Business Description
Permanent TSB Group Holdings PLC
ISIN : IE00BWB8X525
Total Employee Number:
3,099Compare
Compare
Traded in other countries / regions
PTSB.IrelandPTSB.UKILPMF.USAIL0A.Germany IPO Date
2015-11-09Description
Permanent TSB Group Holdings PLC is a holding company. Along with its subsidiaries, it operates as a full-service Retail and SME bank in Ireland. The company serves individual customers and small- to medium-sized enterprises through a multi-channel distribution model. Such channels include Branch Network, Brokers, Direct, Digital, and SME. It provides mainstream transactional banking, lending, saving, and deposit-taking services. The company generates the majority of its revenue from interest income, mainly from mortgage products.
Financial Strength
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.79 | |||||
Equity-to-Asset | 0.08 | |||||
Debt-to-Equity | 0.85 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.57 | |||||
WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 10.9 | |||||
3-Year FCF Growth Rate | -46.3 | |||||
3-Year Book Growth Rate | 1.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 22.97 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 8.75 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
14-Day RSI | 0.1 | |||||
3-1 Month Momentum % | -4.6 | |||||
6-1 Month Momentum % | -5.83 | |||||
12-1 Month Momentum % | 74.47 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.63 | |||||
Forward Dividend Yield % | 0.63 | |||||
5-Year Yield-on-Cost % | 0.63 | |||||
Shareholder Yield % | 7 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 17.41 | |||||
FCF Margin % | 90.53 | |||||
OCF Margin % | 96.64 | |||||
ROE % | 4.54 | |||||
ROA % | 0.38 | |||||
Years of Profitability over Past 10-Year | 7 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 23.08 | |||||
Forward PE Ratio | 11.62 | |||||
PE Ratio without NRI | 14.78 | |||||
Price-to-Owner-Earnings | 4.13 | |||||
PEG Ratio | 6.43 | |||||
PS Ratio | 2.5 | |||||
PB Ratio | 0.66 | |||||
Price-to-Tangible-Book | 0.74 | |||||
Price-to-Free-Cash-Flow | 2.76 | |||||
Price-to-Operating-Cash-Flow | 2.58 | |||||
EV-to-Revenue | 3.17 | |||||
EV-to-Forward-Revenue | 5.53 | |||||
EV-to-FCF | 3.5 | |||||
Price-to-GF-Value | 1.52 | |||||
Price-to-Projected-FCF | 0.1 | |||||
Price-to-Median-PS-Value | 1.35 | |||||
Price-to-Graham-Number | 0.7 | |||||
FCF Yield % | 36.27 | |||||
Forward Rate of Return (Yacktman) % | 114.1 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Permanent TSB Group Holdings PLC Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 655 | ||
| EPS (TTM) (€) | 0.13 | ||
| Beta | 1.3924 | ||
| 3-Year Sharpe Ratio | 0.75 | ||
| 3-Year Sortino Ratio | 12.95 | ||
| Volatility % | 74.5 | ||
| 14-Day RSI | 0.1 | ||
| 14-Day ATR (€) | 0.000358 | ||
| 20-Day SMA (€) | 2.905 | ||
| 12-1 Month Momentum % | 74.47 | ||
| 52-Week Range (€) | 1.665 - 3.085 | ||
| Shares Outstanding (Mil) | 544.99 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Permanent TSB Group Holdings PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Permanent TSB Group Holdings PLC Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2026 | 2026-07-31 08:00 | In 34 days | ||
| Second quarter earnings results for 2026 | 2026-07-31 | In 33 days | ||
| General meeting for 2026 | 2026-05-08 10:00 | 2.91 (+0.00%) | ||
| EUR 0.018350 Cash Dividend | 2026-04-09 | 3.05 (+0.00%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-03-05 09:00 | 3.05 (+0.00%) | ||
| Annual report for 2025 | 2026-03-05 | 3.05 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-03-05 | 3.05 (+0.00%) | ||
| Approval of IRB mortgage models | 2026-01-21 10:00 | 3.09 (+0.00%) | ||
| Guidance call for 2025 | 2025-10-30 10:00 | 1.67 (+0.00%) | ||
| Second quarter earnings conference call for 2025 | 2025-07-31 08:00 | 1.67 (+0.00%) |
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Permanent TSB Group Holdings PLC Frequently Asked Questions
What is Permanent TSB Group Holdings PLC(CHIX:PTSBi)'s stock price today?
The current price of CHIX:PTSBi is €2.91. The 52 week high of CHIX:PTSBi is €3.09 and 52 week low is €1.67.
When is next earnings date of Permanent TSB Group Holdings PLC(CHIX:PTSBi)?
The next earnings date of Permanent TSB Group Holdings PLC(CHIX:PTSBi) is 2026-07-31 Est..
Does Permanent TSB Group Holdings PLC(CHIX:PTSBi) pay dividends? If so, how much?
The Dividend Yield %  of Permanent TSB Group Holdings PLC(CHIX:PTSBi) is 0.63% (As of Today), Highest Dividend Payout Ratio of Permanent TSB Group Holdings PLC(CHIX:PTSBi) was 0. The lowest was 0. And the median was 0. The  Forward Dividend Yield % of Permanent TSB Group Holdings PLC(CHIX:PTSBi) is 0.63%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Permanent TSB Group Holdings PLC
No articles.
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