NAS:ERIE (USA) Also trade in: Germany

Erie Indemnity Co

$ 253.53 0 (0%)
Volume: 199,706 Avg Vol (1m): 191,082
Market Cap $: 13.26 Bil Enterprise Value $: 12.90 Bil
P/E (TTM): 44.55 P/B: 14.61
Earnings Power Value 0.84
Net Current Asset Value 0
Tangible Book 17.36
Projected FCF 42.92
Median P/S Value 126.53
Graham Number 47.14
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 6/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 3.14
Cash-To-Debt ranked lower than
59.53% of 682 companies
in the Insurance Brokers industry.
Industry Max: 49173.54, Med: 5.11, Min: 0.01
ERIE: 3.14
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 1.04, Med: 10000, Max: 10000
Current: 3.14
1.04
10000
Equity-to-Asset 0.56
Equity-to-Asset ranked lower than
50.40% of 631 companies
in the Insurance Brokers industry.
Industry Max: 1, Med: 0.54, Min: -107.72
ERIE: 0.56
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.04, Med: 0.4, Max: 0.59
Current: 0.56
0.04
0.59
Debt-to-Equity 0.10
Debt-to-Equity ranked higher than
79.20% of 399 companies
in the Insurance Brokers industry.
Industry Max: 21.92, Med: 0.41, Min: 0.01
ERIE: 0.1
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.01, Med: 0.06, Max: 0.11
Current: 0.1
0.01
0.11
Debt-to-EBITDA 0.26
Debt-to-EBITDA ranked higher than
86.68% of 383 companies
in the Insurance Brokers industry.
Industry Max: 1134.33, Med: 2.68, Min: 0.01
ERIE: 0.26
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0.08, Med: 0.24, Max: 0.27
Current: 0.26
0.08
0.27
WACC vs ROIC %
ROIC 48.17%
WACC 3.8%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 12.23
Net Margin ranked lower than
54.27% of 667 companies
in the Insurance Brokers industry.
Industry Max: 4987.16, Med: 13.87, Min: -1120000
ERIE: 12.23
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 2.54, Med: 11.48, Max: 13.01
Current: 12.23
2.54
13.01
ROE % 32.17
ROE ranked higher than
88.38% of 671 companies
in the Insurance Brokers industry.
Industry Max: 462.95, Med: 6.44, Min: -994.16
ERIE: 32.17
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 12.75, Med: 23.42, Max: 32.17
Current: 32.17
12.75
32.17
ROA % 17.39
ROA ranked higher than
88.06% of 687 companies
in the Insurance Brokers industry.
Industry Max: 654.36, Med: 2.01, Min: -6145.67
ERIE: 17.39
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 1.01, Med: 1.61, Max: 17.39
Current: 17.39
1.01
17.39
3-Year Total Revenue Growth Rate 16.50
3-Year Revenue Growth Rate ranked higher than
56.32% of 609 companies
in the Insurance Brokers industry.
Industry Max: 939.2, Med: 4.5, Min: -100
ERIE: 16.7
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -34, Med: 7.6, Max: 60.4
Current: 16.7
-34
60.4
3-Year EPS w/o NRI Growth Rate 18.30
3-Year EPS w/o NRI Growth Rate ranked higher than
51.20% of 500 companies
in the Insurance Brokers industry.
Industry Max: 462.5, Med: 4.6, Min: -192.4
ERIE: 18.3
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: -29.1, Med: 9.2, Max: 37.3
Current: 18.3
-29.1
37.3

» ERIE's 30-Y Financials

Financials (Next Earnings Date: 2019-07-26)

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Business Description

Industry Brokers & Exchanges » Insurance Brokers    NAICS : 524128    SIC : 6411
Compare NYSE:BRO MIL:PST NYSE:AJG NAS:FANH ASX:SDF NAS:EHTH NAS:CRVL XPAR:APR XLJU:ZVTG LSE:SBRE ASX:AUB NYSE:CRD.B ASX:PSI BSP:WIZS3 BKK:TQM XTER:VVV3 CAS:AFM NAS:KINS MIL:ASSI BSP:APER3
Traded in other countries EI2.Germany
Address 100 Erie Insurance Place, Erie, PA, USA, 16530
Erie Indemnity Co primarily performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. Erie Indemnity's management fee is typically 25% of the Exchange's premiums, and this accounts for all of Erie Indemnity's revenue. The company operates exclusively in the United States.

