Business Description
PagSeguro Digital Ltd
ISIN : BRPAGSBDR006
Share Class Description:
BSP:PAGS34: BRDRTotal Employee Number:
8,645Description
PagSeguro Digital Ltd is a Brazilian-based company that acts as a provider of financial technology solutions focused on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital to help to manage its cash flow. It delivers an end-to-end digital ecosystem to address day-to-day financial needs, including receiving and spending funds and managing and growing businesses for clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information, and others.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.1 | |||||
Equity-to-Asset | 0.19 | |||||
Debt-to-Equity | 3.03 | |||||
Debt-to-EBITDA | 5.19 | |||||
Interest Coverage | 1.92 | |||||
Piotroski F-Score | 7/9 | |||||
Altman Z-Score | 1.22 | |||||
Beneish M-Score | -2.64 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 12.3 | |||||
3-Year EBITDA Growth Rate | 15.4 | |||||
3-Year EPS without NRI Growth Rate | 16.4 | |||||
3-Year FCF Growth Rate | 58.4 | |||||
3-Year Book Growth Rate | 11.3 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 5.82 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 55.3 | |||||
9-Day RSI | 52.07 | |||||
14-Day RSI | 49.65 | |||||
3-1 Month Momentum % | -3.21 | |||||
6-1 Month Momentum % | -9.81 | |||||
12-1 Month Momentum % | -7.39 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.43 | |||||
Quick Ratio | 1.43 | |||||
Cash Ratio | 0.1 | |||||
Days Inventory | 0.04 | |||||
Days Sales Outstanding | 972.56 | |||||
Days Payable | 20.77 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 5.71 | |||||
Dividend Payout Ratio | 0.26 | |||||
Forward Dividend Yield % | 7.42 | |||||
5-Year Yield-on-Cost % | 5.71 | |||||
3-Year Average Share Buyback Ratio | 4.8 | |||||
Shareholder Yield % | -32.48 |
Profitability Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 53.06 | |||||
Operating Margin % | 40.19 | |||||
Net Margin % | 10.41 | |||||
EBITDA Margin % | 42.47 | |||||
FCF Margin % | 24.71 | |||||
OCF Margin % | 35.38 | |||||
ROE % | 14.73 | |||||
ROA % | 2.99 | |||||
ROIC % | 11.93 | |||||
3-Year ROIIC % | 6.12 | |||||
ROC (Joel Greenblatt) % | 14.07 | |||||
ROCE % | 24.85 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 6 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 6.71 | |||||
Forward PE Ratio | 5.49 | |||||
PE Ratio without NRI | 6.21 | |||||
Shiller PE Ratio | 8.63 | |||||
PEG Ratio | 0.2 | |||||
PS Ratio | 0.7 | |||||
PB Ratio | 0.92 | |||||
Price-to-Tangible-Book | 1.18 | |||||
Price-to-Free-Cash-Flow | 2.88 | |||||
Price-to-Operating-Cash-Flow | 2 | |||||
EV-to-EBIT | 7.93 | |||||
EV-to-Forward-EBIT | 17.65 | |||||
EV-to-EBITDA | 6.27 | |||||
EV-to-Forward-EBITDA | 10.78 | |||||
EV-to-Revenue | 2.66 | |||||
EV-to-Forward-Revenue | 2.45 | |||||
EV-to-FCF | 10.85 | |||||
Price-to-GF-Value | 0.76 | |||||
Price-to-Projected-FCF | 0.72 | |||||
Price-to-DCF (Earnings Based) | 0.19 | |||||
Price-to-DCF (FCF Based) | 0.09 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.25 | |||||
Price-to-Graham-Number | 0.57 | |||||
| Price-to-Net-Current-Asset-Value | 2.78 | |||||
Earnings Yield (Greenblatt) % | 12.62 | |||||
FCF Yield % | 36.93 | |||||
Forward Rate of Return (Yacktman) % | 24.13 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
PagSeguro Digital Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil R$) | 20,566.217 | ||
| EPS (TTM) (R$) | 1.465 | ||
| Beta | 1.5927 | ||
| 3-Year Sharpe Ratio | 0.09 | ||
| 3-Year Sortino Ratio | 0.15 | ||
| Volatility % | 25.77 | ||
| 14-Day RSI | 49.65 | ||
| 14-Day ATR (R$) | 0.374064 | ||
| 20-Day SMA (R$) | 9.074 | ||
| 12-1 Month Momentum % | -7.39 | ||
| 52-Week Range (R$) | 8.51 - 12.73 | ||
| Shares Outstanding (Mil) | 1,397.6 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
PagSeguro Digital Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
PagSeguro Digital Ltd Stock Events
| Event | Date | Price (R$) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-12 17:00 | In 136 days | ||
| Third quarter earnings results for 2026 | 2026-11-12 | In 135 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-13 17:00 | In 45 days | ||
| Second quarter earnings results for 2026 | 2026-08-13 | In 44 days | ||
| First quarter earnings conference call for 2026 | 2026-05-12 18:00 | 9.49 (-4.53%) | ||
| First quarter earnings results for 2026 | 2026-05-12 | 9.49 (-4.53%) | ||
| Annual report for 2025 | 2026-04-29 | 10.12 (-2.13%) | ||
| BRL 0.260801 Cash Dividend | 2026-04-20 | 11.19 (-3.95%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-03-04 17:00 | 10.53 (-4.96%) | ||
| Fourth quarter earnings results for 2025 | 2026-03-04 | 10.53 (-4.96%) |
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PagSeguro Digital Ltd Frequently Asked Questions
What is PagSeguro Digital Ltd(BSP:PAGS34)'s stock price today?
The current price of BSP:PAGS34 is R$9.19. The 52 week high of BSP:PAGS34 is R$12.73 and 52 week low is R$8.51.
When is next earnings date of PagSeguro Digital Ltd(BSP:PAGS34)?
The next earnings date of PagSeguro Digital Ltd(BSP:PAGS34) is 2026-08-13 Est..
Does PagSeguro Digital Ltd(BSP:PAGS34) pay dividends? If so, how much?
The Dividend Yield %  of PagSeguro Digital Ltd(BSP:PAGS34) is 5.71% (As of Today), Highest Dividend Payout Ratio of PagSeguro Digital Ltd(BSP:PAGS34) was 0.26. The lowest was 0.1. And the median was 0.1. The  Forward Dividend Yield % of PagSeguro Digital Ltd(BSP:PAGS34) is 7.42%. For more information regarding to dividend, please check our Dividend Page.
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