0210) Altman Z-Score: 2.98 (As of Jun. 29, 2026) — 27% Below Median


XKLS:0210 Kim Hin Joo (Malaysia) Bhd XKLS:0210
41 GF Score
Price RM0.11
GF Value RM0.11
Valuation Fairly Valued
! 3 Warning Signs
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What is Kim Hin Joo (Malaysia) Bhd Altman Z-Score?

Kim Hin Joo (Malaysia) Bhd XKLS:0210 41 Altman Z-Score is 2.98 as of Jun. 29, 2026, which is 27% below its 10-year median of 4.10. GuruFocus rates XKLS:0210 with a GF Score™ of 41/100 and a GF Value™ of RM0.11 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,113 Retail - Cyclical companies, Kim Hin Joo (Malaysia) Bhd ranks better than 55.8% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 2.98 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

Kim Hin Joo (Malaysia) Bhd has a Altman Z-Score of 2.98, indicating it is in Grey Zones. This implies that Kim Hin Joo (Malaysia) Bhd is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Kim Hin Joo (Malaysia) Bhd's Altman Z-Score or its related term are showing as below:

XKLS:0210' s Altman Z-Score Range Over the Past 10 Years
Min: 2.94   Med: 4.1   Max: 5.29
Current: 2.98

During the past 11 years, Kim Hin Joo (Malaysia) Bhd's highest Altman Z-Score was 5.29. The lowest was 2.94. And the median was 4.10.


Kim Hin Joo (Malaysia) Bhd  (XKLS:0210) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Kim Hin Joo (Malaysia) Bhd Altman Z-Score Related Terms


Kim Hin Joo (Malaysia) Bhd Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Kim Hin Joo (Malaysia) Bhd's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kim Hin Joo (Malaysia) Bhd Altman Z-Score Chart

Kim Hin Joo (Malaysia) Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.61 3.56 3.65 4.63 3.16

Kim Hin Joo (Malaysia) Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.29 4.72 3.91 3.16 2.94

XKLS:0210 vs CASY, WSM, DKS: Altman Z-Score Comparison

For the Specialty Retail subindustry, Kim Hin Joo (Malaysia) Bhd's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kim Hin Joo (Malaysia) Bhd Altman Z-Score vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Kim Hin Joo (Malaysia) Bhd's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Kim Hin Joo (Malaysia) Bhd's Altman Z-Score falls into.


XKLS:0210
41GF Score
Kim Hin Joo (Malaysia) Bhd XKLS:0210
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Kim Hin Joo (Malaysia) Bhd Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Kim Hin Joo (Malaysia) Bhd's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.631+1.4*0.3935+3.3*-0.0384+0.6*1.6907+1.0*0.787
=2.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was RM92.09 Mil.
Total Current Assets was RM73.69 Mil.
Total Current Liabilities was RM15.58 Mil.
Retained Earnings was RM36.24 Mil.
Pre-Tax Income was -0.668 + -1.708 + -1.002 + -0.753 = RM-4.13 Mil.
Interest Expense was -0.171 + -0.157 + -0.142 + -0.125 = RM-0.60 Mil.
Revenue was 16.6 + 18.876 + 18.481 + 18.522 = RM72.48 Mil.
Market Cap (Today) was RM41.80 Mil.
Total Liabilities was RM24.72 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(73.688 - 15.576)/92.091
=0.631

X2=Retained Earnings/Total Assets
=36.239/92.091
=0.3935

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-4.131 - -0.595)/92.091
=-0.0384

