Business Description
Harmoney Corp Ltd
ISIN : NZHMYE0001S5
Share Class Description:
ASX:HMY: Ordinary SharesTotal Employee Number:
79Compare
Compare
Traded in other countries / regions
HMY.Australia6DR.Germany IPO Date
2020-11-19Description
Harmoney Corp Ltd is engaged in originating, servicing, and investing in loans. The Company provides customers with secured and unsecured personal loans that are easy to access, competitively priced using risk-adjusted interest rates, and accessed online. The Group operates across New Zealand and Australia.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.05 | |||||
Equity-to-Asset | 0.05 | |||||
Debt-to-Equity | 18.73 | |||||
Debt-to-EBITDA | 13.27 | |||||
Interest Coverage | 1.03 | |||||
Piotroski F-Score | 5/9 | |||||
Altman Z-Score | 0.34 | |||||
Beneish M-Score | -2.52 | |||||
WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 10.3 | |||||
3-Year EBITDA Growth Rate | 22.4 | |||||
3-Year FCF Growth Rate | 23.6 | |||||
3-Year Book Growth Rate | -4.8 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 18.35 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 14.85 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 55.72 | |||||
9-Day RSI | 52.59 | |||||
14-Day RSI | 51.85 | |||||
3-1 Month Momentum % | -7.5 | |||||
6-1 Month Momentum % | -16.38 | |||||
12-1 Month Momentum % | -10.84 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.02 | |||||
Quick Ratio | 1.02 | |||||
Cash Ratio | 0.05 | |||||
Days Sales Outstanding | 3.68 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -0.5 | |||||
Shareholder Yield % | -86.32 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Operating Margin % | 43.2 | |||||
Net Margin % | 7.06 | |||||
EBITDA Margin % | 44.38 | |||||
FCF Margin % | 25.54 | |||||
OCF Margin % | 28.71 | |||||
ROE % | 25.52 | |||||
ROA % | 1.17 | |||||
ROIC % | 6.8 | |||||
3-Year ROIIC % | 20.23 | |||||
ROC (Joel Greenblatt) % | 23.03 | |||||
ROCE % | 151.02 | |||||
Years of Profitability over Past 10-Year | 2 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 7.5 | |||||
Forward PE Ratio | 5.98 | |||||
PE Ratio without NRI | 7.5 | |||||
Price-to-Owner-Earnings | 10.2 | |||||
PS Ratio | 0.56 | |||||
PB Ratio | 1.71 | |||||
Price-to-Tangible-Book | 2.17 | |||||
Price-to-Free-Cash-Flow | 2.19 | |||||
Price-to-Operating-Cash-Flow | 1.95 | |||||
EV-to-EBIT | 14.15 | |||||
EV-to-EBITDA | 13.71 | |||||
EV-to-Revenue | 6.26 | |||||
EV-to-FCF | 24.5 | |||||
Price-to-GF-Value | 1.16 | |||||
Price-to-Graham-Number | 0.86 | |||||
| Price-to-Net-Current-Asset-Value | 4.88 | |||||
Earnings Yield (Greenblatt) % | 7.07 | |||||
FCF Yield % | 47.01 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Harmoney Corp Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil A$) | 145.067 | ||
| EPS (TTM) (A$) | 0.104 | ||
| Beta | 2.018 | ||
| 3-Year Sharpe Ratio | 0.43 | ||
| 3-Year Sortino Ratio | 0.82 | ||
| Volatility % | 32.66 | ||
| 14-Day RSI | 51.85 | ||
| 14-Day ATR (A$) | 0.026062 | ||
| 20-Day SMA (A$) | 0.775875 | ||
| 12-1 Month Momentum % | -10.84 | ||
| 52-Week Range (A$) | 0.63 - 1 | ||
| Shares Outstanding (Mil) | 103.01 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Harmoney Corp Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Harmoney Corp Ltd Stock Events
| Event | Date | Price (A$) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2027 | 2027-02-19 08:00 | In 166 days | ||
| Second quarter earnings results for 2027 | 2027-02-19 | In 165 days | ||
| General meeting for 2026 | 2026-12-17 10:00 | In 102 days | ||
| Fourth quarter earnings conference call for 2026 | 2026-08-21 08:00 | 0.77 (-2.22%) | ||
| Annual report for 2026 | 2026-08-20 | 0.80 (+1.27%) | ||
| Fourth quarter earnings results for 2026 | 2026-08-20 | 0.80 (+1.27%) | ||
| Second quarter earnings conference call for 2026 | 2026-02-20 08:00 | 0.86 (+8.86%) | ||
| Second quarter earnings results for 2026 | 2026-02-19 | 0.80 (+1.92%) | ||
| General meeting for 2025 | 2025-12-17 10:00 | 0.87 (+2.35%) | ||
| Fourth quarter earnings conference call for 2025 | 2025-08-21 08:00 | 0.65 (+1.56%) |
Show
Entries
Harmoney Corp Ltd Frequently Asked Questions
What is Harmoney Corp Ltd(ASX:HMY)'s stock price today?
The current price of ASX:HMY is A$0.78. The 52 week high of ASX:HMY is A$1.00 and 52 week low is A$0.63.
When is next earnings date of Harmoney Corp Ltd(ASX:HMY)?
The next earnings date of Harmoney Corp Ltd(ASX:HMY) is 2027-02-19 Est..
Does Harmoney Corp Ltd(ASX:HMY) pay dividends? If so, how much?
Harmoney Corp Ltd(ASX:HMY) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Harmoney Corp Ltd
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers