Business Description
PSC Insurance Group Ltd
ISIN : AU000000PSI6
Description
PSC Insurance Group is an insurance intermediary which owns broker and underwriting businesses in Australia, New Zealand and the UK. It also runs the third largest broker network in Australia, allowing independent brokers to access support services for a fee. PSC Insurance derives most of its revenue from commissions (from insurers, ultimately paid for by PSC's customers) based on gross written premium. Broker GWP is split between small to medium enterprises (45%), and corporates (55%). The UK business spans retail and wholesale broking, underwriting agencies, and managing agents which have the authority to underwrite on behalf of insurers.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.31 | |||||
| Equity-to-Asset | 0.42 | |||||
| Debt-to-Equity | 0.48 | |||||
| Debt-to-EBITDA | 1.85 | |||||
| Interest Coverage | 5.63 | |||||
| Piotroski F-Score | 5/9 | |||||
| Altman Z-Score | 2.67 | |||||
| Beneish M-Score | -2.94 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 11.7 | |||||
| 3-Year EBITDA Growth Rate | 10.4 | |||||
| 3-Year EPS without NRI Growth Rate | 6.8 | |||||
| 3-Year FCF Growth Rate | 18.7 | |||||
| 3-Year Book Growth Rate | 8 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 20.25 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 9.89 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 77.79 | |||||
| 9-Day RSI | 77.78 | |||||
| 14-Day RSI | 75.69 | |||||
| 3-1 Month Momentum % | 0.99 | |||||
| 6-1 Month Momentum % | 12.73 | |||||
| 12-1 Month Momentum % | 31.97 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 1.23 | |||||
| Quick Ratio | 1.23 | |||||
| Cash Ratio | 0.18 | |||||
| Days Sales Outstanding | 11.84 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.27 | |||||
| Dividend Payout Ratio | 0.89 | |||||
| 3-Year Dividend Growth Rate | 13.8 | |||||
| Forward Dividend Yield % | 2.27 | |||||
| 5-Year Yield-on-Cost % | 4.22 | |||||
| 3-Year Average Share Buyback Ratio | -4.3 | |||||
| Shareholder Yield % | 2.37 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Operating Margin % | 20.52 | |||||
| Net Margin % | 17.37 | |||||
| FCF Margin % | 24.84 | |||||
| ROE % | 12.09 | |||||
| ROA % | 5.1 | |||||
| ROIC % | 6.18 | |||||
| 3-Year ROIIC % | 6.44 | |||||
| ROC (Joel Greenblatt) % | 204.74 | |||||
| ROCE % | 13.05 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 39.36 | |||||
| Forward PE Ratio | 25.64 | |||||
| PE Ratio without NRI | 39.36 | |||||
| Price-to-Owner-Earnings | 26.64 | |||||
| PEG Ratio | 2.36 | |||||
| PS Ratio | 6.84 | |||||
| PB Ratio | 4.57 | |||||
| Price-to-Free-Cash-Flow | 27.47 | |||||
| Price-to-Operating-Cash-Flow | 26.3 | |||||
| EV-to-EBIT | 24.44 | |||||
| EV-to-EBITDA | 18.81 | |||||
| EV-to-Revenue | 7.34 | |||||
| EV-to-Forward-Revenue | 5.98 | |||||
| EV-to-FCF | 29.55 | |||||
| Price-to-GF-Value | 0.97 | |||||
| Price-to-Projected-FCF | 1.92 | |||||
| Price-to-Peter-Lynch-Fair-Value | 2.36 | |||||
| Earnings Yield (Greenblatt) % | 4.09 | |||||
| FCF Yield % | 3.63 | |||||
| Forward Rate of Return (Yacktman) % | 19.23 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
PSC Insurance Group Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil A$) | 329.004 | ||
| EPS (TTM) (A$) | 0.157 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | 0.38 | ||
| 3-Year Sortino Ratio | 0.63 | ||
| Volatility % | 19.11 | ||
| 14-Day RSI | 75.69 | ||
| 14-Day ATR (A$) | 0.009863 | ||
| 20-Day SMA (A$) | 6.169 | ||
| 12-1 Month Momentum % | 31.97 | ||
| 52-Week Range (A$) | 4.2 - 6.185 | ||
| Shares Outstanding (Mil) | 364.13 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
PSC Insurance Group Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
PSC Insurance Group Ltd Stock Events
| Event | Date | Price (A$) | ||
|---|---|---|---|---|
| No Event Data | ||||
PSC Insurance Group Ltd Frequently Asked Questions
What is PSC Insurance Group Ltd(ASX:PSI)'s stock price today?
The current price of ASX:PSI is A$6.18. The 52 week high of ASX:PSI is A$6.19 and 52 week low is A$4.20.
When is next earnings date of PSC Insurance Group Ltd(ASX:PSI)?
The next earnings date of PSC Insurance Group Ltd(ASX:PSI) is 2025-02-21 Est..
Does PSC Insurance Group Ltd(ASX:PSI) pay dividends? If so, how much?
The Dividend Yield %  of PSC Insurance Group Ltd(ASX:PSI) is 2.27% (As of Today), Highest Dividend Payout Ratio of PSC Insurance Group Ltd(ASX:PSI) was 1.41. The lowest was 0.23. And the median was 0.76. The  Forward Dividend Yield % of PSC Insurance Group Ltd(ASX:PSI) is 2.27%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers