Columbia Financial, Inc. (CLBK, Financial) reported a tangible book value per share of $9.35 for the first quarter of 2025. The company also disclosed a Common Equity Tier 1 (CET1) capital ratio of 13.21% and net charge-offs at 0.04% for the same period. The company enhanced its earnings and expanded its net interest margin while reducing funding costs, thanks to a strategic adjustment of its balance sheet initiated in the last quarter of 2024.
Moreover, Columbia Financial experienced robust loan growth and an increase in deposits, alongside a reduction in operational expenses. Despite the challenges of a fluctuating economic landscape, the company remains focused on managing its balance sheet and controlling costs. Simultaneously, it continues to invest in talent and technology to foster future expansion.
Wall Street Analysts Forecast
Based on the one-year price targets offered by 2 analysts, the average target price for Columbia Financial Inc (CLBK, Financial) is $18.00 with a high estimate of $19.00 and a low estimate of $17.00. The average target implies an upside of 33.63% from the current price of $13.47. More detailed estimate data can be found on the Columbia Financial Inc (CLBK) Forecast page.
Based on the consensus recommendation from 2 brokerage firms, Columbia Financial Inc's (CLBK, Financial) average brokerage recommendation is currently 2.0, indicating "Outperform" status. The rating scale ranges from 1 to 5, where 1 signifies Strong Buy, and 5 denotes Sell.
Based on GuruFocus estimates, the estimated GF Value for Columbia Financial Inc (CLBK, Financial) in one year is $16.50, suggesting a upside of 22.49% from the current price of $13.47. GF Value is GuruFocus' estimate of the fair value that the stock should be traded at. It is calculated based on the historical multiples the stock has traded at previously, as well as past business growth and the future estimates of the business' performance. More detailed data can be found on the Columbia Financial Inc (CLBK) Summary page.
