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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.21
CNO's Cash-to-Debt is ranked lower than
90% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.84 vs. CNO: 0.21 )
Ranked among companies with meaningful Cash-to-Debt only.
CNO' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.21 Max: N/A
Current: 0.21
Equity-to-Asset 0.14
CNO's Equity-to-Asset is ranked higher than
67% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.08 vs. CNO: 0.14 )
Ranked among companies with meaningful Equity-to-Asset only.
CNO' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.14 Max: 0.15
Current: 0.14
0.06
0.15
Interest Coverage 3.43
CNO's Interest Coverage is ranked lower than
88% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 76.23 vs. CNO: 3.43 )
Ranked among companies with meaningful Interest Coverage only.
CNO' s Interest Coverage Range Over the Past 10 Years
Min: 0.03  Med: 2.59 Max: 3.87
Current: 3.43
0.03
3.87
Beneish M-Score: -2.67
WACC vs ROIC
5.08%
4.76%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 10.00
CNO's Operating Margin % is ranked higher than
56% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.22 vs. CNO: 10.00 )
Ranked among companies with meaningful Operating Margin % only.
CNO' s Operating Margin % Range Over the Past 10 Years
Min: -0.24  Med: 5.52 Max: 10
Current: 10
-0.24
10
Net Margin % 9.16
CNO's Net Margin % is ranked higher than
66% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.58 vs. CNO: 9.16 )
Ranked among companies with meaningful Net Margin % only.
CNO' s Net Margin % Range Over the Past 10 Years
Min: -27.03  Med: 6.03 Max: 10.68
Current: 9.16
-27.03
10.68
ROE % 8.42
CNO's ROE % is ranked higher than
51% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.37 vs. CNO: 8.42 )
Ranked among companies with meaningful ROE % only.
CNO' s ROE % Range Over the Past 10 Years
Min: -38.68  Med: 5.35 Max: 9.56
Current: 8.42
-38.68
9.56
ROA % 1.17
CNO's ROA % is ranked higher than
65% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.63 vs. CNO: 1.17 )
Ranked among companies with meaningful ROA % only.
CNO' s ROA % Range Over the Past 10 Years
Min: -3.61  Med: 0.77 Max: 1.39
Current: 1.17
-3.61
1.39
3-Year Revenue Growth Rate 5.10
CNO's 3-Year Revenue Growth Rate is ranked higher than
54% of the 78 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.30 vs. CNO: 5.10 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
CNO' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: -10.15 Max: 12.4
Current: 5.1
0
12.4
3-Year EBITDA Growth Rate 9.80
CNO's 3-Year EBITDA Growth Rate is ranked higher than
69% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.80 vs. CNO: 9.80 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
CNO' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: -11.35 Max: 22.5
Current: 9.8
0
22.5
3-Year EPS without NRI Growth Rate -0.80
CNO's 3-Year EPS without NRI Growth Rate is ranked lower than
56% of the 71 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.30 vs. CNO: -0.80 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
CNO' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0 Max: 27.7
Current: -0.8
0
27.7
GuruFocus has detected 5 Warning Signs with CNO Financial Group Inc $CNO.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» CNO's 30-Y Financials

Financials (Next Earnings Date: 2017-07-26)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

CNO Guru Trades in Q2 2016

Paul Tudor Jones Sold Out
First Eagle Investment Sold Out
Barrow, Hanley, Mewhinney & Strauss 118,463 sh (-0.76%)
Columbia Wanger 2,174,440 sh (-13.75%)
Jeremy Grantham 24,900 sh (-73.65%)
» More
Q3 2016

CNO Guru Trades in Q3 2016

Jim Simons 57,800 sh (New)
Paul Tudor Jones 11,100 sh (New)
George Soros 22,700 sh (New)
HOTCHKIS & WILEY 3,494,970 sh (New)
Columbia Wanger 2,308,268 sh (+6.15%)
Barrow, Hanley, Mewhinney & Strauss 116,363 sh (-1.77%)
Jeremy Grantham 10,000 sh (-59.84%)
» More
Q4 2016

