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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash-to-Debt 0.50
CPF's Cash-to-Debt is ranked lower than
67% of the 1374 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. CPF: 0.50 )
Ranked among companies with meaningful Cash-to-Debt only.
CPF' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06  Med: 0.52 Max: 112.57
Current: 0.5
0.06
112.57
Equity-to-Asset 0.09
CPF's Equity-to-Asset is ranked lower than
60% of the 1386 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.11 vs. CPF: 0.09 )
Ranked among companies with meaningful Equity-to-Asset only.
CPF' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.02  Med: 0.09 Max: 0.14
Current: 0.09
0.02
0.14
Debt-to-Equity 0.37
CPF's Debt-to-Equity is ranked higher than
68% of the 1222 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.72 vs. CPF: 0.37 )
Ranked among companies with meaningful Debt-to-Equity only.
CPF' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01  Med: 0.81 Max: 10.17
Current: 0.37
0.01
10.17
Debt-to-EBITDA 0.87
CPF's Debt-to-EBITDA is ranked higher than
72% of the 1236 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.99 vs. CPF: 0.87 )
Ranked among companies with meaningful Debt-to-EBITDA only.
CPF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.87
Current: 0.87
0
0.87
Beneish M-Score: -2.75
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Net Margin % 21.59
CPF's Net Margin % is ranked lower than
56% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 23.34 vs. CPF: 21.59 )
Ranked among companies with meaningful Net Margin % only.
CPF' s Net Margin % Range Over the Past 10 Years
Min: -143.22  Med: 21.47 Max: 91.89
Current: 21.59
-143.22
91.89
ROE % 8.96
CPF's ROE % is ranked higher than
52% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.73 vs. CPF: 8.96 )
Ranked among companies with meaningful ROE % only.
CPF' s ROE % Range Over the Past 10 Years
Min: -129.04  Med: 8.42 Max: 46.11
Current: 8.96
-129.04
46.11
ROA % 0.79
CPF's ROA % is ranked lower than
57% of the 1396 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. CPF: 0.79 )
Ranked among companies with meaningful ROA % only.
CPF' s ROA % Range Over the Past 10 Years
Min: -6.09  Med: 0.87 Max: 3.78
Current: 0.79
-6.09
3.78
3-Year Revenue Growth Rate 11.00
CPF's 3-Year Revenue Growth Rate is ranked higher than
79% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.30 vs. CPF: 11.00 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
CPF' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -66.7  Med: 6.25 Max: 15
Current: 11
-66.7
15
3-Year EPS without NRI Growth Rate 7.80
CPF's 3-Year EPS without NRI Growth Rate is ranked higher than
60% of the 1163 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.80 vs. CPF: 7.80 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
CPF' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: 2.8 Max: 34.4
Current: 7.8
0
34.4
GuruFocus has detected 1 Warning Sign with Central Pacific Financial Corp CPF.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» CPF's 30-Y Financials

Financials (Next Earnings Date: 2018-10-25)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2017

CPF Guru Trades in Q3 2017

Paul Tudor Jones 14,292 sh (+46.12%)
Ken Fisher 124,671 sh (+7.12%)
Jeff Auxier 103,997 sh (-0.10%)
Jim Simons 683,400 sh (-10.30%)
» More
Q4 2017

CPF Guru Trades in Q4 2017

Paul Tudor Jones 27,057 sh (+89.32%)
Jeff Auxier 103,997 sh (unchged)
Ken Fisher 116,953 sh (-6.19%)
Jim Simons 582,400 sh (-14.78%)
» More
Q1 2018

CPF Guru Trades in Q1 2018

Paul Tudor Jones 27,690 sh (+2.34%)
Jeff Auxier 104,397 sh (+0.38%)
Ken Fisher 115,397 sh (-1.33%)
Jim Simons 520,453 sh (-10.64%)
» More
Q2 2018

CPF Guru Trades in Q2 2018

Jim Simons 544,653 sh (+4.65%)
Jeff Auxier 101,847 sh (-2.44%)
Paul Tudor Jones 23,404 sh (-15.48%)
Ken Fisher 85,347 sh (-26.04%)
» More
» Details

Insider Trades

Latest Guru Trades with CPF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Ken Fisher 2018-06-30 Reduce -26.04%$28.2 - $31.19 $ 25.68-13%85,347
Ken Fisher 2018-03-31 Reduce -1.33%$27.47 - $31.32 $ 25.68-13%115,397
Ken Fisher 2017-12-31 Reduce -6.19%$29.47 - $32.82 $ 25.68-18%116,953
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6510
Compare:NAS:RBCAA, NYSE:CUBI, NAS:CNOB, NAS:TCBK, NAS:HAFC, NAS:SYBT, NAS:BMTC, NAS:CTBI, NAS:COBZ, NAS:UVSP, NAS:GBNK, NAS:TRST, NAS:LBAI, NAS:CARO, NAS:GNBC, NYSE:BANC, NAS:WASH, NAS:NFBK, NAS:GABC, NAS:PFBC » details
Traded in other countries:XCP1.Germany,
Headquarter Location:USA
Central Pacific Financial Corp provides financial services, especially banking products. As a holding company of Central Pacific Bank, it renders loans and treasury products to individuals and corporates in the United States.

