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ACI WorldwideACIW -0.38%82 Days Payable is 23.52 as of Jun. 2026, which is 0% above its 10-year median of 23.50. GuruFocus rates ACIW with a GF Score™ of 82/100 and a GF Value™ of $51.28 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,612 Software companies, ACI Worldwide ranks worse than 73.24% on this metric.
The historical data trend for ACI Worldwide's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, ACI Worldwide's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ACI Worldwide Days Payable vs Software Industry
For the Software industry and Technology sector, ACI Worldwide's Days Payable distribution charts can be found below:
* The bar in red indicates where ACI Worldwide's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
ACI Worldwide's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ACI Worldwide (ACIW) has a Days Payable of 23.52 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on ACI Worldwide and its competitors. This is near median its historical median of 23.50. Over the past decade, ACI Worldwide's Days Payable has ranged from 21.06 to 40.32. According to the industry distribution chart, ACI Worldwide ranks #1913 out of 2612 companies in the Software industry, placing it in the top 73.2%.
Is ACI Worldwide's Days Payable too high?
ACI Worldwide's current Days Payable of 23.52 is near median its 10-year median of 23.50. Over the past 10 years, this metric has ranged from a low of 21.06 to a high of 40.32. The Software industry median Days Payable is 51.80. ACI Worldwide's value of 23.52 is 54.6% below this industry median. Based on the distribution chart, ACI Worldwide ranks #1913 out of 2612 companies in the Software industry, which is below the industry midpoint. Overall, ACI Worldwide has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ACI Worldwide's Days Payable compare to PATH and DOX?
According to the Software industry distribution chart, ACI Worldwide ranks #1913 out of 2612 companies for Days Payable. This places ACI Worldwide in the lower half of its industry. The industry median Days Payable is 51.80. ACI Worldwide's value of 23.52 is 54.6% below this benchmark. Historically, ACI Worldwide's own Days Payable has ranged from 21.06 to 40.32 over the past decade. While the company's 10-year median is 23.50 vs. the industry median of 51.80, ACI Worldwide has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 51.80, based on 2,612 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ACI Worldwide's current Days Payable of 23.52 is 54.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on ACI Worldwide and its competitors. For the Software industry, the median Days Payable is 51.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ACI Worldwide's current Days Payable is 23.52, which is near median its own 10-year median of 23.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ACI Worldwide stock overvalued right now?
Based on GuruFocus' analysis, ACI Worldwide (ACIW) is currently considered Fairly Valued. The stock's GF Value™ is $51.28, compared to a current price of $51.99 — trading 1.4% above its estimated fair value. The current Days Payable is 23.52, which is near median its 10-year median of 23.50 and 54.6% below the Software industry median of 51.80. ACI Worldwide's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For ACI Worldwide (ACIW), the current Days Payable is 23.52 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ACI Worldwide (ACIW) Overvalued in 2026?
Based on GuruFocus' analysis, ACI Worldwide stock appears to be overvalued.
The current stock price of $51.99 is trading 1.4% above its estimated GF Value™ of $51.28.
GuruFocus considers ACI Worldwide to be Fairly Valued.
Key valuation signals for ACIW:
Days Payable: 23.52 (near median its 10-year median of 23.50)
GF Value™: $51.28 vs. price of $51.99 (1.4% above fair value)
Industry Position: 54.6% below the Software median (#1913 of 2612)
No single metric tells the full story. See the ACIW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ACI Worldwide Inc develops, markets, and installs a portfolio of software products focused on facilitating electronic payments. The firm's products are sold and supported directly and through distribution networks covering three geographic regions - the Americas, EMEA, and Asia Pacific. ACI software products process payment transactions for retail banking clients, billers such as utilities and healthcare providers, and community banks and credit unions. ACI's customers are financial institutions all over the world, but the majority of the revenue is generated in the United States and EMEA regions. The company's operating segment includes Payment Software and Biller. The company generates the majority of its revenue from the Payment Software segment.
82GF Score
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