Ratios

Current vs industry vs history
PE Ratio (TTM) 44.55
PE Ratio ranked lower than
71.24% of 532 companies
in the Insurance Brokers industry.
Industry Max: 9600, Med: 17.59, Min: 0.02
ERIE: 44.55
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 16.01, Med: 26.13, Max: 53.53
Current: 44.55
16.01
53.53
PE Ratio without NRI 44.55
PE without NRI ranked lower than
70.94% of 530 companies
in the Insurance Brokers industry.
Industry Max: 9600, Med: 18.01, Min: 0.02
ERIE: 44.55
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 16.01, Med: 26.13, Max: 53.53
Current: 44.55
16.01
53.53
Price-to-Owner-Earnings 54.77
Price-to-Owner-Earnings ranked lower than
78.80% of 250 companies
in the Insurance Brokers industry.
Industry Max: 1260, Med: 16.75, Min: 0.1
ERIE: 54.77
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 16.21, Med: 33.02, Max: 384.73
Current: 54.77
16.21
384.73
PB Ratio 14.61
PB Ratio ranked lower than
90.74% of 659 companies
in the Insurance Brokers industry.
Industry Max: 1290, Med: 1.16, Min: 0.01
ERIE: 14.61
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 2.07, Med: 5.71, Max: 14.62
Current: 14.61
2.07
14.62
PS Ratio 6.07
PS Ratio ranked lower than
50.94% of 640 companies
in the Insurance Brokers industry.
Industry Max: 2000, Med: 3.42, Min: 0.01
ERIE: 6.07
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.49, Med: 3.04, Max: 15.37
Current: 6.07
0.49
15.37
Price-to-Free-Cash-Flow 56.31
Price-to-Free-Cash-Flow ranked lower than
82.14% of 168 companies
in the Insurance Brokers industry.
Industry Max: 2024, Med: 16.03, Min: 0.62
ERIE: 56.31
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 2.44, Med: 20.11, Max: 79.01
Current: 56.31
2.44
79.01
Price-to-Operating-Cash-Flow 45.14
Price-to-Operating-Cash-Flow ranked lower than
84.34% of 198 companies
in the Insurance Brokers industry.
Industry Max: 4171.43, Med: 13.69, Min: 0.03
ERIE: 45.14
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 2.4, Med: 19.12, Max: 63.49
Current: 45.14
2.4
63.49
EV-to-EBIT 33.43
EV-to-EBIT ranked lower than
56.93% of 411 companies
in the Insurance Brokers industry.
Industry Max: 549489.13, Med: 14.83, Min: 0.03
ERIE: 33.43
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: 18.2, Med: 21.3, Max: 79.3
Current: 33.43
18.2
79.3
EV-to-EBITDA 33.43
EV-to-EBITDA ranked lower than
62.32% of 414 companies
in the Insurance Brokers industry.
Industry Max: 549489.13, Med: 13.58, Min: 0.03
ERIE: 33.43
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: 18.2, Med: 21.3, Max: 79.3
Current: 33.43
18.2
79.3
EV-to-Revenue 5.31
EV-to-Revenue ranked higher than
58.94% of 587 companies
in the Insurance Brokers industry.
Industry Max: 54963.05, Med: 4.2, Min: 0.01
ERIE: 5.31
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 0.6, Med: 3, Max: 39
Current: 5.31
0.6
39
Shiller PE Ratio 67.27
Shiller PE Ratio ranked lower than
79.39% of 165 companies
in the Insurance Brokers industry.
Industry Max: 262.75, Med: 22.49, Min: 0.36
ERIE: 67.27
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 10.46, Med: 24.59, Max: 67.34
Current: 67.27
10.46
67.34

