ACIW (ACI Worldwide) Growth Rank: 4 (As of Sep. 08, 2026) — 50% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ACIW ACI Worldwide Inc ACIW
82 GF Score
Price $52.95
GF Value $51.59
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is ACI Worldwide Growth Rank?

ACI Worldwide ACIW +0.09% 82 Growth Rank is 4 as of Sep. 08, 2026, which is 50% below its 10-year median of 8.00. GuruFocus rates ACIW with a GF Score™ of 82/100 and a GF Value™ of $51.59 (Fairly Valued). The stock has 6 warning signs investors should review.

ACI Worldwide has the Growth Rank of 4.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.


ACIW vs CORZ, RELY, VRNS: Growth Rank Comparison

For the Software - Infrastructure subindustry, ACI Worldwide's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ACI Worldwide Growth Rank vs Software Industry

For the Software industry and Technology sector, ACI Worldwide's Growth Rank distribution charts can be found below:

* The bar in red indicates where ACI Worldwide's Growth Rank falls into.


ACIW
82GF Score
ACI Worldwide Inc ACIW
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 4 mean?
ACI Worldwide (ACIW) has a Growth Rank of 4 as of Sep. 08, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on ACI Worldwide and its competitors. This is 50% below median its historical median of 8.00. Over the past decade, ACI Worldwide's Growth Rank has ranged from 3.00 to 10.00.
Is ACI Worldwide's Growth Rank too high?
ACI Worldwide's current Growth Rank of 4 is 50% below median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 10.00. Overall, ACI Worldwide has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ACI Worldwide's Growth Rank compare to CORZ and RELY?
ACI Worldwide's Growth Rank of 4 can be compared against companies in the Software industry. Historically, ACI Worldwide's own Growth Rank has ranged from 3.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Software company?
A good Growth Rank depends on the Software industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on ACI Worldwide and its competitors. ACI Worldwide's current Growth Rank is 4, which is 50% below median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ACI Worldwide stock overvalued right now?
Based on GuruFocus' analysis, ACI Worldwide (ACIW) is currently considered Fairly Valued. The stock's GF Value™ is $51.59, compared to a current price of $52.95 — trading 2.6% above its estimated fair value. The current Growth Rank is 4, which is 50% below median its 10-year median of 8.00. ACI Worldwide's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For ACI Worldwide (ACIW), the current Growth Rank is 4 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ACI Worldwide (ACIW) Overvalued in 2026?

Based on GuruFocus' analysis, ACI Worldwide stock appears to be overvalued. The current stock price of $52.95 is trading 2.6% above its estimated GF Value™ of $51.59. GuruFocus considers ACI Worldwide to be Fairly Valued.

Key valuation signals for ACIW:

  • Growth Rank: 4 (50% below median its 10-year median of 8.00)
  • GF Value™: $51.59 vs. price of $52.95 (2.6% above fair value)
  • GF Score™: 82/100 with 6 warning signs

No single metric tells the full story. See the ACIW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ACI Worldwide Business Description

Other Exchanges TSA:Germany
Address 6060 Coventry Drive, Elkhorn, NE, USA, 68022-6482
ACI Worldwide Inc develops, markets, and installs a portfolio of software products focused on facilitating electronic payments. The firm's products are sold and supported directly and through distribution networks covering three geographic regions - the Americas, EMEA, and Asia Pacific. ACI software products process payment transactions for retail banking clients, billers such as utilities and healthcare providers, and community banks and credit unions. ACI's customers are financial institutions all over the world, but the majority of the revenue is generated in the United States and EMEA regions. The company's operating segment includes Payment Software and Biller. The company generates the majority of its revenue from the Payment Software segment.
82GF Score

Get the complete analysis for ACIW

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.95
Price
$51.59
GF Value