NYSE:BRO (USA) Also trade in: Germany

Brown & Brown Inc

$ 34.7 -0.43 (-1.22%)
Volume: 943,045 Avg Vol (1m): 946,646
Market Cap $: 9.79 Bil Enterprise Value $: 10.95 Bil
P/E (TTM): 26.68 P/B: 3.09
Earnings Power Value 9.07
Net Current Asset Value -6.23
Tangible Book -4.81
Projected FCF 26.33
Median P/S Value 24.57
Graham Number 0
Peter Lynch Value 9.87
DCF (FCF Based) 19.58
DCF (Earnings Based) 18.44
1Y (-%)

Financial Strength : 5.6/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.22
Cash-To-Debt range over the past 10 years
Min: 0.03, Med: 0.74, Max: 10.95
Current: 0.22
0.03
10.95
Equity-to-Asset 0.46
Equity-to-Asset range over the past 10 years
Min: 0.1, Med: 0.44, Max: 0.63
Current: 0.46
0.1
0.63
Debt-to-Equity 0.48
Debt-to-Equity range over the past 10 years
Min: 0.04, Med: 0.25, Max: 1.54
Current: 0.48
0.04
1.54
Debt-to-EBITDA 2.29
Debt-to-EBITDA range over the past 10 years
Min: 0.71, Med: 1.38, Max: 2.54
Current: 2.29
0.71
2.54
Interest Coverage 11.67
Interest Coverage range over the past 10 years
Min: 11.29, Med: 16.7, Max: 22.87
Current: 11.67
11.29
22.87
Piotroski F-Score 6
0
1
2
3
4
5
6
7
8
9
Altman Z-Score 2.83
DISTRESS
GREY
SAFE
WACC vs ROIC %
ROIC 11.11%
WACC 5.49%

Profitability & Growth : 8/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Operating Margin % 25.29
Operating Margin range over the past 10 years
Min: 24.93, Med: 27.07, Max: 28.71
Current: 25.29
24.93
28.71
Net Margin % 17.27
Net Margin range over the past 10 years
Min: 13.2, Med: 15.93, Max: 21.52
Current: 17.27
13.2
21.52
ROE % 12.22
ROE range over the past 10 years
Min: 9.79, Med: 11.11, Max: 15.78
Current: 12.22
9.79
15.78
ROA % 6.00
ROA range over the past 10 years
Min: 4.81, Med: 6.42, Max: 7.26
Current: 6
4.81
7.26
ROC (Joel Greenblatt) % 495.49
ROC (Joel Greenblatt) range over the past 10 years
Min: 431.01, Med: 487.41, Max: 638.4
Current: 495.49
431.01
638.4
3-Year Total Revenue Growth Rate 6.60
3-Year Revenue Growth Rate range over the past 10 years
Min: -53.9, Med: 11, Max: 149.3
Current: 7.3
-53.9
149.3
3-Year Total EBITDA Growth Rate 3.60
3-Year EBITDA Growth Rate range over the past 10 years
Min: -69.9, Med: 8.7, Max: 447.4
Current: 4.2
-69.9
447.4
3-Year EPS w/o NRI Growth Rate 12.80
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: -9.9, Med: 13.2, Max: 229.6
Current: 12.8
-9.9
229.6

» BRO's 30-Y Financials

Financials (Next Earnings Date: 2019-07-22)

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Business Description

Industry Brokers & Exchanges » Brokers & Exchanges    NAICS : 524210    SIC : 6411
Compare NAS:ERIE NYSE:AJG NAS:FANH NAS:EHTH ASX:SDF NAS:CRVL XPAR:APR LSE:SBRE XLJU:ZVTG NYSE:CRD.B ASX:AUB BSP:WIZS3 ASX:PSI BKK:TQM OTCPK:LNGB XTER:VVV3 CAS:AFM NAS:KINS MIL:ASSI BSP:APER3
Traded in other countries BTW.Germany
Address 220 South Ridgewood Avenue, Daytona Beach, FL, USA, 32114
Brown & Brown is an insurance agent and broker that offers insurance products and services, primarily in the areas of property, casualty, and employee benefits, by connecting customers with insurance companies. It earns its revenue via commissions from insurance companies and direct fees from customers, and it generally has no underwriting risk exposure. More than half of its revenue is from its retail segment, which provides a broad range of insurance products and services to entities and individuals. Roughly a fourth of revenue is from its national programs segment, which provides, among other things, professional liability coverage for professionals. The company operates primarily in the United States, with its highest exposure in Florida.