CNO Guru Trades in Q4 2016

Joel Greenblatt 18,367 sh (New)
Paul Tudor Jones 84,762 sh (+663.62%)
Jim Simons 206,900 sh (+257.96%)
HOTCHKIS & WILEY 5,833,970 sh (+66.92%)
Jeremy Grantham Sold Out
George Soros Sold Out
Barrow, Hanley, Mewhinney & Strauss 115,333 sh (-0.89%)
Columbia Wanger 2,062,514 sh (-10.65%)
» More
Q1 2017

CNO Guru Trades in Q1 2017

Richard Snow 425,815 sh (New)
Jim Simons 407,700 sh (+97.05%)
Barrow, Hanley, Mewhinney & Strauss 118,901 sh (+3.09%)
Joel Greenblatt Sold Out
HOTCHKIS & WILEY 5,600,190 sh (-4.01%)
Columbia Wanger 1,088,275 sh (-47.24%)
Paul Tudor Jones 30,391 sh (-64.15%)
» More
» Details

Insider Trades

Latest Guru Trades with CNO

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Insurance - Life » Insurance - Life    NAICS: 524114    SIC: 6311
Compare:NYSE:PRI, NYSE:AEL, NYSE:FGL, NYSE:FFG, NAS:NWLI, OTCPK:KCLI, NYSE:CIA, NYSE:IHC, NAS:TIPT, NAS:AAME, OTCPK:UTGN, NAS:GWGH, OTCPK:IHRC, OTCPK:EMGC, OTCPK:MDWT, NYSE:TMK, NYSE:UNM, NYSE:LNC, NYSE:PFG, NYSE:AFL » details
Traded in other countries:COS.Germany,
Headquarter Location:USA
CNO Financial Group Inc is a holding company for a group of insurance companies. It develops, markets and administers health insurance, annuity, individual life insurance and other insurance products.

After emerging from bankruptcy in 2003, Conseco sold its finance business and focused on insurance. Main revenue sources include Medicare supplement, fixed annuities, and long-term care insurance, but the firm also offers life and specified disease insurance, such as cancer and heart/stroke policies, and equity-indexed annuities through a network of career agents, independent distributors, and direct marketing, targeting seniors and the middle-income market.

Ratios

vs
industry
vs
history
PE Ratio 10.30
CNO's PE Ratio is ranked higher than
85% of the 81 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.34 vs. CNO: 10.30 )
Ranked among companies with meaningful PE Ratio only.
CNO' s PE Ratio Range Over the Past 10 Years
Min: 3.49  Med: 12.02 Max: 992
Current: 10.3
3.49
992
PE Ratio without NRI 10.30
CNO's PE Ratio without NRI is ranked higher than
86% of the 81 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.34 vs. CNO: 10.30 )
Ranked among companies with meaningful PE Ratio without NRI only.
CNO' s PE Ratio without NRI Range Over the Past 10 Years
Min: 3.49  Med: 12.02 Max: 992
Current: 10.3
3.49
992
PB Ratio 0.82
CNO's PB Ratio is ranked higher than
73% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.22 vs. CNO: 0.82 )
Ranked among companies with meaningful PB Ratio only.
CNO' s PB Ratio Range Over the Past 10 Years
Min: 0.04  Med: 0.57 Max: 0.91
Current: 0.82
0.04
0.91
PS Ratio 0.94
CNO's PS Ratio is ranked higher than
51% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.90 vs. CNO: 0.94 )
Ranked among companies with meaningful PS Ratio only.
CNO' s PS Ratio Range Over the Past 10 Years
Min: 0.02  Med: 0.62 Max: 1.07
Current: 0.94
0.02
1.07
Price-to-Free-Cash-Flow 5.10
CNO's Price-to-Free-Cash-Flow is ranked higher than
53% of the 51 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.96 vs. CNO: 5.10 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
CNO' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.22  Med: 3.59 Max: 40.54
Current: 5.1
0.22
40.54
Price-to-Operating-Cash-Flow 5.10
CNO's Price-to-Operating-Cash-Flow is ranked lower than
53% of the 59 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.80 vs. CNO: 5.10 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
CNO' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.22  Med: 3.59 Max: 40.54
Current: 5.1
0.22
40.54
EV-to-EBIT 13.33
CNO's EV-to-EBIT is ranked lower than
79% of the 70 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.68 vs. CNO: 13.33 )
Ranked among companies with meaningful EV-to-EBIT only.
CNO' s EV-to-EBIT Range Over the Past 10 Years
Min: -117.1  Med: 14.5 Max: 47.5
Current: 13.33
-117.1
47.5
EV-to-EBITDA 8.75
CNO's EV-to-EBITDA is ranked lower than
54% of the 71 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.15 vs. CNO: 8.75 )
Ranked among companies with meaningful EV-to-EBITDA only.
CNO' s EV-to-EBITDA Range Over the Past 10 Years
Min: 2.3  Med: 8.1 Max: 14
Current: 8.75
2.3
14
PEG Ratio 0.79
CNO's PEG Ratio is ranked higher than
71% of the 45 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.12 vs. CNO: 0.79 )
Ranked among companies with meaningful PEG Ratio only.
CNO' s PEG Ratio Range Over the Past 10 Years
Min: 0.6  Med: 1.32 Max: 21.43
Current: 0.79
0.6
21.43
Shiller PE Ratio 118.14
CNO's Shiller PE Ratio is ranked lower than
100% of the 42 Companies
in the Global Insurance - Life industry.