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 1.37
Trailing Dividend Yield ranked lower than
51.50% of 635 companies
in the Insurance Brokers industry.
Industry Max: 390.92, Med: 2.86, Min: 0.03
ERIE: 1.37
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 1.37, Med: 3.02, Max: 6.08
Current: 1.37
1.37
6.08
Dividend Payout Ratio 0.61
Dividend Payout Ratio ranked lower than
75.20% of 367 companies
in the Insurance Brokers industry.
Industry Max: 44.44, Med: 0.41, Min: 0.01
ERIE: 0.61
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.61, Med: 0.77, Max: 0.97
Current: 0.61
0.61
0.97
3-Year Dividend Growth Rate (Per Share) 7.20
3-Year Dividend Growth Rate ranked higher than
52.94% of 221 companies
in the Insurance Brokers industry.
Industry Max: 132.1, Med: 6.3, Min: -100
ERIE: 7.2
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 7.3, Max: 27.6
Current: 7.2
0
27.6
Forward Dividend Yield % 1.42
Forward Dividend Yield ranked lower than
53.56% of 618 companies
in the Insurance Brokers industry.
Industry Max: 667, Med: 3.03, Min: 0.03
ERIE: 1.42
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 1.94
Yield-on-Cost (5y) ranked higher than
52.72% of 643 companies
in the Insurance Brokers industry.
Industry Max: 411.49, Med: 3.57, Min: 0.01
ERIE: 1.94
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 1.94, Med: 4.28, Max: 8.61
Current: 1.94
1.94
8.61
3-Year Share Buyback Rate -3.80
3-Year Share Buyback Rate ranked lower than
100.00% of 337 companies
in the Insurance Brokers industry.
Industry Max: 100, Med: -2.1, Min: -530
ERIE: -3.8
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -3.8, Med: 1.1, Max: 5.7
Current: -3.8
-3.8
5.7

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 14.60
Price-to-Tangible-Book ranked lower than
88.28% of 623 companies
in the Insurance Brokers industry.
Industry Max: 1290, Med: 1.16, Min: 0.01
ERIE: 14.6
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 2.43, Med: 3.53, Max: 14.62
Current: 14.6
2.43
14.62
Price-to-Projected-FCF 5.91
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
85.78% of 232 companies
in the Insurance Brokers industry.
Industry Max: 109.33, Med: 1.24, Min: 0.16
ERIE: 5.91
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.38, Med: 1.12, Max: 5.91
Current: 5.91
0.38
5.91
Price-to-Median-PS-Value 2.00
Price-to-Median-PS-Value ranked lower than
75.67% of 596 companies
in the Insurance Brokers industry.
Industry Max: 606, Med: 0.95, Min: 0.01
ERIE: 2
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.17, Med: 1.02, Max: 4.82
Current: 2
0.17
4.82
Price-to-Graham-Number 5.38
Price-to-Graham-Number ranked lower than
86.98% of 453 companies
in the Insurance Brokers industry.
Industry Max: 140.76, Med: 0.95, Min: 0.01
ERIE: 5.38
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 1.24, Med: 1.79, Max: 5.38
Current: 5.38
1.24
5.38
Earnings Yield (Joel Greenblatt) % 2.99
Earnings Yield (Greenblatt) ranked higher than
57.61% of 552 companies
in the Insurance Brokers industry.
Industry Max: 3333.33, Med: 3.94, Min: -10000
ERIE: 2.99
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: 1.3, Med: 4.7, Max: 5.5
Current: 2.99
1.3
5.5

More Statistics

Revenue (TTM) (Mil) $ 2,435.36
EPS (TTM) $ 5.69
Beta 0.3
Volatility % 23.02
52-Week Range $ 115.12 - 256.5
Shares Outstanding (Mil) 52.29

Analyst Estimate

Piotroski F-Score Details