CNO Financial GroupCNO -0.46%68 EBITDA Margin % is 17.74% as of Mar. 2026, which is 11% below its 10-year median of 20.02. GuruFocus rates CNO with a GF Score™ of 68/100 and a GF Value™ of $40.11 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 369 Insurance companies, CNO Financial Group ranks better than 61.79% on this metric.
CNO Financial Group (NYSE:CNO) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
CNO Financial Group EBITDA Margin % Related Terms
CNO Financial Group EBITDA Margin % Historical Data
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The historical data trend for CNO Financial Group's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, CNO Financial Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNO Financial Group EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, CNO Financial Group's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where CNO Financial Group's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNO Financial Group (CNO) has a EBITDA Margin % of 17.74% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on CNO Financial Group and its competitors. This is 11% below median its historical median of 20.02. Over the past decade, CNO Financial Group's EBITDA Margin % has ranged from 4.11 to 33.61. According to the industry distribution chart, CNO Financial Group ranks #141 out of 369 companies in the Insurance industry, placing it in the top 38.2%.
Is CNO Financial Group's EBITDA Margin % too high?
CNO Financial Group's current EBITDA Margin % of 17.74% is 11% below median its 10-year median of 20.02. Over the past 10 years, this metric has ranged from a low of 4.11 to a high of 33.61. The Insurance industry median EBITDA Margin % is 14.81. CNO Financial Group's value of 17.74% is 19.8% above this industry median. Based on the distribution chart, CNO Financial Group ranks #141 out of 369 companies in the Insurance industry, which is above the industry midpoint. Overall, CNO Financial Group has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CNO Financial Group's EBITDA Margin % compare to FG and BHF?
According to the Insurance industry distribution chart, CNO Financial Group ranks #141 out of 369 companies for EBITDA Margin %. This puts CNO Financial Group in the upper half of its industry. The industry median EBITDA Margin % is 14.81. CNO Financial Group's value of 17.74% is 19.8% above this benchmark. Historically, CNO Financial Group's own EBITDA Margin % has ranged from 4.11 to 33.61 over the past decade. While the company's 10-year median is 20.02 vs. the industry median of 14.81, CNO Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNO Financial Group's current EBITDA Margin % of 17.74% is 19.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on CNO Financial Group and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNO Financial Group's current EBITDA Margin % is 17.74%, which is 11% below median its own 10-year median of 20.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNO Financial Group stock overvalued right now?
Based on GuruFocus' analysis, CNO Financial Group (CNO) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.11, compared to a current price of $51.90 — trading 29.4% above its estimated fair value. The current EBITDA Margin % is 17.74%, which is 11% below median its 10-year median of 20.02 and 19.8% above the Insurance industry median of 14.81. CNO Financial Group's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For CNO Financial Group (CNO), the current EBITDA Margin % is 17.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNO Financial Group (CNO) Overvalued in 2026?
Based on GuruFocus' analysis, CNO Financial Group stock appears to be overvalued.
The current stock price of $51.90 is trading 29.4% above its estimated GF Value™ of $40.11.
GuruFocus considers CNO Financial Group to be Modestly Overvalued.
Key valuation signals for CNO:
EBITDA Margin %: 17.74% (11% below median its 10-year median of 20.02)
GF Value™: $40.11 vs. price of $51.90 (29.4% above fair value)
Industry Position: 19.8% above the Insurance median (#141 of 369)
No single metric tells the full story. See the CNO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNO Financial Group Inc is a holding company for a group of insurance companies that develop, market and administer health insurance, annuity, individual life insurance and other insurance and financial services products. Consumers are served through the phone, online, mail, face-to-face with agents, or sales channels. The company's operating segments include annuity, health, and life insurance product lines as well as the investment and fee revenue segments. Maximum revenue is generated from the health product line segment. Annuity premiums account for the majority of the total premiums collected. Annuity products include fixed index annuities, traditional fixed-rate annuities, and single-premium immediate annuity products.
68GF Score
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