Uzma Bhd (XKLS:7250) Altman Z-Score: 1.05 (As of Jun. 30, 2026) — Near Median


XKLS:7250 Uzma Bhd XKLS:7250
58 GF Score
Price RM0.37
GF Value RM0.77
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Uzma Bhd Altman Z-Score?

Uzma Bhd XKLS:7250 58 Altman Z-Score is 1.05 as of Jun. 30, 2026, which is 5% above its 10-year median of 1.00. GuruFocus rates XKLS:7250 with a GF Score™ of 58/100 and a GF Value™ of RM0.77 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 900 Oil & Gas companies, Uzma Bhd ranks worse than 71.22% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 1.05 is in distress zone. This implies bankruptcy possibility in the next two years.

Uzma Bhd has a Altman Z-Score of 1.05, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Uzma Bhd's Altman Z-Score or its related term are showing as below:

XKLS:7250' s Altman Z-Score Range Over the Past 10 Years
Min: 0.72   Med: 1   Max: 1.46
Current: 1.05

During the past 13 years, Uzma Bhd's highest Altman Z-Score was 1.46. The lowest was 0.72. And the median was 1.00.


Uzma Bhd  (XKLS:7250) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Uzma Bhd Altman Z-Score Related Terms


Uzma Bhd Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Uzma Bhd's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uzma Bhd Altman Z-Score Chart

Uzma Bhd Annual Data
Trend Dec14 Dec15 Dec16 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.77 0.73 0.89 1.12 0.90

Uzma Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.86 0.90 0.92 0.94 1.06

XKLS:7250 vs XOM, CVX: Altman Z-Score Comparison

For the Oil & Gas Integrated subindustry, Uzma Bhd's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uzma Bhd Altman Z-Score vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, Uzma Bhd's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Uzma Bhd's Altman Z-Score falls into.


XKLS:7250
58GF Score
Uzma Bhd XKLS:7250
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Uzma Bhd Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Uzma Bhd's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.0008+1.4*0.1431+3.3*0.0559+0.6*0.1717+1.0*0.561
=1.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was RM2,010 Mil.
Total Current Assets was RM651 Mil.
Total Current Liabilities was RM649 Mil.
Retained Earnings was RM288 Mil.
Pre-Tax Income was 14.256 + 14.636 + 19.655 + 34.663 = RM83 Mil.
Interest Expense was -7.646 + -8.76 + -7.23 + -5.396 = RM-29 Mil.
Revenue was 419.49 + 289.692 + 205.261 + 212.884 = RM1,127 Mil.
Market Cap (Today) was RM225 Mil.
Total Liabilities was RM1,309 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(650.546 - 648.959)/2009.638
=0.0008

X2=Retained Earnings/Total Assets
=287.653/2009.638
=0.1431

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(83.21 - -29.032)/2009.638
=0.0559

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=224.719/1308.856
=0.1717

X5=Revenue/Total Assets
=1127.327/2009.638
=0.561

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Uzma Bhd has a Altman Z-Score of 1.05 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 1.05 mean?
Uzma Bhd (XKLS:7250) has a Altman Z-Score of 1.05 as of Jun. 30, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Uzma Bhd and its competitors. This is near median its historical median of 1.00. Over the past decade, Uzma Bhd's Altman Z-Score has ranged from 0.72 to 1.46. According to the industry distribution chart, Uzma Bhd ranks #641 out of 900 companies in the Oil & Gas industry, placing it in the top 71.2%.
Is Uzma Bhd's Altman Z-Score too high?
Uzma Bhd's current Altman Z-Score of 1.05 is near median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 1.46. The Oil & Gas industry median Altman Z-Score is 1.90. Uzma Bhd's value of 1.05 is 44.6% below this industry median. Based on the distribution chart, Uzma Bhd ranks #641 out of 900 companies in the Oil & Gas industry, which is below the industry midpoint. Overall, Uzma Bhd has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Uzma Bhd's Altman Z-Score compare to XOM and CVX?
According to the Oil & Gas industry distribution chart, Uzma Bhd ranks #641 out of 900 companies for Altman Z-Score. This places Uzma Bhd in the lower half of its industry. The industry median Altman Z-Score is 1.90. Uzma Bhd's value of 1.05 is 44.6% below this benchmark. Historically, Uzma Bhd's own Altman Z-Score has ranged from 0.72 to 1.46 over the past decade. While the company's 10-year median is 1.00 vs. the industry median of 1.90, Uzma Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Oil & Gas company?
The median Altman Z-Score among Oil & Gas companies is 1.90, based on 900 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Uzma Bhd's current Altman Z-Score of 1.05 is 44.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Uzma Bhd and its competitors. For the Oil & Gas industry, the median Altman Z-Score is 1.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Uzma Bhd's current Altman Z-Score is 1.05, which is near median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uzma Bhd stock overvalued right now?
Based on GuruFocus' analysis, Uzma Bhd (XKLS:7250) is currently considered Possible Value Trap. The stock's GF Value™ is RM0.77, compared to a current price of RM0.37 — trading 51.9% below its estimated fair value. The current Altman Z-Score is 1.05, which is near median its 10-year median of 1.00 and 44.6% below the Oil & Gas industry median of 1.90. Uzma Bhd's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Uzma Bhd (XKLS:7250), the current Altman Z-Score is 1.05 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Uzma Bhd (XKLS:7250) Overvalued in 2026?

Based on GuruFocus' analysis, Uzma Bhd stock appears to be undervalued. The current stock price of RM0.37 is trading 51.9% below its estimated GF Value™ of RM0.77. GuruFocus considers Uzma Bhd to be Possible Value Trap.

Key valuation signals for XKLS:7250:

  • Altman Z-Score: 1.05 (near median its 10-year median of 1.00)
  • GF Value™: RM0.77 vs. price of RM0.37 (51.9% below fair value)
  • GF Score™: 58/100 with 4 warning signs
  • Industry Position: 44.6% below the Oil & Gas median (#641 of 900)

No single metric tells the full story. See the XKLS:7250 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Uzma Bhd Business Description

Industry EnergyOil & Gas
Address No. 2, Jalan PJU 8/8A, Uzma Tower, Damansara Perdana, Petaling Jaya, SGR, MYS, 47820
Uzma Bhd is an investment holding company. Through its subsidiaries, it provides integrated solutions to the oil and gas industry. The company's reportable segments include O&G upstream services; Trading and other O&G services, and Others. Maximum revenue is derived from its O&G upstream services segment which provides geoscience and reservoir engineering, drilling, project and operation services, and other specialized services within the oil and gas industry. Trading and other O&G services segment is engaged in manufacturing, marketing, distribution, and supply of oilfield chemicals, petrochemical and chemical products, equipment, and services. The Others segment represents its new energy, digitalisation and tech, and investment holding business. It derives key revenue from Malaysia.
58GF Score

Get the complete analysis for XKLS:7250

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.37
Price
RM0.77
GF Value