STG International (XTAE:STG) Altman Z-Score: 5.49 (As of Jul. 19, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:STG STG International Ltd XTAE:STG
29 GF Score
Price ₪47.15
! 3 Warning Signs
View Full Analysis

What is STG International Altman Z-Score?

STG International XTAE:STG +1.53% 29 Altman Z-Score is 5.49 as of Jul. 19, 2026, which is 5% below its 10-year median of 5.76. GuruFocus rates XTAE:STG with a GF Score™ of 29/100. The stock has 3 warning signs investors should review. Among 2,459 Hardware companies, STG International ranks better than 70.76% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 5.49 is strong.

STG International has a Altman Z-Score of 5.49, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for STG International's Altman Z-Score or its related term are showing as below:

XTAE:STG' s Altman Z-Score Range Over the Past 10 Years
Min: 5.29   Med: 5.76   Max: 6.23
Current: 5.49

During the past 3 years, STG International's highest Altman Z-Score was 6.23. The lowest was 5.29. And the median was 5.76.


STG International  (XTAE:STG) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


STG International Altman Z-Score Related Terms


STG International Altman Z-Score Historical Data

* Premium members only.

The historical data trend for STG International's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

STG International Altman Z-Score Chart

STG International Annual Data
Trend Dec23 Dec24 Dec25
Altman Z-Score
0.00 5.29 6.23

STG International Semi-Annual Data
Jun24 Dec24 Jun25 Dec25
Altman Z-Score 0.00 5.29 0.00 6.23

XTAE:STG vs SNX, ARW, AVT: Altman Z-Score Comparison

For the Electronics & Computer Distribution subindustry, STG International's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


STG International Altman Z-Score vs Hardware Industry

For the Hardware industry and Technology sector, STG International's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where STG International's Altman Z-Score falls into.


XTAE:STG
29GF Score
STG International Ltd XTAE:STG
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

STG International Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

STG International's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.6769+1.4*0.5005+3.3*0.0835+0.6*4.6504+1.0*0.9063
=5.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was ₪202.5 Mil.
Total Current Assets was ₪179.8 Mil.
Total Current Liabilities was ₪42.7 Mil.
Retained Earnings was ₪101.4 Mil.
Pre-Tax Income was ₪16.5 Mil.
Interest Expense was ₪-0.4 Mil.
Revenue was ₪183.6 Mil.
Market Cap (Today) was ₪225.8 Mil.
Total Liabilities was ₪48.6 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(179.797 - 42.698)/202.531
=0.6769

X2=Retained Earnings/Total Assets
=101.37/202.531
=0.5005

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(16.505 - -0.413)/202.531
=0.0835

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=225.820/48.559
=4.6504

X5=Revenue/Total Assets
=183.55/202.531
=0.9063

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

STG International has a Altman Z-Score of 5.49 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 5.49 mean?
STG International (XTAE:STG) has a Altman Z-Score of 5.49 as of Jul. 19, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on STG International and its competitors. This is near median its historical median of 5.76. Over the past decade, STG International's Altman Z-Score has ranged from 5.29 to 6.23. According to the industry distribution chart, STG International ranks #719 out of 2459 companies in the Hardware industry, placing it in the top 29.2%.
Is STG International's Altman Z-Score too high?
STG International's current Altman Z-Score of 5.49 is near median its 10-year median of 5.76. Over the past 10 years, this metric has ranged from a low of 5.29 to a high of 6.23. The Hardware industry median Altman Z-Score is 3.45. STG International's value of 5.49 is 59.1% above this industry median. Based on the distribution chart, STG International ranks #719 out of 2459 companies in the Hardware industry, which is above the industry midpoint. Overall, STG International has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does STG International's Altman Z-Score compare to SNX and ARW?
According to the Hardware industry distribution chart, STG International ranks #719 out of 2459 companies for Altman Z-Score. This puts STG International in the upper half of its industry. The industry median Altman Z-Score is 3.45. STG International's value of 5.49 is 59.1% above this benchmark. Historically, STG International's own Altman Z-Score has ranged from 5.29 to 6.23 over the past decade. While the company's 10-year median is 5.76 vs. the industry median of 3.45, STG International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Hardware company?
The median Altman Z-Score among Hardware companies is 3.45, based on 2,459 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. STG International's current Altman Z-Score of 5.49 is 59.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on STG International and its competitors. For the Hardware industry, the median Altman Z-Score is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. STG International's current Altman Z-Score is 5.49, which is near median its own 10-year median of 5.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is STG International stock overvalued right now?
STG International (XTAE:STG) has a current Altman Z-Score of 5.49. The current Altman Z-Score is 5.49, which is near median its 10-year median of 5.76 and 59.1% above the Hardware industry median of 3.45. STG International's overall GF Score™ is 29/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For STG International (XTAE:STG), the current Altman Z-Score is 5.49 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

STG International Business Description

Address 53 Derech Hashalom Street, Givatayim, ISR, 53454
STG International Ltd is a reseller of electronic components, equipments and systems in Israel. It distributes electronic components. The Company's products include Passive components, RF and MW components, Electro-Mech components, semiconductors, cooling, power, motion components, and environmental test components, among others. It is expertise in the fields of Defence, Communications, Security, Medical, Industrial and Semiconductor industries.
29GF Score

Get the complete analysis for XTAE:STG

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪47.15
Price