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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.10
ACIW's Cash-to-Debt is ranked lower than
94% of the 1984 Companies
in the Global Software - Application industry.

( Industry Median: 6.56 vs. ACIW: 0.10 )
Ranked among companies with meaningful Cash-to-Debt only.
ACIW' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.07  Med: 1.92 Max: 2257.56
Current: 0.1
0.07
2257.56
Equity-to-Asset 0.43
ACIW's Equity-to-Asset is ranked lower than
73% of the 1901 Companies
in the Global Software - Application industry.

( Industry Median: 0.60 vs. ACIW: 0.43 )
Ranked among companies with meaningful Equity-to-Asset only.
ACIW' s Equity-to-Asset Range Over the Past 10 Years
Min: 0  Med: 0.47 Max: 0.71
Current: 0.43
0
0.71
Debt-to-Equity 0.90
ACIW's Debt-to-Equity is ranked lower than
83% of the 1109 Companies
in the Global Software - Application industry.

( Industry Median: 0.26 vs. ACIW: 0.90 )
Ranked among companies with meaningful Debt-to-Equity only.
ACIW' s Debt-to-Equity Range Over the Past 10 Years
Min: 0  Med: 0.28 Max: 264
Current: 0.9
0
264
Debt-to-EBITDA 3.47
ACIW's Debt-to-EBITDA is ranked lower than
79% of the 1011 Companies
in the Global Software - Application industry.

( Industry Median: 1.30 vs. ACIW: 3.47 )
Ranked among companies with meaningful Debt-to-EBITDA only.
ACIW' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.79  Med: 2.61 Max: 3.97
Current: 3.47
0.79
3.97
Interest Coverage 2.40
ACIW's Interest Coverage is ranked lower than
94% of the 1499 Companies
in the Global Software - Application industry.

( Industry Median: 148.96 vs. ACIW: 2.40 )
Ranked among companies with meaningful Interest Coverage only.
ACIW' s Interest Coverage Range Over the Past 10 Years
Min: 0.36  Med: 5.01 Max: 27.24
Current: 2.4
0.36
27.24
Piotroski F-Score: 6
Altman Z-Score: 2.76
Beneish M-Score: -2.57
WACC vs ROIC
9.59%
6.13%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating Margin % 9.32
ACIW's Operating Margin % is ranked higher than
60% of the 1924 Companies
in the Global Software - Application industry.

( Industry Median: 4.78 vs. ACIW: 9.32 )
Ranked among companies with meaningful Operating Margin % only.
ACIW' s Operating Margin % Range Over the Past 10 Years
Min: 0.66  Med: 12.53 Max: 21.99
Current: 9.32
0.66
21.99
Net Margin % 3.72
ACIW's Net Margin % is ranked lower than
54% of the 1925 Companies
in the Global Software - Application industry.

( Industry Median: 3.43 vs. ACIW: 3.72 )
Ranked among companies with meaningful Net Margin % only.
ACIW' s Net Margin % Range Over the Past 10 Years
Min: -2.49  Med: 6.99 Max: 12.88
Current: 3.72
-2.49
12.88
ROE % 5.16
ACIW's ROE % is ranked lower than
57% of the 1866 Companies
in the Global Software - Application industry.

( Industry Median: 6.42 vs. ACIW: 5.16 )
Ranked among companies with meaningful ROE % only.
ACIW' s ROE % Range Over the Past 10 Years
Min: -3.71  Med: 11.66 Max: 18.38
Current: 5.16
-3.71
18.38
ROA % 2.10
ACIW's ROA % is ranked lower than
57% of the 1992 Companies
in the Global Software - Application industry.

( Industry Median: 2.97 vs. ACIW: 2.10 )
Ranked among companies with meaningful ROA % only.
ACIW' s ROA % Range Over the Past 10 Years
Min: -1.75  Med: 4.42 Max: 7.24
Current: 2.1
-1.75
7.24
ROC (Joel Greenblatt) % 107.95
ACIW's ROC (Joel Greenblatt) % is ranked higher than
74% of the 1954 Companies
in the Global Software - Application industry.

