Columbia Financial Inc is a federally chartered saving bank that serves the financial needs of depositors and the local community as a community-minded, customer service-focused institution. It offers traditional financial services to businesses and consumers. It attracts deposits from the general public and uses those funds to originate a variety of loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans, and also offers a broad range of insurance products, investment solutions, and wealth management services.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.15
Equity-to-Asset	0.1
Debt-to-Equity	1.35
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.45	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

7/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	15.1
	3-Year EPS without NRI Growth Rate	17.7
	3-Year FCF Growth Rate	286.6
	3-Year Book Growth Rate	3.8

Momentum Rank

2/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	80.67
	9-Day RSI	70.61
	14-Day RSI	65.94
	6-1 Month Momentum %	-13.08
	12-1 Month Momentum %	-20.95

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	1.4
	Shareholder Yield %	-49.34

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	20.35
	FCF Margin %	37.8
	ROE %	4.99
	ROA %	0.5
	Years of Profitability over Past 10-Year	7

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	36.58
	Forward PE Ratio	70.56
	PE Ratio without NRI	36.36
	Price-to-Owner-Earnings	26.85
	PEG Ratio	2.42
	PS Ratio	7.51
	PB Ratio	1.91
	Price-to-Tangible-Book	2.17
	Price-to-Free-Cash-Flow	19.81
	Price-to-Operating-Cash-Flow	18.26
	EV-to-Revenue	12.16
	EV-to-FCF	31.84
	Price-to-Projected-FCF	1.33
	Price-to-Graham-Number	1.87
	FCF Yield %	4.98
	Forward Rate of Return (Yacktman) %	7.14

Financials (Next Earnings Date:2024-01-25 Est.)

Annual Quarterly TTM

CLBK's 30-Y Financials

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Columbia Financial Inc Operating Data

Annual Quarterly

CLBK's Complete Operating Data

No operating data available for Columbia Financial Inc.

Guru Trades

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Insider Trades

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Gurus Latest Trades with NAS:CLBK

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014

Columbia Financial Inc Executives

Details

GF Value: $18.54

CLBK

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with CLBK. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	252.585
	EPS (TTM) ($)	0.5
	Beta	0.16
	Volatility %	22.11
	14-Day RSI	65.94
	14-Day ATR ($)	0.524302
	20-Day SMA ($)	17.1675
	12-1 Month Momentum %	-20.95
	52-Week Range ($)	14.11 - 22.23
	Shares Outstanding (Mil)	104.91

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Columbia Financial Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Columbia Financial Inc Stock Events

	Event	Date	Price($)
No Event Data

Columbia Financial Inc Frequently Asked Questions

What is Columbia Financial Inc(CLBK)'s stock price today?

The current price of CLBK is $18.29. The 52 week high of CLBK is $22.23 and 52 week low is $14.11.

When is next earnings date of Columbia Financial Inc(CLBK)?

The next earnings date of Columbia Financial Inc(CLBK) is 2024-01-25 Est..

Does Columbia Financial Inc(CLBK) pay dividends? If so, how much?

Columbia Financial Inc(CLBK) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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