Business Description
Description
Union Bank of India is a retail, commercial and investment bank domiciled in India. The bank organizes operations across four main segments: Retail Banking Operations such as deposits and transaction accounts; Corporate and Wholesale Banking including private equity and corporate finance; Treasury Operations; and Other Banking Operations. Corporate and Wholesale Banking is the most significant segment, contributing the largest share of the bank's revenue. The bank generates the majority of revenue domestically. The Government of India is the majority shareholder.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.5 | |||||
| Equity-to-Asset | 0.06 | |||||
| Debt-to-Equity | 0.76 | |||||
| Debt-to-EBITDA | 1.32 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.49 | |||||
| WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -23.2 | |||||
| 3-Year Book Growth Rate | -11.9 | |||||
| Future 3-5Y Total Revenue Growth Rate | 7.36 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 27.02 | |||||
| 9-Day RSI | 32.9 | |||||
| 14-Day RSI | 38.48 | |||||
| 6-1 Month Momentum % | 108.25 | |||||
| 12-1 Month Momentum % | 69.57 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.59 | |||||
| Dividend Payout Ratio | 0.18 | |||||
| Forward Dividend Yield % | 2.59 | |||||
| 5-Year Yield-on-Cost % | 2.59 | |||||
| 3-Year Average Share Buyback Ratio | -57.1 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 16.55 | |||||
| ROE % | 9.92 | |||||
| ROA % | 0.61 | |||||
| Years of Profitability over Past 10-Year | 7 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 6.85 | |||||
| Forward PE Ratio | 7.49 | |||||
| PE Ratio without NRI | 6.91 | |||||
| Shiller PE Ratio | 11.55 | |||||
| Price-to-Owner-Earnings | 2.89 | |||||
| PS Ratio | 1.13 | |||||
| PB Ratio | 0.64 | |||||
| Price-to-Tangible-Book | 0.65 | |||||
| Price-to-Free-Cash-Flow | 1.39 | |||||
| Price-to-Operating-Cash-Flow | 1.36 | |||||
| EV-to-Revenue | 0.47 | |||||
| EV-to-Forward-Revenue | 2.32 | |||||
| EV-to-FCF | 0.6 | |||||
| Price-to-Projected-FCF | 2.57 | |||||
| Price-to-Graham-Number | 0.44 | |||||
| Forward Rate of Return (Yacktman) % | -173.31 |
How Union Bank of India (BOM:532477) Makes Its Money
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Annualized Return %
Total Annual Return %
Executives
Details
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 438,374.141 | ||
| EPS (TTM) (₹) | 10.62 | ||
| Beta | 1.17 | ||
| Volatility % | 59.37 | ||
| 14-Day RSI | 38.48 | ||
| 14-Day ATR (₹) | 3.590024 | ||
| 20-Day SMA (₹) | 77.6925 | ||
| 12-1 Month Momentum % | 69.57 | ||
| 52-Week Range (₹) | 33.55 - 96.4 | ||
| Shares Outstanding (Mil) | 6,834.75 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Union Bank of India Filings
| Document | Form | Filing Date | ||
|---|---|---|---|---|
| No Filing Data | ||||
Union Bank of India Stock Events
| Event | Date | Price(₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||