( Industry Median: 21.87 vs. ACIW: 107.95 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
ACIW' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 16.4  Med: 197.35 Max: 342.12
Current: 107.95
16.4
342.12
3-Year Revenue Growth Rate 5.50
ACIW's 3-Year Revenue Growth Rate is ranked higher than
51% of the 1618 Companies
in the Global Software - Application industry.

( Industry Median: 5.30 vs. ACIW: 5.50 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
ACIW' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -10.2  Med: 8.25 Max: 30.4
Current: 5.5
-10.2
30.4
3-Year EBITDA Growth Rate 20.40
ACIW's 3-Year EBITDA Growth Rate is ranked higher than
71% of the 1432 Companies
in the Global Software - Application industry.

( Industry Median: 7.30 vs. ACIW: 20.40 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
ACIW' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -28.1  Med: 21 Max: 52.7
Current: 20.4
-28.1
52.7
3-Year EPS without NRI Growth Rate 27.20
ACIW's 3-Year EPS without NRI Growth Rate is ranked higher than
74% of the 1341 Companies
in the Global Software - Application industry.

( Industry Median: 8.10 vs. ACIW: 27.20 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
ACIW' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -56.2  Med: 27.2 Max: 78.1
Current: 27.2
-56.2
78.1
GuruFocus has detected 4 Warning Signs with ACI Worldwide Inc ACIW.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» ACIW's 30-Y Financials

Financials (Next Earnings Date: 2018-03-02)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q4 2016

ACIW Guru Trades in Q4 2016

Wallace Weitz 167,000 sh (+46.88%)
Chuck Royce 688,983 sh (-16.89%)
Ron Baron 1,466,300 sh (-26.69%)
» More
Q1 2017

ACIW Guru Trades in Q1 2017

Joel Greenblatt 23,468 sh (New)
Wallace Weitz 167,000 sh (unchged)
Chuck Royce 688,983 sh (unchged)
Ron Baron 1,000,000 sh (-31.80%)
» More
Q2 2017

ACIW Guru Trades in Q2 2017

Jim Simons 366,633 sh (New)
Joel Greenblatt 122,646 sh (+422.61%)
Ron Baron 1,000,000 sh (unchged)
Chuck Royce 622,383 sh (-9.67%)
Wallace Weitz 146,917 sh (-12.03%)
» More
Q3 2017

ACIW Guru Trades in Q3 2017

Wallace Weitz 265,000 sh (+80.37%)
Ron Baron 1,000,000 sh (unchged)
Chuck Royce 573,583 sh (-7.84%)
Joel Greenblatt 89,861 sh (-26.73%)
Jim Simons 216,633 sh (-40.91%)
» More
» Details

Insider Trades

Latest Guru Trades with ACIW

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Wallace Weitz 2017-09-30 Add 80.37%0.12%$21.26 - $24.42 $ 23.233%265,000
Joel Greenblatt 2017-09-30 Reduce -26.73%0.01%$21.26 - $24.42 $ 23.233%89,861
Wallace Weitz 2017-06-30 Reduce -12.03%0.02%$20.55 - $23.83 $ 23.234%146,917
Joel Greenblatt 2017-06-30 Add 422.61%0.03%$20.55 - $23.83 $ 23.234%122,646
Ron Baron 2017-03-31 Reduce -31.80%0.05%$18.56 - $22.81 $ 23.2314%1,000,000
Joel Greenblatt 2017-03-31 New Buy0.01%$18.56 - $22.81 $ 23.2314%23,468
Ron Baron 2016-12-31 Reduce -26.69%0.06%$17.01 - $20.04 $ 23.2324%1,466,300
Wallace Weitz 2016-12-31 Add 46.88%0.04%$17.01 - $20.04 $ 23.2324%167,000
Premium More recent guru trades are included for Premium Members only!!
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Business Description