Ratios

Current vs industry vs history
PE Ratio (TTM) 26.68
PE Ratio range over the past 10 years
Min: 13.9, Med: 20.86, Max: 27.13
Current: 26.68
13.9
27.13
Forward PE Ratio 25.25
N/A
PE Ratio without NRI 26.68
PE without NRI range over the past 10 years
Min: 13.9, Med: 20.86, Max: 27.13
Current: 26.68
13.9
27.13
Price-to-Owner-Earnings 21.84
Price-to-Owner-Earnings range over the past 10 years
Min: 5.96, Med: 14.33, Max: 22.23
Current: 21.84
5.96
22.23
PB Ratio 3.09
PB Ratio range over the past 10 years
Min: 1.56, Med: 2.24, Max: 3.13
Current: 3.09
1.56
3.13
PS Ratio 4.47
PS Ratio range over the past 10 years
Min: 2.24, Med: 3.18, Max: 4.57
Current: 4.47
2.24
4.57
Price-to-Free-Cash-Flow 21.80
Price-to-Free-Cash-Flow range over the past 10 years
Min: 5.88, Med: 13.81, Max: 22.19
Current: 21.8
5.88
22.19
Price-to-Operating-Cash-Flow 19.37
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 5.68, Med: 13.07, Max: 19.72
Current: 19.37
5.68
19.72
EV-to-EBIT 20.30
EV-to-EBIT range over the past 10 years
Min: 8.2, Med: 12.9, Max: 20.64
Current: 20.3
8.2
20.64
EV-to-EBITDA 16.71
EV-to-EBITDA range over the past 10 years
Min: 6.7, Med: 10.4, Max: 16.97
Current: 16.71
6.7
16.97
EV-to-Revenue 5.13
EV-to-Revenue range over the past 10 years
Min: 2.4, Med: 3.5, Max: 5.1
Current: 5.13
2.4
5.1
PEG Ratio 3.68
PEG Ratio range over the past 10 years
Min: 1.07, Med: 2.53, Max: 69.29
Current: 3.68
1.07
69.29
Shiller PE Ratio 38.74
Shiller PE Ratio range over the past 10 years
Min: 15.14, Med: 23.81, Max: 39.36
Current: 38.74
15.14
39.36
Current Ratio 1.21
Current Ratio range over the past 10 years
Min: 0.78, Med: 1.13, Max: 25.5
Current: 1.21
0.78
25.5
Quick Ratio 1.21
Quick Ratio range over the past 10 years
Min: 0.78, Med: 1.13, Max: 25.5
Current: 1.21
0.78
25.5
Days Sales Outstanding 154.18
Days Sales Outstanding range over the past 10 years
Min: 78.99, Med: 102.26, Max: 201.29
Current: 154.18
78.99
201.29
Days Payable 302.74
Days Payable range over the past 10 years
Min: 25.21, Med: 274.98, Max: 322.65
Current: 302.74
25.21
322.65

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 0.91
Trailing Dividend Yield range over the past 10 years
Min: 0.89, Med: 1.28, Max: 1.82
Current: 0.91
0.89
1.82
Dividend Payout Ratio 0.24
Dividend Payout Ratio range over the past 10 years
Min: 0.2, Med: 0.28, Max: 0.29
Current: 0.24
0.2
0.29
3-Year Dividend Growth Rate (Per Share) 10.50
3-Year Dividend Growth Rate range over the past 10 years
Min: 4.5, Med: 10.5, Max: 21.8
Current: 10.5
4.5
21.8
Forward Dividend Yield % 0.92
N/A
Yield-on-Cost (5-Year) % 1.49
Yield-on-Cost (5y) range over the past 10 years
Min: 1.47, Med: 2.12, Max: 3.01
Current: 1.49
1.47
3.01
3-Year Share Buyback Rate -0.20
3-Year Share Buyback Rate range over the past 10 years
Min: -19.5, Med: -0.7, Max: 1.3
Current: -0.2
-19.5
1.3

Valuation & Return

Current vs industry vs history
Price-to-Projected-FCF 1.32
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.64, Med: 1.25, Max: 23.33
Current: 1.32
0.64
23.33
Price-to-DCF (Earnings Based) 1.88
Price-to-Intrinsic-Value-DCF (Earnings Based) range over the past 10 years
Min: 0.47, Med: 0.87, Max: 2.17
Current: 1.88
0.47
2.17
Price-to-Median-PS-Value 1.41
Price-to-Median-PS-Value range over the past 10 years
Min: 0.21, Med: 1.05, Max: 7.43
Current: 1.41
0.21
7.43
Price-to-Peter-Lynch-Fair-Value 3.52
Price-to-Peter-Lynch-Fair-Value range over the past 10 years
Min: 0.11, Med: 1.18, Max: 4.19
Current: 3.52
0.11
4.19
Earnings Yield (Joel Greenblatt) % 4.93
Earnings Yield (Greenblatt) range over the past 10 years
Min: 4.85, Med: 7.7, Max: 12.2
Current: 4.93
4.85
12.2
Forward Rate of Return (Yacktman) % 11.58
Forward Rate of Return range over the past 10 years
Min: 4.7, Med: 13.1, Max: 22.1
Current: 11.58
4.7
22.1

More Statistics

Revenue (TTM) (Mil) $ 2,126.98
EPS (TTM) $ 1.3
Beta 0.62
Volatility % 16.82
52-Week Range $ 25.72 - 35.27
Shares Outstanding (Mil) 282.04

Analyst Estimate

Piotroski F-Score Details

Piotroski F-Score 6
Positive ROA Y
Positive CFROA Y
Higher ROA yoy N
CFROA > ROA Y
Lower Leverage yoy N
Higher Current Ratio yoy N
Less Shares Outstanding yoy Y
Higher Gross Margin yoy Y
Higher Asset Turnover yoy Y