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Business Description
OppFi Inc
NAICS : 522291
SIC : 7323
ISIN : US68386H1032
Share Class Description:
OPFI: Ordinary Shares - Class ACompare
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Traded in other countries / regions
OPFI.USA Index Membership
Russell 2000Russell 3000 IPO Date
2021-07-21Description
OppFi Inc is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It recognizes revenue through finance charges on installment and SalaryTap contracts based on the interest method.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.19 | |||||
| Equity-to-Asset | 0.05 | |||||
| Debt-to-Equity | 10.13 | |||||
| Debt-to-EBITDA | 1.08 | |||||
| Interest Coverage | 26.16 | |||||
| Piotroski F-Score | 6/9 | |||||
| Altman Z-Score | 2.48 | |||||
| Beneish M-Score | -3.08 | |||||
| WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 84.6 | |||||
| 3-Year EBITDA Growth Rate | 134.4 | |||||
| 3-Year EPS without NRI Growth Rate | 6.8 | |||||
| 3-Year FCF Growth Rate | 104.2 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 54.41 | |||||
| 9-Day RSI | 49.72 | |||||
| 14-Day RSI | 47.36 | |||||
| 3-1 Month Momentum % | 22.03 | |||||
| 6-1 Month Momentum % | 110.23 | |||||
| 12-1 Month Momentum % | 294.4 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 9.43 | |||||
| Quick Ratio | 9.43 | |||||
| Cash Ratio | 1.03 | |||||
| Days Payable | 11.37 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -17.4 | |||||
| Shareholder Yield % | 13.12 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 80 | |||||
| Operating Margin % | 56.84 | |||||
| Net Margin % | 1.38 | |||||
| FCF Margin % | 59.09 | |||||
| ROE % | 31.58 | |||||
| ROA % | 1.21 | |||||
| ROIC % | 56.97 | |||||
| 3-Year ROIIC % | 186.17 | |||||
| ROC (Joel Greenblatt) % | 1338.06 | |||||
| ROCE % | 54.76 | |||||
| Years of Profitability over Past 10-Year | 5 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 42.67 | |||||
| Forward PE Ratio | 8.36 | |||||
| PE Ratio without NRI | 9.43 | |||||
| PEG Ratio | 0.3 | |||||
| PS Ratio | 0.43 | |||||
| PB Ratio | 6.01 | |||||
| Price-to-Tangible-Book | 6.01 | |||||
| Price-to-Free-Cash-Flow | 0.72 | |||||
| Price-to-Operating-Cash-Flow | 0.7 | |||||
| EV-to-EBIT | 2.37 | |||||
| EV-to-EBITDA | 2.3 | |||||
| EV-to-Revenue | 1.35 | |||||
| EV-to-Forward-Revenue | 0.88 | |||||
| EV-to-FCF | 2.28 | |||||
| Price-to-GF-Value | 2.26 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.38 | |||||
| Price-to-Graham-Number | 1.59 | |||||
| Earnings Yield (Greenblatt) % | 42.19 | |||||
| FCF Yield % | 143.18 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Peter Lynch Chart
Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
OppFi Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 525.963 | ||
| EPS (TTM) ($) | 0.21 | ||
| Beta | 2.08 | ||
| 3-Year Sharpe Ratio | 0.71 | ||
| 3-Year Sortino Ratio | 1.58 | ||
| Volatility % | 100.79 | ||
| 14-Day RSI | 47.36 | ||
| 14-Day ATR ($) | 0.782968 | ||
| 20-Day SMA ($) | 9.584 | ||
| 12-1 Month Momentum % | 294.4 | ||
| 52-Week Range ($) | 2.375 - 17.7281 | ||
| Shares Outstanding (Mil) | 24.23 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
OppFi Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
OppFi Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
OppFi Inc Frequently Asked Questions
What is OppFi Inc(OPFI)'s stock price today?
The current price of OPFI is $8.96. The 52 week high of OPFI is $17.73 and 52 week low is $2.38.
When is next earnings date of OppFi Inc(OPFI)?
The next earnings date of OppFi Inc(OPFI) is 2025-05-08 Est..
Does OppFi Inc(OPFI) pay dividends? If so, how much?
OppFi Inc(OPFI) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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