Industry: Application Software » Software - Application    NAICS: 511210    SIC: 7372
Compare:SHSE:600687, NYSE:TWLO, NYSE:ELLI, SZSE:002280, SHSE:600718, NAS:MANH, NAS:FEYE, NYSE:ZEN, NAS:VRNT, XMCE:IDR, NAS:PCTY, SZSE:002439, NYSE:MULE, SZSE:300222, NYSE:HUBS, NAS:TTD, NYSE:RNG, HKSE:03888, NAS:NTCT, NAS:MDRX » details
Traded in other countries:TSA.Germany,
Headquarter Location:USA
ACI Worldwide Inc together with its subsidiaries develops, markets, installs, and supports software products & services to facilitate electronic payments. It leverages its distribution network in the Americas, Europe, the Middle East, and Africa.

ACI Worldwide develops, markets, and installs a portfolio of software products primarily focused on facilitating electronic payments. The firm also leverages its distribution network in the Americas; Europe, the Middle East, and Africa, or EMEA; and Asia-Pacific regions to sell software developed by third parties. ACI software products process payment transactions for retail banking clients, billers such as utilities and healthcare providers, and community banks and credit unions. ACI's customers are financial institutions all over the world, but most of the revenue is generated in the United States and EMEA regions.

Ratios

vs
industry
vs
history
PE Ratio 70.40
ACIW's PE Ratio is ranked lower than
90% of the 1260 Companies
in the Global Software - Application industry.

( Industry Median: 26.92 vs. ACIW: 70.40 )
Ranked among companies with meaningful PE Ratio only.
ACIW' s PE Ratio Range Over the Past 10 Years
Min: 13.27  Med: 33.46 Max: 109.82
Current: 70.4
13.27
109.82
Forward PE Ratio 42.74
ACIW's Forward PE Ratio is ranked lower than
77% of the 298 Companies
in the Global Software - Application industry.

( Industry Median: 22.88 vs. ACIW: 42.74 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 70.40
ACIW's PE Ratio without NRI is ranked lower than
90% of the 1254 Companies
in the Global Software - Application industry.

( Industry Median: 27.17 vs. ACIW: 70.40 )
Ranked among companies with meaningful PE Ratio without NRI only.
ACIW' s PE Ratio without NRI Range Over the Past 10 Years
Min: 13.27  Med: 33.43 Max: 109.82
Current: 70.4
13.27
109.82
Price-to-Owner-Earnings 70.40
ACIW's Price-to-Owner-Earnings is ranked lower than
72% of the 744 Companies
in the Global Software - Application industry.

( Industry Median: 25.49 vs. ACIW: 70.40 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
ACIW' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 7.61  Med: 20.95 Max: 211.56
Current: 70.4
7.61
211.56
PB Ratio 3.56
ACIW's PB Ratio is ranked lower than
55% of the 1848 Companies
in the Global Software - Application industry.

( Industry Median: 3.13 vs. ACIW: 3.56 )
Ranked among companies with meaningful PB Ratio only.
ACIW' s PB Ratio Range Over the Past 10 Years
Min: 1.55  Med: 3.49 Max: 5.2
Current: 3.56
1.55
5.2
PS Ratio 2.63
ACIW's PS Ratio is ranked lower than
53% of the 1840 Companies
in the Global Software - Application industry.

( Industry Median: 2.37 vs. ACIW: 2.63 )
Ranked among companies with meaningful PS Ratio only.
ACIW' s PS Ratio Range Over the Past 10 Years
Min: 0.83  Med: 2.34 Max: 4.03
Current: 2.63
0.83
4.03
Price-to-Free-Cash-Flow 38.16
ACIW's Price-to-Free-Cash-Flow is ranked lower than
58% of the 681 Companies
in the Global Software - Application industry.

