Switch to:
Also traded in: Germany, Mexico, Peru

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash-to-Debt 1.63
BAP's Cash-to-Debt is ranked higher than
56% of the 1374 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.22 vs. BAP: 1.63 )
Ranked among companies with meaningful Cash-to-Debt only.
BAP' s Cash-to-Debt Range Over the Past 10 Years
Min: 1.09  Med: 2.05 Max: No Debt
Current: 1.63
1.09
No Debt
Equity-to-Asset 0.13
BAP's Equity-to-Asset is ranked higher than
75% of the 1386 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.11 vs. BAP: 0.13 )
Ranked among companies with meaningful Equity-to-Asset only.
BAP' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.1 Max: 0.13
Current: 0.13
0.08
0.13
Debt-to-Equity 0.70
BAP's Debt-to-Equity is ranked higher than
51% of the 1222 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.72 vs. BAP: 0.70 )
Ranked among companies with meaningful Debt-to-Equity only.
BAP' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.28  Med: 0.8 Max: 1.57
Current: 0.7
0.28
1.57
Debt-to-EBITDA 1.10
BAP's Debt-to-EBITDA is ranked higher than
66% of the 1236 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.99 vs. BAP: 1.10 )
Ranked among companies with meaningful Debt-to-EBITDA only.
BAP' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0  Med: 0 Max: 1.1
Current: 1.1
0
1.1
Beneish M-Score: -3.23
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Net Margin % 30.91
BAP's Net Margin % is ranked higher than
73% of the 1390 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 23.34 vs. BAP: 30.91 )
Ranked among companies with meaningful Net Margin % only.
BAP' s Net Margin % Range Over the Past 10 Years
Min: 15.18  Med: 23.72 Max: 30.91
Current: 30.91
15.18
30.91
ROE % 19.95
BAP's ROE % is ranked higher than
93% of the 1390 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 8.73 vs. BAP: 19.95 )
Ranked among companies with meaningful ROE % only.
BAP' s ROE % Range Over the Past 10 Years
Min: 13.7  Med: 20.9 Max: 22.66
Current: 19.95
13.7
22.66
ROA % 2.57
BAP's ROA % is ranked higher than
91% of the 1396 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.90 vs. BAP: 2.57 )
Ranked among companies with meaningful ROA % only.
BAP' s ROA % Range Over the Past 10 Years
Min: 1.41  Med: 2.19 Max: 2.57
Current: 2.57
1.41
2.57
3-Year Revenue Growth Rate 7.60
BAP's 3-Year Revenue Growth Rate is ranked higher than
66% of the 1293 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 4.30 vs. BAP: 7.60 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
BAP' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -0.1  Med: 9.5 Max: 22.6
Current: 7.6
-0.1
22.6
3-Year EPS without NRI Growth Rate 19.70
BAP's 3-Year EPS without NRI Growth Rate is ranked higher than
82% of the 1163 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 4.80 vs. BAP: 19.70 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
BAP' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -2  Med: 19.7 Max: 65.3
Current: 19.7
-2
65.3
GuruFocus has detected 3 Warning Signs with Credicorp Ltd BAP.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» BAP's 30-Y Financials

Financials (Next Earnings Date: 2018-11-06)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2017

BAP Guru Trades in Q3 2017

Pioneer Investments 6,972 sh (New)
Jeremy Grantham 253,000 sh (+134.69%)
Frank Sands 259,696 sh (+0.30%)
Ken Fisher 1,259,671 sh (-2.34%)
Signature Select Canadian Fund 13,550 sh (-4.91%)
Jim Simons 119,300 sh (-29.74%)
» More
Q4 2017

BAP Guru Trades in Q4 2017

Sarah Ketterer 114,800 sh (New)
Caxton Associates 4,955 sh (New)
Pioneer Investments 268,556 sh (+3751.92%)
Jeremy Grantham 347,700 sh (+37.43%)
Ken Fisher 1,295,694 sh (+2.86%)
Jim Simons Sold Out
Frank Sands 206,711 sh (-20.40%)
» More
Q1 2018

BAP Guru Trades in Q1 2018

Sarah Ketterer 136,200 sh (+18.64%)
Frank Sands 213,571 sh (+3.32%)
Caxton Associates Sold Out
Signature Select Canadian Fund Sold Out
Ken Fisher 1,282,583 sh (-1.01%)
Jeremy Grantham 282,100 sh (-18.87%)
Pioneer Investments 208,318 sh (-22.43%)
» More
Q2 2018

BAP Guru Trades in Q2 2018

Sarah Ketterer 324,582 sh (+138.31%)
Frank Sands 221,280 sh (+3.61%)
Ken Fisher 1,286,025 sh (+0.27%)
Pioneer Investments 182,378 sh (-12.45%)
Jeremy Grantham 148,800 sh (-47.25%)
» More
» Details

Insider Trades

Latest Guru Trades with BAP

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Ken Fisher 2018-06-30 Add 0.27%$218.14 - $237.12 $ 222.12-2%1,286,025
Ken Fisher 2018-03-31 Reduce -1.01%$208.97 - $237.07 $ 222.120%1,282,583
Ken Fisher 2017-12-31 Add 2.86%0.01%$192 - $214.13 $ 222.127%1,295,694
Ken Fisher 2017-09-30 Reduce -2.34%0.01%$180.96 - $212.85 $ 222.1213%1,259,671
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - Latin America    NAICS: 522110    SIC: 6021
Compare:XSGO:CHILE, MEX:GFNORTE O, XSGO:BSANTANDER, LIM:CREDITC1, NYSE:CIB, MEX:GFINBUR O, XSGO:BCI, BUE:GGAL, BSP:ITSA4, BSP:BBAS3, LIM:CONTINC1, LIM:SCOTIAC1, BUE:BMA, XSGO:SM-CHILE E, XSGO:ITAUCORP, BUE:BRIO6, LIM:IFS, LIM:INTERBC1, BUE:FRAN, MEX:FPLUS16 » details
Traded in other countries:D8V.Germany, BAPN.Mexico, BAP.Peru,
Headquarter Location:Peru
Credicorp Ltd is a financial services company in Peru. It provides financial and health services and products. It operates in four segments namely Banking, Insurance, Pension fund and Investment banking.

