Amram Avraham Construction Co (XTAE:AMRM) Altman Z-Score: 0.93 (As of Jul. 12, 2026) — Near Median


XTAE:AMRM Amram Avraham Construction Co Ltd XTAE:AMRM
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What is Amram Avraham Construction Co Altman Z-Score?

Amram Avraham Construction Co XTAE:AMRM +0.37% 9 Altman Z-Score is 0.93 as of Jul. 12, 2026, which is 7% below its 10-year median of 1.00. GuruFocus rates XTAE:AMRM with a GF Score™ of 9/100. The stock has 5 warning signs investors should review. Among 1,734 Real Estate companies, Amram Avraham Construction Co ranks worse than 64.07% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 0.93 is in distress zone. This implies bankruptcy possibility in the next two years.

Amram Avraham Construction Co has a Altman Z-Score of 0.93, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Amram Avraham Construction Co's Altman Z-Score or its related term are showing as below:

XTAE:AMRM' s Altman Z-Score Range Over the Past 10 Years
Min: 0.89   Med: 1   Max: 1.09
Current: 0.93

During the past 4 years, Amram Avraham Construction Co's highest Altman Z-Score was 1.09. The lowest was 0.89. And the median was 1.00.


Amram Avraham Construction Co  (XTAE:AMRM) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Amram Avraham Construction Co Altman Z-Score Related Terms


Amram Avraham Construction Co Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Amram Avraham Construction Co's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amram Avraham Construction Co Altman Z-Score Chart

Amram Avraham Construction Co Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Altman Z-Score
0.00 0.00 1.02 1.09

Amram Avraham Construction Co Quarterly Data
Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 1.06 1.08 1.09 0.92

XTAE:AMRM vs CBRE, BEKE, JLL: Altman Z-Score Comparison

For the Real Estate Services subindustry, Amram Avraham Construction Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amram Avraham Construction Co Altman Z-Score vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Amram Avraham Construction Co's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Amram Avraham Construction Co's Altman Z-Score falls into.


XTAE:AMRM
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Amram Avraham Construction Co Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Amram Avraham Construction Co's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.0369+1.4*0.1385+3.3*0.0457+0.6*0.5428+1.0*0.2161
=0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was ₪7,461 Mil.
Total Current Assets was ₪3,997 Mil.
Total Current Liabilities was ₪3,722 Mil.
Retained Earnings was ₪1,033 Mil.
Pre-Tax Income was 16.927 + 120.188 + 27.566 + 25.812 = ₪190 Mil.
Interest Expense was -39.739 + -42.845 + -41.595 + -26.574 = ₪-151 Mil.
Revenue was 406.853 + 488.22 + 384.164 + 333.059 = ₪1,612 Mil.
Market Cap (Today) was ₪3,199 Mil.
Total Liabilities was ₪5,893 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(3997.025 - 3721.903)/7461.245
=0.0369

X2=Retained Earnings/Total Assets
=1033.137/7461.245
=0.1385

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(190.493 - -150.753)/7461.245
=0.0457

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=3198.675/5892.706
=0.5428

X5=Revenue/Total Assets
=1612.296/7461.245
=0.2161

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Amram Avraham Construction Co has a Altman Z-Score of 0.93 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 0.93 mean?
Amram Avraham Construction Co (XTAE:AMRM) has a Altman Z-Score of 0.93 as of Jul. 12, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Amram Avraham Construction Co and its competitors. This is near median its historical median of 1.00. Over the past decade, Amram Avraham Construction Co's Altman Z-Score has ranged from 0.89 to 1.09. According to the industry distribution chart, Amram Avraham Construction Co ranks #1111 out of 1734 companies in the Real Estate industry, placing it in the top 64.1%.
Is Amram Avraham Construction Co's Altman Z-Score too high?
Amram Avraham Construction Co's current Altman Z-Score of 0.93 is near median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 1.09. The Real Estate industry median Altman Z-Score is 1.31. Amram Avraham Construction Co's value of 0.93 is 29% below this industry median. Based on the distribution chart, Amram Avraham Construction Co ranks #1111 out of 1734 companies in the Real Estate industry, which is below the industry midpoint. Overall, Amram Avraham Construction Co has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Amram Avraham Construction Co's Altman Z-Score compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Amram Avraham Construction Co ranks #1111 out of 1734 companies for Altman Z-Score. This places Amram Avraham Construction Co in the lower half of its industry. The industry median Altman Z-Score is 1.31. Amram Avraham Construction Co's value of 0.93 is 29% below this benchmark. Historically, Amram Avraham Construction Co's own Altman Z-Score has ranged from 0.89 to 1.09 over the past decade. While the company's 10-year median is 1.00 vs. the industry median of 1.31, Amram Avraham Construction Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Real Estate company?
The median Altman Z-Score among Real Estate companies is 1.31, based on 1,734 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amram Avraham Construction Co's current Altman Z-Score of 0.93 is 29% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Amram Avraham Construction Co and its competitors. For the Real Estate industry, the median Altman Z-Score is 1.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amram Avraham Construction Co's current Altman Z-Score is 0.93, which is near median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amram Avraham Construction Co stock overvalued right now?
Amram Avraham Construction Co (XTAE:AMRM) has a current Altman Z-Score of 0.93. The current Altman Z-Score is 0.93, which is near median its 10-year median of 1.00 and 29% below the Real Estate industry median of 1.31. Amram Avraham Construction Co's overall GF Score™ is 9/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Amram Avraham Construction Co (XTAE:AMRM), the current Altman Z-Score is 0.93 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Amram Avraham Construction Co Business Description

Address 22 Hamsger Street, Hadera Industrial Zone, Hadera, ISR
Amram Avraham Construction Co Ltd is a company that operates, on its own and through corporations held by it, including through joint activities with third parties, in the field of real estate. in the entrepreneurial and profitable real estate sector in Israel. It operates in two main areas of activity which includes the field of entrepreneurial real estate in Israel that involves Locating real estate, improvement processes and initiation, establishment and sale of real estate projects through the company, consolidated companies or through a special purpose corporation and the yielding real estate field which involves cating, initiating, establishing, renting and managing real estate for investment, when sometimes the company purchases land whose current purpose is for industry storage.
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