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=41.800/24.724
=1.6907

X5=Revenue/Total Assets
=72.479/92.091
=0.787

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Kim Hin Joo (Malaysia) Bhd has a Altman Z-Score of 2.98 indicating it is in Grey Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 2.98 mean?
Kim Hin Joo (Malaysia) Bhd (XKLS:0210) has a Altman Z-Score of 2.98 as of Jun. 29, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Kim Hin Joo (Malaysia) Bhd and its competitors. This is 27% below median its historical median of 4.10. Over the past decade, Kim Hin Joo (Malaysia) Bhd's Altman Z-Score has ranged from 2.94 to 5.29. According to the industry distribution chart, Kim Hin Joo (Malaysia) Bhd ranks #492 out of 1113 companies in the Retail - Cyclical industry, placing it in the top 44.2%.
Is Kim Hin Joo (Malaysia) Bhd's Altman Z-Score too high?
Kim Hin Joo (Malaysia) Bhd's current Altman Z-Score of 2.98 is 27% below median its 10-year median of 4.10. Over the past 10 years, this metric has ranged from a low of 2.94 to a high of 5.29. The Retail - Cyclical industry median Altman Z-Score is 2.72. Kim Hin Joo (Malaysia) Bhd's value of 2.98 is 9.6% above this industry median. Based on the distribution chart, Kim Hin Joo (Malaysia) Bhd ranks #492 out of 1113 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Kim Hin Joo (Malaysia) Bhd has a GF Score™ of 41/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kim Hin Joo (Malaysia) Bhd's Altman Z-Score compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Kim Hin Joo (Malaysia) Bhd ranks #492 out of 1113 companies for Altman Z-Score. This puts Kim Hin Joo (Malaysia) Bhd in the upper half of its industry. The industry median Altman Z-Score is 2.72. Kim Hin Joo (Malaysia) Bhd's value of 2.98 is 9.6% above this benchmark. Historically, Kim Hin Joo (Malaysia) Bhd's own Altman Z-Score has ranged from 2.94 to 5.29 over the past decade. While the company's 10-year median is 4.10 vs. the industry median of 2.72, Kim Hin Joo (Malaysia) Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Retail - Cyclical company?
The median Altman Z-Score among Retail - Cyclical companies is 2.72, based on 1,113 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kim Hin Joo (Malaysia) Bhd's current Altman Z-Score of 2.98 is 9.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Kim Hin Joo (Malaysia) Bhd and its competitors. For the Retail - Cyclical industry, the median Altman Z-Score is 2.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kim Hin Joo (Malaysia) Bhd's current Altman Z-Score is 2.98, which is 27% below median its own 10-year median of 4.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kim Hin Joo (Malaysia) Bhd stock overvalued right now?
Based on GuruFocus' analysis, Kim Hin Joo (Malaysia) Bhd (XKLS:0210) is currently considered Fairly Valued. The stock's GF Value™ is RM0.11, compared to a current price of RM0.11 — trading right at its estimated fair value. The current Altman Z-Score is 2.98, which is 27% below median its 10-year median of 4.10 and 9.6% above the Retail - Cyclical industry median of 2.72. Kim Hin Joo (Malaysia) Bhd's overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Kim Hin Joo (Malaysia) Bhd (XKLS:0210), the current Altman Z-Score is 2.98 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kim Hin Joo (Malaysia) Bhd (XKLS:0210) Overvalued in 2026?

Based on GuruFocus' analysis, Kim Hin Joo (Malaysia) Bhd stock appears to be undervalued. The current stock price of RM0.11 is trading 0% below its estimated GF Value™ of RM0.11. GuruFocus considers Kim Hin Joo (Malaysia) Bhd to be Fairly Valued.

Key valuation signals for XKLS:0210:

  • Altman Z-Score: 2.98 (27% below median its 10-year median of 4.10)
  • GF Value™: RM0.11 vs. price of RM0.11 (0% below fair value)
  • GF Score™: 41/100 with 3 warning signs
  • Industry Position: 9.6% above the Retail - Cyclical median (#492 of 1113)

No single metric tells the full story. See the XKLS:0210 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kim Hin Joo (Malaysia) Bhd Business Description

Address Jalan Perindustrian Balakong Jaya 1 /3, Lot 5205C, Wisma Pang Cheng Yean, Kawasan Perindustrian Balakong Jaya, Seri Kembangan, SGR, MYS, 43300
Kim Hin Joo (Malaysia) Bhd is principally involved in the retail and distribution of baby, children, and maternity products. The firm operates through two segments. The Retail segment engages in the retailing of babies, children, and maternity products. The Distribution segment comprises of distribution of children's and maternity products. The group operates in Malaysia.
41GF Score

Get the complete analysis for XKLS:0210

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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