UMS Holdings BhdXKLS:7137 81 Altman Z-Score is 7.19 as of Jul. 12, 2026, which is 28% below its 10-year median of 10.02. GuruFocus rates XKLS:7137 with a GF Score™ of 81/100 and a GF Value™ of RM1.96 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 155 Industrial Distribution companies, UMS Holdings Bhd ranks better than 90.97% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 7.19 is strong.
UMS Holdings Bhd has a Altman Z-Score of 7.19, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for UMS Holdings Bhd's Altman Z-Score or its related term are showing as below:
XKLS:7137'
s Altman Z-Score Range Over the Past 10 Years
Min: 6.38 Med: 10.02 Max: 36.02
Current: 7.19
During the past 13 years, UMS Holdings Bhd's highest Altman Z-Score was 36.02. The lowest was 6.38. And the median was 10.02.
UMS Holdings Bhd (XKLS:7137) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
UMS Holdings Bhd Altman Z-Score Related Terms
UMS Holdings Bhd Altman Z-Score Historical Data
* Premium members only.
The historical data trend for UMS Holdings Bhd's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:7137 vs GWW, FAST, FERG: Altman Z-Score Comparison
For the Industrial Distribution subindustry, UMS Holdings Bhd's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UMS Holdings Bhd Altman Z-Score vs Industrial Distribution Industry
For the Industrial Distribution industry and Industrials sector, UMS Holdings Bhd's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where UMS Holdings Bhd's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
UMS Holdings Bhd's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.5586
+
1.4
*
0
+
3.3
*
0.0419
+
0.6
*
9.9472
+
1.0
*
0.4137
=
7.19
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
UMS Holdings Bhd (XKLS:7137) has a Altman Z-Score of 7.19 as of Jul. 12, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on UMS Holdings Bhd and its competitors. This is 28% below median its historical median of 10.02. Over the past decade, UMS Holdings Bhd's Altman Z-Score has ranged from 6.38 to 36.02. According to the industry distribution chart, UMS Holdings Bhd ranks #14 out of 155 companies in the Industrial Distribution industry, placing it in the top 9%.
Is UMS Holdings Bhd's Altman Z-Score too high?
UMS Holdings Bhd's current Altman Z-Score of 7.19 is 28% below median its 10-year median of 10.02. Over the past 10 years, this metric has ranged from a low of 6.38 to a high of 36.02. The Industrial Distribution industry median Altman Z-Score is 3.24. UMS Holdings Bhd's value of 7.19 is 121.9% above this industry median. Based on the distribution chart, UMS Holdings Bhd ranks #14 out of 155 companies in the Industrial Distribution industry, which is in the top quartile — a strong position relative to peers. Overall, UMS Holdings Bhd has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UMS Holdings Bhd's Altman Z-Score compare to GWW and FAST?
According to the Industrial Distribution industry distribution chart, UMS Holdings Bhd ranks #14 out of 155 companies for Altman Z-Score. This places UMS Holdings Bhd in the top 9% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 3.24. UMS Holdings Bhd's value of 7.19 is 121.9% above this benchmark. Historically, UMS Holdings Bhd's own Altman Z-Score has ranged from 6.38 to 36.02 over the past decade. While the company's 10-year median is 10.02 vs. the industry median of 3.24, UMS Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Industrial Distribution company?
The median Altman Z-Score among Industrial Distribution companies is 3.24, based on 155 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UMS Holdings Bhd's current Altman Z-Score of 7.19 is 121.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on UMS Holdings Bhd and its competitors. For the Industrial Distribution industry, the median Altman Z-Score is 3.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UMS Holdings Bhd's current Altman Z-Score is 7.19, which is 28% below median its own 10-year median of 10.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UMS Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, UMS Holdings Bhd (XKLS:7137) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.96, compared to a current price of RM1.70 — trading 13.3% below its estimated fair value. The current Altman Z-Score is 7.19, which is 28% below median its 10-year median of 10.02 and 121.9% above the Industrial Distribution industry median of 3.24. UMS Holdings Bhd's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For UMS Holdings Bhd (XKLS:7137), the current Altman Z-Score is 7.19 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UMS Holdings Bhd (XKLS:7137) Overvalued in 2026?
Based on GuruFocus' analysis, UMS Holdings Bhd stock appears to be undervalued.
The current stock price of RM1.70 is trading 13.3% below its estimated GF Value™ of RM1.96.
GuruFocus considers UMS Holdings Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:7137:
Altman Z-Score: 7.19 (28% below median its 10-year median of 10.02)
GF Value™: RM1.96 vs. price of RM1.70 (13.3% below fair value)
Industry Position: 121.9% above the Industrial Distribution median (#14 of 155)
No single metric tells the full story. See the XKLS:7137 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UMS Holdings Bhd is an investment holding company. It operates in three segments based on geographical location: Malaysia (which includes Southern, East Coast, Central of Peninsular Malaysia and East Malaysia); and Singapore. Its revenue is derived from the distribution of mechanical power transmission and material handling products and systems and industrial spare parts. It serves different industries such as palm oil, rubber, power generation, quarrying & cement industries, latex glove manufacturing, and electrical & electronic industries.
81GF Score
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