Credicorp is a financial services company in Peru. It is involved mainly in commercial banking, providing trade finance, corporate finance, and leasing services. The company also offers insurance for commercial property, transportation, automobile, life, health, and investment banking services: brokerage services, asset management, trust, custody and securitization services, trading and investment, and pension fund business. The company operates the following subsidiaries: Banco de Credito del Peru, Atlantic Security Bank, Prima AFP, El Pacifico-Peruano Suiza Compania de Seguros y Reaseguros, Credicorp Capital, and BCP Bolivia.

Ratios

vs
industry
vs
history
PE Ratio 13.64
BAP's PE Ratio is ranked higher than
55% of the 1278 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 14.76 vs. BAP: 13.64 )
Ranked among companies with meaningful PE Ratio only.
BAP' s PE Ratio Range Over the Past 10 Years
Min: 7.09  Med: 16.3 Max: 23.42
Current: 13.64
7.09
23.42
Forward PE Ratio 13.57
BAP's Forward PE Ratio is ranked lower than
55% of the 464 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 13.40 vs. BAP: 13.57 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 13.64
BAP's PE Ratio without NRI is ranked higher than
55% of the 1278 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 14.76 vs. BAP: 13.64 )
Ranked among companies with meaningful PE Ratio without NRI only.
BAP' s PE Ratio without NRI Range Over the Past 10 Years
Min: 7.09  Med: 16.3 Max: 23.42
Current: 13.64
7.09
23.42
PB Ratio 2.67
BAP's PB Ratio is ranked lower than
93% of the 1383 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.24 vs. BAP: 2.67 )
Ranked among companies with meaningful PB Ratio only.
BAP' s PB Ratio Range Over the Past 10 Years
Min: 1.43  Med: 2.99 Max: 5.08
Current: 2.67
1.43
5.08
PS Ratio 4.21
BAP's PS Ratio is ranked lower than
66% of the 1373 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 3.41 vs. BAP: 4.21 )
Ranked among companies with meaningful PS Ratio only.
BAP' s PS Ratio Range Over the Past 10 Years
Min: 1.75  Med: 3.65 Max: 5.98
Current: 4.21
1.75
5.98
EV-to-Revenue 3.56
BAP's EV-to-Revenue is ranked higher than
62% of the 1151 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 4.50 vs. BAP: 3.56 )
Ranked among companies with meaningful EV-to-Revenue only.
BAP' s EV-to-Revenue Range Over the Past 10 Years
Min: 0.1  Med: 2.9 Max: 5
Current: 3.56
0.1
5
Shiller PE Ratio 24.07
BAP's Shiller PE Ratio is ranked lower than
62% of the 573 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 20.24 vs. BAP: 24.07 )
Ranked among companies with meaningful Shiller PE Ratio only.
BAP' s Shiller PE Ratio Range Over the Past 10 Years
Min: 14  Med: 26.17 Max: 47.42
Current: 24.07
14
47.42

Buy Back

vs
industry
vs
history
3-Year Dividend Growth Rate 32.30
BAP's 3-Year Dividend Growth Rate is ranked higher than
88% of the 790 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.20 vs. BAP: 32.30 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
BAP' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -11.4  Med: 10 Max: 55.8
Current: 32.3
-11.4
55.8

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.68
BAP's Price-to-Tangible-Book is ranked lower than
90% of the 1370 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.33 vs. BAP: 2.68 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
BAP' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.64  Med: 2.34 Max: 5.48
Current: 2.68
0.64
5.48
Price-to-Intrinsic-Value-Projected-FCF 3.35
BAP's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
97% of the 867 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.82 vs. BAP: 3.35 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
BAP' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.99  Med: 3.35 Max: 4.96
Current: 3.35
0.99
4.96
Price-to-Median-PS-Value 1.16
BAP's Price-to-Median-PS-Value is ranked lower than
57% of the 1305 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.11 vs. BAP: 1.16 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
BAP' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.18  Med: 0.82 Max: 1.53
Current: 1.16
0.18
1.53
Price-to-Graham-Number 1.27
BAP's Price-to-Graham-Number is ranked lower than
69% of the 1212 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.01 vs. BAP: 1.27 )
Ranked among companies with meaningful Price-to-Graham-Number only.
BAP' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.53  Med: 1.28 Max: 2.84
Current: 1.27
0.53
2.84

More Statistics

Revenue (TTM) (Mil) $4,203.58
EPS (TTM) $ 16.30
Beta1.05
Volatility17.91%
52-Week Range $189.69 - 239.54
Shares Outstanding (Mil)79.76

Analyst Estimate

Dec18 Dec19 Dec20
Revenue (Mil $) 4,111 4,534 4,960
EBIT (Mil $)
EBITDA (Mil $)
EPS ($) 16.63 18.79 21.24
EPS without NRI ($) 16.63 18.79 21.24
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 7.53 8.16 11.25

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat

{{numOfNotice}}