UBS Group AG (XTER:0UB) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTER:0UB UBS Group AG XTER:0UB
67 GF Score
Price €48.01
GF Value €32.48
Valuation Significantly Overvalued
! 6 Warning Signs
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What is UBS Group AG Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

XTER:0UB
67GF Score
UBS Group AG XTER:0UB
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is UBS Group AG (XTER:0UB) Overvalued in 2026?

Based on GuruFocus' analysis, UBS Group AG stock appears to be overvalued. The current stock price of €48.01 is trading 47.8% above its estimated GF Value™ of €32.48. GuruFocus considers UBS Group AG to be Significantly Overvalued.

Key valuation signals for XTER:0UB:

  • Altman Z-Score:
  • GF Value™: €32.48 vs. price of €48.01 (47.8% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the XTER:0UB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UBS Group AG Business Description

Address Bahnhofstrasse 45, Zurich, CHE, CH-8001
UBS is a global financial institution built around its core strength in wealth management, serving high and ultra-high-net-worth individuals. In Switzerland, it also operates as a traditional retail and commercial bank. Its investment bank and asset management divisions complement the wealth business, providing tailored solutions to UBS clients while serving third-party customers by leveraging UBS' global reach and expertise.
67GF Score

Get the complete analysis for XTER:0UB

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€48.01
Price
€32.48
GF Value