What is More Provident Funds And Pension Altman Z-Score?
More Provident Funds And PensionXTAE:MPP +2.16%85 Altman Z-Score is 3.95 as of Jul. 01, 2026, which is 16% above its 10-year median of 3.40. GuruFocus rates XTAE:MPP with a GF Score™ of 85/100 and a GF Value™ of ₪10.70 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 645 Asset Management companies, More Provident Funds And Pension ranks better than 51.78% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 3.95 is strong.
More Provident Funds And Pension has a Altman Z-Score of 3.95, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for More Provident Funds And Pension's Altman Z-Score or its related term are showing as below:
XTAE:MPP'
s Altman Z-Score Range Over the Past 10 Years
Min: 1.85 Med: 3.4 Max: 5.1
Current: 3.95
During the past 8 years, More Provident Funds And Pension's highest Altman Z-Score was 5.10. The lowest was 1.85. And the median was 3.40.
More Provident Funds And Pension (XTAE:MPP) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
More Provident Funds And Pension Altman Z-Score Chart
XTAE:MPP vs BLK, BX, KKR: Altman Z-Score Comparison
For the Asset Management subindustry, More Provident Funds And Pension's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
More Provident Funds And Pension Altman Z-Score vs Asset Management Industry
For the Asset Management industry and Financial Services sector, More Provident Funds And Pension's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where More Provident Funds And Pension's Altman Z-Score falls into.
More Provident Funds And Pension Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
More Provident Funds And Pension (XTAE:MPP) has a Altman Z-Score of 3.95 as of Jul. 01, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on More Provident Funds And Pension and its competitors. This is 16% above median its historical median of 3.40. Over the past decade, More Provident Funds And Pension's Altman Z-Score has ranged from 1.85 to 5.10. According to the industry distribution chart, More Provident Funds And Pension ranks #311 out of 645 companies in the Asset Management industry, placing it in the top 48.2%.
Is More Provident Funds And Pension's Altman Z-Score too high?
More Provident Funds And Pension's current Altman Z-Score of 3.95 is 16% above median its 10-year median of 3.40. Over the past 10 years, this metric has ranged from a low of 1.85 to a high of 5.10. The Asset Management industry median Altman Z-Score is 3.53. More Provident Funds And Pension's value of 3.95 is 11.9% above this industry median. Based on the distribution chart, More Provident Funds And Pension ranks #311 out of 645 companies in the Asset Management industry, which is above the industry midpoint. Overall, More Provident Funds And Pension has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does More Provident Funds And Pension's Altman Z-Score compare to BLK and BX?
According to the Asset Management industry distribution chart, More Provident Funds And Pension ranks #311 out of 645 companies for Altman Z-Score. This puts More Provident Funds And Pension in the upper half of its industry. The industry median Altman Z-Score is 3.53. More Provident Funds And Pension's value of 3.95 is 11.9% above this benchmark. Historically, More Provident Funds And Pension's own Altman Z-Score has ranged from 1.85 to 5.10 over the past decade. While the company's 10-year median is 3.40 vs. the industry median of 3.53, More Provident Funds And Pension has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Asset Management company?
The median Altman Z-Score among Asset Management companies is 3.53, based on 645 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. More Provident Funds And Pension's current Altman Z-Score of 3.95 is 11.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on More Provident Funds And Pension and its competitors. For the Asset Management industry, the median Altman Z-Score is 3.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. More Provident Funds And Pension's current Altman Z-Score is 3.95, which is 16% above median its own 10-year median of 3.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is More Provident Funds And Pension stock overvalued right now?
Based on GuruFocus' analysis, More Provident Funds And Pension (XTAE:MPP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪10.70, compared to a current price of ₪17.00 — trading 58.9% above its estimated fair value. The current Altman Z-Score is 3.95, which is 16% above median its 10-year median of 3.40 and 11.9% above the Asset Management industry median of 3.53. More Provident Funds And Pension's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For More Provident Funds And Pension (XTAE:MPP), the current Altman Z-Score is 3.95 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is More Provident Funds And Pension (XTAE:MPP) Overvalued in 2026?
Based on GuruFocus' analysis, More Provident Funds And Pension stock appears to be overvalued.
The current stock price of ₪17.00 is trading 58.9% above its estimated GF Value™ of ₪10.70.
GuruFocus considers More Provident Funds And Pension to be Significantly Overvalued.
Key valuation signals for XTAE:MPP:
Altman Z-Score: 3.95 (16% above median its 10-year median of 3.40)
GF Value™: ₪10.70 vs. price of ₪17.00 (58.9% above fair value)
Industry Position: 11.9% above the Asset Management median (#311 of 645)
No single metric tells the full story. See the XTAE:MPP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
More Provident Funds And Pension Business Description
More Provident Funds And Pension Ltd, formerly More Provident Funds Ltd offers variety of long-term savings routes at different risk levels. The company offers provident funds, study funds and investment provident funds.
85GF Score
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