Techo Hogar SOCIMI (XMAD:YTCH) Altman Z-Score: 406.76 (As of Jul. 11, 2026) — 3815% Above Median


XMAD:YTCH Techo Hogar SOCIMI SA XMAD:YTCH
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What is Techo Hogar SOCIMI Altman Z-Score?

Techo Hogar SOCIMI XMAD:YTCH 9 Altman Z-Score is 406.76 as of Jul. 11, 2026, which is 3815% above its 10-year median of 10.39. GuruFocus rates XMAD:YTCH with a GF Score™ of 9/100. The stock has 4 warning signs investors should review. Among 1,731 Real Estate companies, Techo Hogar SOCIMI ranks better than 97.92% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 17.74 is strong.

Techo Hogar SOCIMI has a Altman Z-Score of 406.76, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Techo Hogar SOCIMI's Altman Z-Score or its related term are showing as below:

XMAD:YTCH' s Altman Z-Score Range Over the Past 10 Years
Min: 10.39   Med: 10.39   Max: 17.74
Current: 17.74

During the past 2 years, Techo Hogar SOCIMI's highest Altman Z-Score was 17.74. The lowest was 10.39. And the median was 10.39.


Techo Hogar SOCIMI  (XMAD:YTCH) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Techo Hogar SOCIMI Altman Z-Score Related Terms


Techo Hogar SOCIMI Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Techo Hogar SOCIMI's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Techo Hogar SOCIMI Altman Z-Score Chart

Techo Hogar SOCIMI Annual Data
Trend Dec21 Jul23
Altman Z-Score
0.00 0.00

Techo Hogar SOCIMI Semi-Annual Data
Dec21 Jul23 Jul24 Jun25
Altman Z-Score 0.00 0.00 10.39 0.00

XMAD:YTCH vs CBRE, BEKE, JLL: Altman Z-Score Comparison

For the Real Estate Services subindustry, Techo Hogar SOCIMI's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Techo Hogar SOCIMI Altman Z-Score vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Techo Hogar SOCIMI's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Techo Hogar SOCIMI's Altman Z-Score falls into.


XMAD:YTCH
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Techo Hogar SOCIMI SA XMAD:YTCH
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Techo Hogar SOCIMI Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Techo Hogar SOCIMI's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.1939+1.4*-0.0025+3.3*0.0002+0.6*677.5316+1.0*0.0152
=406.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Jul. 2023:
Total Assets was €16.53 Mil.
Total Current Assets was €3.22 Mil.
Total Current Liabilities was €0.02 Mil.
Retained Earnings was €-0.04 Mil.
Pre-Tax Income was €-0.01 Mil.
Interest Expense was €-0.01 Mil.
Revenue was €0.25 Mil.
Market Cap (Today) was €53.53 Mil.
Total Liabilities was €0.08 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(3.222 - 0.016)/16.532
=0.1939

X2=Retained Earnings/Total Assets
=-0.041/16.532
=-0.0025

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-0.005 - -0.008)/16.532
=0.0002

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=53.525/0.079
=677.5316

X5=Revenue/Total Assets
=0.252/16.532
=0.0152

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Techo Hogar SOCIMI has a Altman Z-Score of 406.76 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 406.76 mean?
Techo Hogar SOCIMI (XMAD:YTCH) has a Altman Z-Score of 406.76 as of Jul. 11, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Techo Hogar SOCIMI and its competitors. This is 3815% above median its historical median of 10.39. Over the past decade, Techo Hogar SOCIMI's Altman Z-Score has ranged from 10.39 to 17.74. According to the industry distribution chart, Techo Hogar SOCIMI ranks #36 out of 1731 companies in the Real Estate industry, placing it in the top 2.1%.
Is Techo Hogar SOCIMI's Altman Z-Score too high?
Techo Hogar SOCIMI's current Altman Z-Score of 406.76 is 3815% above median its 10-year median of 10.39. Over the past 10 years, this metric has ranged from a low of 10.39 to a high of 17.74. The Real Estate industry median Altman Z-Score is 1.31. Techo Hogar SOCIMI's value of 406.76 is 30950.4% above this industry median. Based on the distribution chart, Techo Hogar SOCIMI ranks #36 out of 1731 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Techo Hogar SOCIMI has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Techo Hogar SOCIMI's Altman Z-Score compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Techo Hogar SOCIMI ranks #36 out of 1731 companies for Altman Z-Score. This places Techo Hogar SOCIMI in the top 2% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 1.31. Techo Hogar SOCIMI's value of 406.76 is 30950.4% above this benchmark. Historically, Techo Hogar SOCIMI's own Altman Z-Score has ranged from 10.39 to 17.74 over the past decade. While the company's 10-year median is 10.39 vs. the industry median of 1.31, Techo Hogar SOCIMI has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.31, based on 1,731 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Techo Hogar SOCIMI's current Altman Z-Score of 406.76 is 30950.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Techo Hogar SOCIMI and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Techo Hogar SOCIMI's current Altman Z-Score is 406.76, which is 3815% above median its own 10-year median of 10.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Techo Hogar SOCIMI stock overvalued right now?
Techo Hogar SOCIMI (XMAD:YTCH) has a current Altman Z-Score of 406.76. The current Altman Z-Score is 406.76, which is 3815% above median its 10-year median of 10.39 and 30950.4% above the Real Estate industry median of 1.31. Techo Hogar SOCIMI's overall GF Score™ is 9/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Techo Hogar SOCIMI (XMAD:YTCH), the current Altman Z-Score is 406.76 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Techo Hogar SOCIMI Business Description

Address CALLE PUENTEAREAS, 18, MADRID, ESP, 28002
Techo Hogar SOCIMI SA objective is the acquisition and promotion of urban real estate for leasing.
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