( Industry Median: 19.20 vs. CNO: 118.14 )
Ranked among companies with meaningful Shiller PE Ratio only.
CNO' s Shiller PE Ratio Range Over the Past 10 Years
Min: 2.01  Med: 117.06 Max: 1800
Current: 118.14
2.01
1800

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.51
CNO's Dividend Yield % is ranked lower than
83% of the 139 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.81 vs. CNO: 1.51 )
Ranked among companies with meaningful Dividend Yield % only.
CNO' s Dividend Yield % Range Over the Past 10 Years
Min: 0.22  Med: 1.31 Max: 1.99
Current: 1.51
0.22
1.99
Dividend Payout Ratio 0.15
CNO's Dividend Payout Ratio is ranked higher than
87% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.38 vs. CNO: 0.15 )
Ranked among companies with meaningful Dividend Payout Ratio only.
CNO' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05  Med: 0.15 Max: 1
Current: 0.15
0.05
1
3-Year Dividend Growth Rate 41.30
CNO's 3-Year Dividend Growth Rate is ranked higher than
89% of the 55 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.40 vs. CNO: 41.30 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
CNO' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0 Max: 65.1
Current: 41.3
0
65.1
Forward Dividend Yield % 1.65
CNO's Forward Dividend Yield % is ranked lower than
82% of the 141 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.25 vs. CNO: 1.65 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 1.51
CNO's 5-Year Yield-on-Cost % is ranked lower than
99.99% of the 138 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.09 vs. CNO: 1.51 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
CNO' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.22  Med: 1.31 Max: 1.99
Current: 1.51
0.22
1.99
3-Year Average Share Buyback Ratio 7.60
CNO's 3-Year Average Share Buyback Ratio is ranked higher than
98% of the 64 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.20 vs. CNO: 7.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CNO' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -18.1  Med: 4.2 Max: 0
Current: 7.6
-18.1
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 0.82
CNO's Price-to-Tangible-Book is ranked higher than
83% of the 82 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.56 vs. CNO: 0.82 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
CNO' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.11  Med: 0.69 Max: 2.74
Current: 0.82
0.11
2.74
Price-to-Intrinsic-Value-Projected-FCF 0.36
CNO's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
63% of the 52 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.53 vs. CNO: 0.36 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
CNO' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.02  Med: 0.22 Max: 0.45
Current: 0.36
0.02
0.45
Price-to-Median-PS-Value 1.51
CNO's Price-to-Median-PS-Value is ranked lower than
94% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.04 vs. CNO: 1.51 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
CNO' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.06  Med: 1.12 Max: 2.64
Current: 1.51
0.06
2.64
Price-to-Peter-Lynch-Fair-Value 0.66
CNO's Price-to-Peter-Lynch-Fair-Value is ranked higher than
77% of the 30 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.94 vs. CNO: 0.66 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
CNO' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.54  Med: 0.93 Max: 2.92
Current: 0.66
0.54
2.92
Price-to-Graham-Number 0.62
CNO's Price-to-Graham-Number is ranked higher than
91% of the 75 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.08 vs. CNO: 0.62 )
Ranked among companies with meaningful Price-to-Graham-Number only.
CNO' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.21  Med: 0.67 Max: 4.97
Current: 0.62
0.21
4.97
Earnings Yield (Greenblatt) % 7.50
CNO's Earnings Yield (Greenblatt) % is ranked lower than
65% of the 84 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.70 vs. CNO: 7.50 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
CNO' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -1  Med: 6.8 Max: 16.1
Current: 7.5
-1
16.1
Forward Rate of Return (Yacktman) % 28.73
CNO's Forward Rate of Return (Yacktman) % is ranked higher than
67% of the 60 Companies
in the Global Insurance - Life industry.