( Industry Median: 26.25 vs. ACIW: 38.16 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
ACIW' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 7.81  Med: 21.66 Max: 362.38
Current: 38.16
7.81
362.38
Price-to-Operating-Cash-Flow 22.62
ACIW's Price-to-Operating-Cash-Flow is ranked lower than
51% of the 850 Companies
in the Global Software - Application industry.

( Industry Median: 18.64 vs. ACIW: 22.62 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
ACIW' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 5.9  Med: 15.92 Max: 81.39
Current: 22.62
5.9
81.39
EV-to-EBIT 35.60
ACIW's EV-to-EBIT is ranked lower than
75% of the 1275 Companies
in the Global Software - Application industry.

( Industry Median: 19.16 vs. ACIW: 35.60 )
Ranked among companies with meaningful EV-to-EBIT only.
ACIW' s EV-to-EBIT Range Over the Past 10 Years
Min: -938.9  Med: 21.9 Max: 215.3
Current: 35.6
-938.9
215.3
EV-to-EBITDA 16.96
ACIW's EV-to-EBITDA is ranked lower than
57% of the 1386 Companies
in the Global Software - Application industry.

( Industry Median: 15.27 vs. ACIW: 16.96 )
Ranked among companies with meaningful EV-to-EBITDA only.
ACIW' s EV-to-EBITDA Range Over the Past 10 Years
Min: 7.8  Med: 13.9 Max: 101.1
Current: 16.96
7.8
101.1
EV-to-Revenue 3.24
ACIW's EV-to-Revenue is ranked lower than
58% of the 1894 Companies
in the Global Software - Application industry.

( Industry Median: 2.40 vs. ACIW: 3.24 )
Ranked among companies with meaningful EV-to-Revenue only.
ACIW' s EV-to-Revenue Range Over the Past 10 Years
Min: 0.8  Med: 3 Max: 4
Current: 3.24
0.8
4
PEG Ratio 2.85
ACIW's PEG Ratio is ranked lower than
73% of the 600 Companies
in the Global Software - Application industry.

( Industry Median: 1.99 vs. ACIW: 2.85 )
Ranked among companies with meaningful PEG Ratio only.
ACIW' s PEG Ratio Range Over the Past 10 Years
Min: 0.42  Med: 1.27 Max: 6.47
Current: 2.85
0.42
6.47
Shiller PE Ratio 51.79
ACIW's Shiller PE Ratio is ranked lower than
61% of the 336 Companies
in the Global Software - Application industry.

( Industry Median: 38.33 vs. ACIW: 51.79 )
Ranked among companies with meaningful Shiller PE Ratio only.
ACIW' s Shiller PE Ratio Range Over the Past 10 Years
Min: 33.61  Med: 57.88 Max: 148.83
Current: 51.79
33.61
148.83
Current Ratio 1.16
ACIW's Current Ratio is ranked lower than
79% of the 1846 Companies
in the Global Software - Application industry.

( Industry Median: 1.89 vs. ACIW: 1.16 )
Ranked among companies with meaningful Current Ratio only.
ACIW' s Current Ratio Range Over the Past 10 Years
Min: 0.71  Med: 1.46 Max: 2.41
Current: 1.16
0.71
2.41
Quick Ratio 1.16
ACIW's Quick Ratio is ranked lower than
75% of the 1846 Companies
in the Global Software - Application industry.

( Industry Median: 1.75 vs. ACIW: 1.16 )
Ranked among companies with meaningful Quick Ratio only.
ACIW' s Quick Ratio Range Over the Past 10 Years
Min: 0.71  Med: 1.46 Max: 2.41
Current: 1.16
0.71
2.41
Days Sales Outstanding 54.89
ACIW's Days Sales Outstanding is ranked higher than
58% of the 1588 Companies
in the Global Software - Application industry.

( Industry Median: 66.91 vs. ACIW: 54.89 )
Ranked among companies with meaningful Days Sales Outstanding only.
ACIW' s Days Sales Outstanding Range Over the Past 10 Years
Min: 54.89  Med: 74.86 Max: 122.05
Current: 54.89
54.89
122.05
Days Payable 24.22
ACIW's Days Payable is ranked lower than
64% of the 1405 Companies
in the Global Software - Application industry.

