Half Year 2025 Experian PLC Earnings Call Transcript
Key Points
- Experian PLC (EXPGF) reported a strong first half performance with organic revenue growth of 7%, aligning with expectations and showing good momentum.
- The company achieved a 10% growth in EBIT for ongoing activities and a 60 basis point EBIT margin progression, surpassing the top end of expectations.
- Experian PLC (EXPGF) made significant strategic progress, including the successful integration of acquisitions like Eone in Australia and Clear Sale in Brazil, enhancing their market position.
- The company saw strong growth in consumer services, particularly in Latin America, with a 27% increase, driven by expanding their product ecosystem and consumer engagement.
- Experian PLC (EXPGF) continues to invest in technology and innovation, including the introduction of generative AI use cases, positioning them well for future growth and profitability.
- The UK market remains weak, with only 2% organic revenue growth, reflecting a subdued lending environment.
- Latin America's B2B growth was lower than expected due to economic uncertainties and rising interest rates, impacting performance.
- The company faces headwinds in the auto market due to affordability issues and uncertainty, affecting growth potential.
- Experian PLC (EXPGF) anticipates a 2% headwind from foreign exchange impacts on revenue and EBIT growth, primarily due to the weakening Brazilian real.
- The company is still experiencing subdued conditions in unsecured credit volumes, which have not yet shown broad-based recovery.
Hello, everybody and welcome to our first half results presentation. I'm joined today by Lloyd who will run through the financials after my initial overview. And then as usual, we'll open up for Q&A.
So we delivered a strong first half performance with organic revenue growth of 7%. And this is in line with our expectations with margin progress, a little ahead of a little ahead of expectations. And we've also made some great progress on our key strategic and business initiatives.
Three of our regions delivered high single digit organic revenue growth in H1 and we delivered 7% organic revenue growth in each of Q1 and Q2 and this represents good Q2 momentum for our underlying business since we had a one off data breach benefit in Q2 which did not repeat in Q2. And when combined with a credit environment that is still subdued, we think this is a very good result.
We've made very good progress in North America. We saw strength in consumer information and business information, both excluding mortgage and
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