Business Description
Thai Credit Bank PCL
ISIN : THB877010009
Compare
Compare
Traded in other countries / regions
CREDIT.Thailand IPO Date
2024-02-09Description
Thai Credit Bank PCL is a commercial bank in Thailand. It provides comprehensive financial and investment services and focuses on providing micro SME business loans (MSME) and Nano and Micro Finance to small business entrepreneurs. The Group has 2 operating segments: e-wallet business, which is operated by its subsidiary; and banking business which comprises of business loans - SMEs and Microfinance, retail loans secured by residential property - Housing loans and Home for Cash, and other segments, e.g., personal loans, gold loans, and treasury activities. The company generates the majority of its revenue from the banking business.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.44 | |||||
Equity-to-Asset | 0.12 | |||||
Debt-to-Equity | 0.26 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 4/9 | |||||
Beneish M-Score | -2.26 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 10.3 | |||||
3-Year EPS without NRI Growth Rate | 19.3 | |||||
3-Year Book Growth Rate | 22.1 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 15.67 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 11.31 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 40.52 | |||||
9-Day RSI | 39.23 | |||||
14-Day RSI | 43.46 | |||||
3-1 Month Momentum % | 29.35 | |||||
6-1 Month Momentum % | 41.67 | |||||
12-1 Month Momentum % | 39.18 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 4.3 | |||||
Dividend Payout Ratio | 0.28 | |||||
Forward Dividend Yield % | 4.3 | |||||
5-Year Yield-on-Cost % | 4.32 | |||||
3-Year Average Share Buyback Ratio | -0.2 | |||||
Shareholder Yield % | 4.47 |
Profitability Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 26.54 | |||||
FCF Margin % | 48.61 | |||||
OCF Margin % | 55.82 | |||||
ROE % | 16.67 | |||||
ROA % | 2.07 | |||||
Years of Profitability over Past 10-Year | 5 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 6.49 | |||||
Forward PE Ratio | 5.05 | |||||
PE Ratio without NRI | 6.49 | |||||
PS Ratio | 1.72 | |||||
PB Ratio | 1.03 | |||||
Price-to-Tangible-Book | 1.05 | |||||
Price-to-Free-Cash-Flow | 3.55 | |||||
Price-to-Operating-Cash-Flow | 3.09 | |||||
EV-to-Forward-EBIT | 5.76 | |||||
EV-to-Revenue | 1.97 | |||||
EV-to-Forward-Revenue | 1.9 | |||||
EV-to-FCF | 4.05 | |||||
Price-to-GF-Value | 1.15 | |||||
Price-to-Graham-Number | 0.55 | |||||
FCF Yield % | 28.25 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Thai Credit Bank PCL Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ฿) | 16,360.331 | ||
| EPS (TTM) (฿) | 3.511 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | 29.48 | ||
| 14-Day RSI | 43.46 | ||
| 14-Day ATR (฿) | 0.423521 | ||
| 20-Day SMA (฿) | 23.23 | ||
| 12-1 Month Momentum % | 39.18 | ||
| 52-Week Range (฿) | 14.7 - 26.25 | ||
| Shares Outstanding (Mil) | 1,234.84 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Thai Credit Bank PCL Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Thai Credit Bank PCL Stock Events
| Event | Date | Price (฿) | ||
|---|---|---|---|---|
| THB 0.980000 Cash Dividend | 2026-05-06 | 18.90 (+0.00%) | ||
| THB 0.600000 Cash Dividend | 2025-05-14 | 20.10 (+1.01%) |
Show
Entries
Thai Credit Bank PCL Frequently Asked Questions
What is Thai Credit Bank PCL(BKK:CREDIT)'s stock price today?
The current price of BKK:CREDIT is ฿22.80. The 52 week high of BKK:CREDIT is ฿26.25 and 52 week low is ฿14.70.
When is next earnings date of Thai Credit Bank PCL(BKK:CREDIT)?
The next earnings date of Thai Credit Bank PCL(BKK:CREDIT) is .
Does Thai Credit Bank PCL(BKK:CREDIT) pay dividends? If so, how much?
The Dividend Yield %  of Thai Credit Bank PCL(BKK:CREDIT) is 4.3% (As of Today), Highest Dividend Payout Ratio of Thai Credit Bank PCL(BKK:CREDIT) was 0.28. The lowest was 0.19. And the median was 0.19. The  Forward Dividend Yield % of Thai Credit Bank PCL(BKK:CREDIT) is 4.3%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers