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CredicorpBAP -1.02%76 3-Year EPS without NRI Growth Rate is 14.40% as of Jun. 2026, which is 18% below its 10-year median of 17.60. GuruFocus rates BAP with a GF Score™ of 76/100 and a GF Value™ of $229.57 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,409 Banks companies, Credicorp ranks better than 66% on this metric.
During the past 12 months, Credicorp's average EPS without NRI Growth Rate was 18.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 14.40% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 41.20% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 6.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Credicorp was 216.40% per year. The lowest was -42.60% per year. And the median was 17.60% per year.
Credicorp (NYSE:BAP) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Credicorp 3-Year EPS without NRI Growth Rate Related Terms
BAP vs CFG, HBAN, RF: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Credicorp's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credicorp 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Credicorp's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Credicorp's 3-Year EPS without NRI Growth Rate falls into.
Credicorp 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 14.40% mean?
Credicorp (BAP) has a 3-Year EPS without NRI Growth Rate of 14.40% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Credicorp and its competitors. This is 18% below median its historical median of 17.60. According to the industry distribution chart, Credicorp ranks #479 out of 1409 companies in the Banks industry, placing it in the top 34%.
Is Credicorp's 3-Year EPS without NRI Growth Rate too high?
Credicorp's current 3-Year EPS without NRI Growth Rate of 14.40% is 18% below median its 10-year median of 17.60. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Credicorp's value of 14.40% is 92% above this industry median. Based on the distribution chart, Credicorp ranks #479 out of 1409 companies in the Banks industry, which is above the industry midpoint. Overall, Credicorp has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credicorp's 3-Year EPS without NRI Growth Rate compare to CFG and HBAN?
According to the Banks industry distribution chart, Credicorp ranks #479 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This puts Credicorp in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Credicorp's value of 14.40% is 92% above this benchmark. While the company's 10-year median is 17.60 vs. the industry median of 7.50, Credicorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credicorp's current 3-Year EPS without NRI Growth Rate of 14.40% is 92% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Credicorp and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credicorp's current 3-Year EPS without NRI Growth Rate is 14.40%, which is 18% below median its own 10-year median of 17.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credicorp stock overvalued right now?
Based on GuruFocus' analysis, Credicorp (BAP) is currently considered Significantly Overvalued. The stock's GF Value™ is $229.57, compared to a current price of $369.41 — trading 60.9% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 14.40%, which is 18% below median its 10-year median of 17.60 and 92% above the Banks industry median of 7.50. Credicorp's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Credicorp (BAP), the current 3-Year EPS without NRI Growth Rate is 14.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credicorp (BAP) Overvalued in 2026?
Based on GuruFocus' analysis, Credicorp stock appears to be overvalued.
The current stock price of $369.41 is trading 60.9% above its estimated GF Value™ of $229.57.
GuruFocus considers Credicorp to be Significantly Overvalued.
Key valuation signals for BAP:
3-Year EPS without NRI Growth Rate: 14.40% (18% below median its 10-year median of 17.60)
GF Value™: $229.57 vs. price of $369.41 (60.9% above fair value)
Industry Position: 92% above the Banks median (#479 of 1409)
No single metric tells the full story. See the BAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credicorp Ltd is a Peruvian financial services company. The company operates in four business lines, including Universal Banking, Insurance and Retirement, Microfinance, and Investment Banking and Asset Management. Its subsidiaries include Banco de Credito del Peru, Prima AFP, Credicorp Capital, and others. Geographically, the company operates in Peru, Colombia, Bolivia, Chile, Panama, the USA, and Mexico; the majority of its revenue is generated from Peru.
76GF Score
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