( Industry Median: 42.91 vs. ACIW: 24.22 )
Ranked among companies with meaningful Days Payable only.
ACIW' s Days Payable Range Over the Past 10 Years
Min: 24.22  Med: 42.89 Max: 54.88
Current: 24.22
24.22
54.88

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -0.20
ACIW's 3-Year Average Share Buyback Ratio is ranked higher than
78% of the 1345 Companies
in the Global Software - Application industry.

( Industry Median: -3.00 vs. ACIW: -0.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ACIW' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -14.1  Med: -1.35 Max: 2.9
Current: -0.2
-14.1
2.9

Valuation & Return

vs
industry
vs
history
Price-to-Intrinsic-Value-Projected-FCF 1.92
ACIW's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
64% of the 811 Companies
in the Global Software - Application industry.

( Industry Median: 2.20 vs. ACIW: 1.92 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
ACIW' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.73  Med: 1.69 Max: 2.69
Current: 1.92
0.73
2.69
Price-to-Intrinsic-Value-DCF (Earnings Based) 6.58
ACIW's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked lower than
95% of the 130 Companies
in the Global Software - Application industry.

( Industry Median: 1.59 vs. ACIW: 6.58 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
ACIW' s Price-to-Intrinsic-Value-DCF (Earnings Based) Range Over the Past 10 Years
Min: 1.33  Med: 2.41 Max: 9.52
Current: 6.58
1.33
9.52
Price-to-Median-PS-Value 1.13
ACIW's Price-to-Median-PS-Value is ranked higher than
51% of the 1639 Companies
in the Global Software - Application industry.

( Industry Median: 1.12 vs. ACIW: 1.13 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
ACIW' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.31  Med: 1.08 Max: 3.05
Current: 1.13
0.31
3.05
Price-to-Peter-Lynch-Fair-Value 3.97
ACIW's Price-to-Peter-Lynch-Fair-Value is ranked lower than
89% of the 381 Companies
in the Global Software - Application industry.

( Industry Median: 1.62 vs. ACIW: 3.97 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
ACIW' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.23  Med: 1.28 Max: 4.37
Current: 3.97
0.23
4.37
Earnings Yield (Greenblatt) % 2.79
ACIW's Earnings Yield (Greenblatt) % is ranked higher than
52% of the 1997 Companies
in the Global Software - Application industry.

( Industry Median: 2.11 vs. ACIW: 2.79 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
ACIW' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -0.3  Med: 4.4 Max: 9.4
Current: 2.79
-0.3
9.4
Forward Rate of Return (Yacktman) % 20.87
ACIW's Forward Rate of Return (Yacktman) % is ranked higher than
82% of the 818 Companies
in the Global Software - Application industry.

( Industry Median: 11.39 vs. ACIW: 20.87 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
ACIW' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -14.8  Med: 27.7 Max: 51.1
Current: 20.87
-14.8
51.1

More Statistics

Revenue (TTM) (Mil) $1,040.53
EPS (TTM) $ 0.33
Beta1.51
Short Percentage of Float8.01%
52-Week Range $17.58 - 25.00
Shares Outstanding (Mil)117.34

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 1,028 1,056 1,093
EPS ($) 0.59 0.55 0.58
EPS without NRI ($) 0.59 0.55 0.58
EPS Growth Rate
(Future 3Y To 5Y Estimate)
12.00%
Dividends per Share ($)

Piotroski F-Score Details

Piotroski F-Score: 66
Positive ROAY
Positive CFROAY
Higher ROA yoyN
CFROA > ROAY
Lower Leverage yoyN
Higher Current Ratio yoyY
Less Shares Outstanding yoyN
Higher Gross Margin yoyY
Higher Asset Turnover yoyY

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