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Arab InvestorsXPAE:ARAB 45 Altman Z-Score is 90.84 as of Jul. 18, 2026, which is 164% above its 10-year median of 34.37. GuruFocus rates XPAE:ARAB with a GF Score™ of 45/100 and a GF Value™ of JOD0.81 (Modestly Overvalued). The stock has 11 warning signs investors should review. Among 1,730 Real Estate companies, Arab Investors ranks better than 99.42% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 90.84 is strong.
Arab Investors has a Altman Z-Score of 90.84, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Arab Investors's Altman Z-Score or its related term are showing as below:
XPAE:ARAB'
s Altman Z-Score Range Over the Past 10 Years
Min: 19.31 Med: 34.37 Max: 127.76
Current: 90.84
During the past 13 years, Arab Investors's highest Altman Z-Score was 127.76. The lowest was 19.31. And the median was 34.37.
Arab Investors (XPAE:ARAB) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Arab Investors Altman Z-Score Related Terms
Arab Investors Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Arab Investors's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arab Investors Altman Z-Score Competitor Comparison
For the Real Estate - Development subindustry, Arab Investors's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arab Investors Altman Z-Score vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Arab Investors's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Arab Investors's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Arab Investors's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.0082
+
1.4
*
0.2407
+
3.3
*
0.0016
+
0.6
*
150.7937
+
1.0
*
0.0122
=
90.84
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Arab Investors (XPAE:ARAB) has a Altman Z-Score of 90.84 as of Jul. 18, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Arab Investors and its competitors. This is 164% above median its historical median of 34.37. Over the past decade, Arab Investors' Altman Z-Score has ranged from 19.31 to 127.76. According to the industry distribution chart, Arab Investors ranks #10 out of 1730 companies in the Real Estate industry, placing it in the top 0.59999999999999%.
Is Arab Investors' Altman Z-Score too high?
Arab Investors' current Altman Z-Score of 90.84 is 164% above median its 10-year median of 34.37. Over the past 10 years, this metric has ranged from a low of 19.31 to a high of 127.76. The Real Estate industry median Altman Z-Score is 1.32. Arab Investors' value of 90.84 is 6808% above this industry median. Based on the distribution chart, Arab Investors ranks #10 out of 1730 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Arab Investors has a GF Score™ of 45/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arab Investors' Altman Z-Score compare to competitors?
According to the Real Estate industry distribution chart, Arab Investors ranks #10 out of 1730 companies for Altman Z-Score. This places Arab Investors in the top 1% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 1.32. Arab Investors' value of 90.84 is 6808% above this benchmark. Historically, Arab Investors' own Altman Z-Score has ranged from 19.31 to 127.76 over the past decade. While the company's 10-year median is 34.37 vs. the industry median of 1.32, Arab Investors has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.32, based on 1,730 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arab Investors's current Altman Z-Score of 90.84 is 6808% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Arab Investors and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arab Investors's current Altman Z-Score is 90.84, which is 164% above median its own 10-year median of 34.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Investors stock overvalued right now?
Based on GuruFocus' analysis, Arab Investors (XPAE:ARAB) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD0.81, compared to a current price of JOD0.95 — trading 17.3% above its estimated fair value. The current Altman Z-Score is 90.84, which is 164% above median its 10-year median of 34.37 and 6808% above the Real Estate industry median of 1.32. Arab Investors' overall GF Score™ is 45/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Arab Investors (XPAE:ARAB), the current Altman Z-Score is 90.84 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arab Investors (XPAE:ARAB) Overvalued in 2026?
Based on GuruFocus' analysis, Arab Investors stock appears to be overvalued.
The current stock price of JOD0.95 is trading 17.3% above its estimated GF Value™ of JOD0.81.
GuruFocus considers Arab Investors to be Modestly Overvalued.
Key valuation signals for XPAE:ARAB:
Altman Z-Score: 90.84 (164% above median its 10-year median of 34.37)
GF Value™: JOD0.81 vs. price of JOD0.95 (17.3% above fair value)
Industry Position: 6808% above the Real Estate median (#10 of 1730)
No single metric tells the full story. See the XPAE:ARAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arab Investors PLC is engaged in investment activities primarily in the real estate sector. The company also invests in industrial and tourist projects, as well as securities.
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