OppFi (OPFI) Reports Record Q1 2025 Results and Raises Guidance

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May 07, 2025

Key Highlights:

  • OppFi (OPFI, Financial) posts record Q1 2025 revenue growth of 10% to $140 million.
  • Adjusted net income significantly improves by 285% reaching $34 million.
  • Company revises full-year earnings guidance upwards, enhancing net charge-off rates.

Record-Breaking Q1 2025 Results for OppFi

OppFi Inc. (OPFI) has reported an impressive performance in the first quarter of 2025, marked by an unprecedented 10% uptick in revenue, scaling up to $140 million. This growth trajectory is complemented by a striking 285% surge in adjusted net income, reaching a substantial $34 million. These accomplishments are attributed to the company's strategic enhancements in risk management, leading to improved net charge-off rates. Furthermore, OppFi has elevated its full-year earnings guidance, signaling robust financial health and foresight.

Wall Street Analysts' Forecasts

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Financial analysts have projected a favorable outlook for OppFi Inc. (OPFI, Financial) over the next year. Based on a single analyst's projection, the average price target stands firmly at $13.00, which represents a potential 23.93% upside from the current trading price of $10.49. For more detailed estimations, visit the OppFi Inc (OPFI) Forecast page.

Analyst Recommendations

According to the consensus from two brokerage firms, OppFi maintains an "Outperform" status, with an average brokerage recommendation of 2.5. This rating scale signifies a promising outlook, where 1 denotes a Strong Buy and 5 indicates a Sell.

GF Value and Market Considerations

GuruFocus' proprietary metrics offer an insightful perspective on the expected GF Value for OppFi Inc. (OPFI, Financial) over the coming year. The estimated GF Value is pegged at $4.90, which suggests a potential downside of 53.29% from the current market price of $10.4899. The GF Value is a critical indicator derived from the stock's historical trading multiples, past business growth, and future performance predictions. Access more comprehensive insights on the OppFi Inc (OPFI) Summary page.

Disclosures

I/We may personally own shares in some of the companies mentioned above. However, those positions are not material to either the company or to my/our portfolios.