Business Description
United Credit Ltd
SIC : 6141
ISIN : INE858C01027
Share Class Description:
BOM:531091: Shs DematerialisedTotal Employee Number:
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Traded in other countries / regions
531091.India IPO Date
2001-12-02Description
United Credit Ltd is an Indian non-banking financial company (NBFC) engaged in financing and renting activities. Its core business involves lease financing, hire purchase, consumer financing, and investment and capital market operations. The company operates through two reporting segments: financing activity, which generates the substantial majority of its revenue, and renting activity. As an NBFC, it provides credit and asset-financing solutions to retail and corporate customers in India, earning income primarily through interest, lease rentals, and hire purchase charges on its loan and asset portfolios. It also holds investments and participates in capital market operations. The company is based in India and conducts its operations within the domestic Indian market, serving borrowers and lessees across various sectors of the economy.
Financial Strength
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.02 | |||||
Equity-to-Asset | 0.98 | |||||
Debt-to-Equity | 0.01 | |||||
Debt-to-EBITDA | 0.28 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 3/9 | |||||
Altman Z-Score | 12.37 | |||||
Beneish M-Score | -2.5 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 3 | |||||
3-Year EBITDA Growth Rate | 6.5 | |||||
3-Year EPS without NRI Growth Rate | 2.5 | |||||
3-Year Book Growth Rate | 4.1 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 40.13 | |||||
9-Day RSI | 43.45 | |||||
14-Day RSI | 43.66 | |||||
3-1 Month Momentum % | -16.18 | |||||
6-1 Month Momentum % | 5.77 | |||||
12-1 Month Momentum % | -20.31 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 190.37 | |||||
Quick Ratio | 190.37 | |||||
Cash Ratio | 3.55 | |||||
Days Sales Outstanding | 49.01 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 74.74 | |||||
Operating Margin % | 28.05 | |||||
Net Margin % | 25.99 | |||||
EBITDA Margin % | 32.66 | |||||
FCF Margin % | -16.78 | |||||
OCF Margin % | -8.17 | |||||
ROE % | 2.63 | |||||
ROA % | 2.57 | |||||
ROIC % | 2.24 | |||||
3-Year ROIIC % | 1.83 | |||||
ROC (Joel Greenblatt) % | 12.9 | |||||
ROCE % | 2.79 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 15 | |||||
PE Ratio without NRI | 15.49 | |||||
Shiller PE Ratio | 9.31 | |||||
PEG Ratio | 7.75 | |||||
PS Ratio | 3.9 | |||||
PB Ratio | 0.39 | |||||
Price-to-Tangible-Book | 0.39 | |||||
EV-to-EBIT | 13.54 | |||||
EV-to-EBITDA | 11.64 | |||||
EV-to-Revenue | 3.8 | |||||
EV-to-FCF | -22.85 | |||||
Price-to-GF-Value | 0.87 | |||||
Price-to-Projected-FCF | 0.46 | |||||
Price-to-Median-PS-Value | 0.99 | |||||
Price-to-Graham-Number | 0.5 | |||||
| Price-to-Net-Current-Asset-Value | 0.4 | |||||
Earnings Yield (Greenblatt) % | 7.38 | |||||
FCF Yield % | -4.47 | |||||
Forward Rate of Return (Yacktman) % | 3.04 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
United Credit Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 32.478 | ||
| EPS (TTM) (₹) | 1.502 | ||
| Beta | 1.976 | ||
| 3-Year Sharpe Ratio | 0.32 | ||
| 3-Year Sortino Ratio | 0.59 | ||
| Volatility % | 55.16 | ||
| 14-Day RSI | 43.66 | ||
| 14-Day ATR (₹) | 0.986231 | ||
| 20-Day SMA (₹) | 23.2 | ||
| 12-1 Month Momentum % | -20.31 | ||
| 52-Week Range (₹) | 19 - 37.83 | ||
| Shares Outstanding (Mil) | 5.33 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
United Credit Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
United Credit Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
United Credit Ltd Frequently Asked Questions
What is United Credit Ltd(BOM:531091)'s stock price today?
The current price of BOM:531091 is ₹23.48. The 52 week high of BOM:531091 is ₹37.83 and 52 week low is ₹19.00.
When is next earnings date of United Credit Ltd(BOM:531091)?
The next earnings date of United Credit Ltd(BOM:531091) is .
Does United Credit Ltd(BOM:531091) pay dividends? If so, how much?
United Credit Ltd(BOM:531091) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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