( Industry Median: 22.19 vs. CNO: 28.73 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
CNO' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 3.4  Med: 29.2 Max: 1394.3
Current: 28.73
3.4
1394.3

More Statistics

Revenue (TTM) (Mil) $4,095.40
EPS (TTM) $ 2.12
Beta0.96
Short Percentage of Float1.27%
52-Week Range $14.30 - 22.60
Shares Outstanding (Mil)171.31

Analyst Estimate

Dec18 Dec19
Revenue (Mil $) 4,181 4,288
EPS ($) 1.70 1.90
EPS without NRI ($) 1.70 1.90
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.39
» More Articles for CNO

Headlines

Articles On GuruFocus.com
CNO Financial Group Announces Second Quarter 2017 Earnings Release Date Jul 12 2017 
Colonial Penn Honored as Corporate Citizen of the Year Jun 19 2017 
Ed Bonach to Retire as CEO of CNO Financial Group; Gary Bhojwani Named CEO Successor and to CNO Boar May 16 2017 
CNO Financial Group to Host Investor Day on June 5, 2017 May 15 2017 
CNO Financial Group Announces Increase to Quarterly Dividend, Increase to Securities Repurchase Auth May 10 2017 
Rising Revenue and Earnings May 08 2017 
CNO Financial Group Names Matt Mikulcik Vice President of Product Marketing May 08 2017 
CNO Financial Group Announces First Quarter 2017 Earnings Release Date Apr 13 2017 
7 Rising Stocks That Are Still Undervalued Apr 13 2017 
Baby Boomers Increasingly Reliant on Social Security for Their Retirement Needs, New Study Reports Apr 11 2017 

More From Other Websites
Should Value Investors Consider CNO Financial (CNO) Stock? Jul 18 2017
CNO Financial Group Announces Second Quarter 2017 Earnings Release Date Jul 12 2017
CNO Financial (CNO) Suffers from Pricing Pressure, High Debt Jul 03 2017
CNO Financial Group, Inc. breached its 50 day moving average in a Bullish Manner : CNO-US : June 30,... Jun 30 2017
Colonial Penn Honored as Corporate Citizen of the Year Jun 19 2017
CNO Financial Group, Inc. – Value Analysis (NYSE:CNO) : June 13, 2017 Jun 13 2017
CNO Financial Group, Inc. : CNO-US: Dividend Analysis : June 09th, 2017 (record date) : By the... Jun 08 2017
CNO Financial (CNO) Down 4% Since Earnings Report: Can It Rebound? May 30 2017
Here's Why You Should Retain CNO Financial (CNO) Stock May 22 2017
CNO Financial Group, Inc. breached its 50 day moving average in a Bearish Manner : CNO-US : May 18,... May 18 2017
Will CNO Financial Thrive Under New CEO, Gary Bhojwani? May 17 2017
Ed Bonach to Retire as CEO of CNO Financial Group; Gary Bhojwani Named CEO Successor and to CNO... May 16 2017
CNO Financial Hikes Dividend, Announces Share Buyback Plan May 15 2017
CNO Financial Group to Host Investor Day on June 5, 2017 May 15 2017
CNO Financial Group Announces Increase to Quarterly Dividend, Increase to Securities Repurchase... May 10 2017
Rising Revenue and Earnings May 08 2017
ETFs with exposure to CNO Financial Group, Inc. : May 8, 2017 May 08 2017
CNO Financial Group Names Matt Mikulcik Vice President of Product Marketing May 08 2017

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