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CredicorpBAP +2.37%78 Shiller PE Ratio is 19.67 as of Aug. 23, 2026, which is 44% above its 10-year median of 13.62. GuruFocus rates BAP with a GF Score™ of 78/100 and a GF Value™ of $229.49 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,242 Banks companies, Credicorp ranks worse than 77.54% on this metric.
As of today (2026-08-23), Credicorp's current share price is $378.97. Credicorp's E10 for the quarter that ended in Jun. 2026 was $19.27. Credicorp's Shiller PE Ratio for today is 19.67.
The historical rank and industry rank for Credicorp's Shiller PE Ratio or its related term are showing as below:
BAP'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.99 Med: 13.62 Max: 26.28
Current: 19.67
During the past years, Credicorp's highest Shiller PE Ratio was 26.28. The lowest was 7.99. And the median was 13.62.
BAP's Shiller PE Ratio is ranked worse than 77.54% of 1242
companies
in the Banks industry
Industry Median: 13.735
vs BAP: 19.67
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Credicorp's adjusted earnings per share data for the three months ended in Jun. 2026 was $7.448. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $19.27 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Credicorp Shiller PE Ratio Related Terms
Credicorp Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Credicorp's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Credicorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credicorp Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Credicorp's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Credicorp's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
Credicorp's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credicorp's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, Credicorp's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Credicorp (BAP) has a Shiller PE Ratio of 19.67 as of Aug. 23, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Credicorp and its competitors. This is 44% above median its historical median of 13.62. Over the past decade, Credicorp's Shiller PE Ratio has ranged from 7.99 to 26.28. According to the industry distribution chart, Credicorp ranks #963 out of 1242 companies in the Banks industry, placing it in the top 77.5%.
Is Credicorp's Shiller PE Ratio too high?
Credicorp's current Shiller PE Ratio of 19.67 is 44% above median its 10-year median of 13.62. Over the past 10 years, this metric has ranged from a low of 7.99 to a high of 26.28. The Banks industry median Shiller PE Ratio is 13.74. Credicorp's value of 19.67 is 43.2% above this industry median. Based on the distribution chart, Credicorp ranks #963 out of 1242 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Credicorp has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credicorp's Shiller PE Ratio compare to CFG and HBAN?
According to the Banks industry distribution chart, Credicorp ranks #963 out of 1242 companies for Shiller PE Ratio. This places Credicorp in the lower half of its industry. The industry median Shiller PE Ratio is 13.74. Credicorp's value of 19.67 is 43.2% above this benchmark. Historically, Credicorp's own Shiller PE Ratio has ranged from 7.99 to 26.28 over the past decade. While the company's 10-year median is 13.62 vs. the industry median of 13.74, Credicorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.74, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credicorp's current Shiller PE Ratio of 19.67 is 43.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Credicorp and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credicorp's current Shiller PE Ratio is 19.67, which is 44% above median its own 10-year median of 13.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credicorp stock overvalued right now?
Based on GuruFocus' analysis, Credicorp (BAP) is currently considered Significantly Overvalued. The stock's GF Value™ is $229.49, compared to a current price of $378.97 — trading 65.1% above its estimated fair value. The current Shiller PE Ratio is 19.67, which is 44% above median its 10-year median of 13.62 and 43.2% above the Banks industry median of 13.74. Credicorp's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Credicorp (BAP), the current Shiller PE Ratio is 19.67 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credicorp (BAP) Overvalued in 2026?
Based on GuruFocus' analysis, Credicorp stock appears to be overvalued.
The current stock price of $378.97 is trading 65.1% above its estimated GF Value™ of $229.49.
GuruFocus considers Credicorp to be Significantly Overvalued.
Key valuation signals for BAP:
Shiller PE Ratio: 19.67 (44% above median its 10-year median of 13.62)
GF Value™: $229.49 vs. price of $378.97 (65.1% above fair value)
Industry Position: 43.2% above the Banks median (#963 of 1242)
No single metric tells the full story. See the BAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credicorp Ltd is a Peruvian financial services company. The company operates in four business lines, including Universal Banking, Insurance and Retirement, Microfinance, and Investment Banking and Asset Management. Its subsidiaries include Banco de Credito del Peru, Prima AFP, Credicorp Capital, and others. Geographically, the company operates in Peru, Colombia, Bolivia, Chile, Panama, the USA, and Mexico; the majority of its revenue is generated from Peru.
78GF Score
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