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PagSeguro DigitalBSP:PAGS34 +2.04%86 Shiller PE Ratio is 9.37 as of Sep. 14, 2026, which is 8% above its 10-year median of 8.64. GuruFocus rates BSP:PAGS34 with a GF Score™ of 86/100 and a GF Value™ of R$12.31 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,034 Software companies, PagSeguro Digital ranks better than 88.78% on this metric.
The historical rank and industry rank for PagSeguro Digital's Shiller PE Ratio or its related term are showing as below:
BSP:PAGS34'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.06 Med: 8.64 Max: 10.72
Current: 9.42
During the past years, PagSeguro Digital's highest Shiller PE Ratio was 10.72. The lowest was 8.06. And the median was 8.64.
BSP:PAGS34's Shiller PE Ratio is ranked better than 88.78% of 1034
companies
in the Software industry
Industry Median: 26.69
vs BSP:PAGS34: 9.42
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
PagSeguro Digital's adjusted earnings per share data for the three months ended in Jun. 2026 was R$0.392. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is R$1.12 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
PagSeguro Digital (BSP:PAGS34) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
PagSeguro Digital Shiller PE Ratio Related Terms
PagSeguro Digital Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for PagSeguro Digital's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:PAGS34 vs PAYO, CALX, FIVN: Shiller PE Ratio Comparison
For the Software - Infrastructure subindustry, PagSeguro Digital's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PagSeguro Digital Shiller PE Ratio vs Software Industry
For the Software industry and Technology sector, PagSeguro Digital's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where PagSeguro Digital's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PagSeguro Digital's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, PagSeguro Digital's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
PagSeguro Digital (BSP:PAGS34) has a Shiller PE Ratio of 9.37 as of Sep. 14, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on PagSeguro Digital and its competitors. This is near median its historical median of 8.64. Over the past decade, PagSeguro Digital's Shiller PE Ratio has ranged from 8.06 to 10.72. According to the industry distribution chart, PagSeguro Digital ranks #116 out of 1034 companies in the Software industry, placing it in the top 11.2%.
Is PagSeguro Digital's Shiller PE Ratio too high?
PagSeguro Digital's current Shiller PE Ratio of 9.37 is near median its 10-year median of 8.64. Over the past 10 years, this metric has ranged from a low of 8.06 to a high of 10.72. The Software industry median Shiller PE Ratio is 26.69. PagSeguro Digital's value of 9.37 is 64.9% below this industry median. Based on the distribution chart, PagSeguro Digital ranks #116 out of 1034 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PagSeguro Digital has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PagSeguro Digital's Shiller PE Ratio compare to PAYO and CALX?
According to the Software industry distribution chart, PagSeguro Digital ranks #116 out of 1034 companies for Shiller PE Ratio. This places PagSeguro Digital in the top 11% of its industry — outperforming the majority of peers. The industry median Shiller PE Ratio is 26.69. PagSeguro Digital's value of 9.37 is 64.9% below this benchmark. Historically, PagSeguro Digital's own Shiller PE Ratio has ranged from 8.06 to 10.72 over the past decade. While the company's 10-year median is 8.64 vs. the industry median of 26.69, PagSeguro Digital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Software company?
The median Shiller PE Ratio among Software companies is 26.69, based on 1,034 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PagSeguro Digital's current Shiller PE Ratio of 9.37 is 64.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on PagSeguro Digital and its competitors. For the Software industry, the median Shiller PE Ratio is 26.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PagSeguro Digital's current Shiller PE Ratio is 9.37, which is near median its own 10-year median of 8.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PagSeguro Digital stock overvalued right now?
Based on GuruFocus' analysis, PagSeguro Digital (BSP:PAGS34) is currently considered Modestly Undervalued. The stock's GF Value™ is R$12.31, compared to a current price of R$10.49 — trading 14.8% below its estimated fair value. The current Shiller PE Ratio is 9.37, which is near median its 10-year median of 8.64 and 64.9% below the Software industry median of 26.69. PagSeguro Digital's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For PagSeguro Digital (BSP:PAGS34), the current Shiller PE Ratio is 9.37 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PagSeguro Digital (BSP:PAGS34) Overvalued in 2026?
Based on GuruFocus' analysis, PagSeguro Digital stock appears to be undervalued.
The current stock price of R$10.49 is trading 14.8% below its estimated GF Value™ of R$12.31.
GuruFocus considers PagSeguro Digital to be Modestly Undervalued.
Key valuation signals for BSP:PAGS34:
Shiller PE Ratio: 9.37 (near median its 10-year median of 8.64)
GF Value™: R$12.31 vs. price of R$10.49 (14.8% below fair value)
Industry Position: 64.9% below the Software median (#116 of 1034)
No single metric tells the full story. See the BSP:PAGS34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PagSeguro Digital Ltd is a Brazilian-based company that acts as a provider of financial technology solutions focused on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital to help to manage its cash flow. It delivers an end-to-end digital ecosystem to address day-to-day financial needs, including receiving and spending funds and managing and growing businesses for clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information, and others.
86GF Score
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