Central Pacific Financial Corp operates in the financial services sector in the United States. It acts as the holding company for Central Pacific Bank, through which it provides a range of banking products and services. It caters to businesses, professionals, and individuals through an array of loan products, including residential mortgage loans, commercial and consumer loans and lines of credit, commercial real estate loans and construction loans. Apart from its predominant banking segment, it also functions through a Treasury segment, which is responsible for managing the Company's investment securities portfolio and wholesale funding activities.

Ratios

vs
industry
vs
history
PE Ratio 17.23
CPF's PE Ratio is ranked lower than
68% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.76 vs. CPF: 17.23 )
Ranked among companies with meaningful PE Ratio only.
CPF' s PE Ratio Range Over the Past 10 Years
Min: 3.21  Med: 17.45 Max: 125.81
Current: 17.23
3.21
125.81
Forward PE Ratio 11.99
CPF's Forward PE Ratio is ranked lower than
67% of the 464 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.40 vs. CPF: 11.99 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 17.23
CPF's PE Ratio without NRI is ranked lower than
68% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.76 vs. CPF: 17.23 )
Ranked among companies with meaningful PE Ratio without NRI only.
CPF' s PE Ratio without NRI Range Over the Past 10 Years
Min: 3.21  Med: 17.45 Max: 125.81
Current: 17.23
3.21
125.81
Price-to-Owner-Earnings 11.61
CPF's Price-to-Owner-Earnings is ranked higher than
62% of the 813 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.15 vs. CPF: 11.61 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
CPF' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0.91  Med: 11.68 Max: 22.92
Current: 11.61
0.91
22.92
PB Ratio 1.56
CPF's PB Ratio is ranked lower than
76% of the 1383 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. CPF: 1.56 )
Ranked among companies with meaningful PB Ratio only.
CPF' s PB Ratio Range Over the Past 10 Years
Min: 0.08  Med: 1.26 Max: 2.45
Current: 1.56
0.08
2.45
PS Ratio 3.78
CPF's PS Ratio is ranked lower than
62% of the 1373 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.41 vs. CPF: 3.78 )
Ranked among companies with meaningful PS Ratio only.
CPF' s PS Ratio Range Over the Past 10 Years
Min: 0.1  Med: 3.68 Max: 5.02
Current: 3.78
0.1
5.02
Price-to-Free-Cash-Flow 9.20
CPF's Price-to-Free-Cash-Flow is ranked higher than
63% of the 754 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.61 vs. CPF: 9.20 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
CPF' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.12  Med: 10.16 Max: 28.45
Current: 9.2
0.12
28.45
Price-to-Operating-Cash-Flow 8.75
CPF's Price-to-Operating-Cash-Flow is ranked higher than
60% of the 803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.07 vs. CPF: 8.75 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
CPF' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.12  Med: 9.49 Max: 26.14
Current: 8.75
0.12
26.14
EV-to-Revenue 4.13
CPF's EV-to-Revenue is ranked higher than
51% of the 1151 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.50 vs. CPF: 4.13 )
Ranked among companies with meaningful EV-to-Revenue only.
CPF' s EV-to-Revenue Range Over the Past 10 Years
Min: 0.2  Med: 4.2 Max: 7
Current: 4.13
0.2
7

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 3.08
CPF's Dividend Yield % is ranked higher than
51% of the 2530 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.60 vs. CPF: 3.08 )
Ranked among companies with meaningful Dividend Yield % only.
CPF' s Dividend Yield % Range Over the Past 10 Years
Min: 0.4  Med: 2.27 Max: 17.63
Current: 3.08
0.4
17.63
Dividend Payout Ratio 0.51
CPF's Dividend Payout Ratio is ranked lower than
57% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. CPF: 0.51 )
Ranked among companies with meaningful Dividend Payout Ratio only.
CPF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.04  Med: 0.36 Max: 0.52
Current: 0.51
0.04
0.52
3-Year Dividend Growth Rate 24.80
CPF's 3-Year Dividend Growth Rate is ranked higher than
84% of the 790 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. CPF: 24.80 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
CPF' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 6.15 Max: 55.4
Current: 24.8
0
55.4
Forward Dividend Yield % 3.31
CPF's Forward Dividend Yield % is ranked higher than
52% of the 2459 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.93 vs. CPF: 3.31 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 3.08
CPF's 5-Year Yield-on-Cost % is ranked lower than
59% of the 2507 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.30 vs. CPF: 3.08 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
CPF' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.4  Med: 2.27 Max: 17.63
Current: 3.08
0.4
17.63
3-Year Average Share Buyback Ratio 5.20
CPF's 3-Year Average Share Buyback Ratio is ranked higher than
97% of the 975 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.40 vs. CPF: 5.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CPF' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -176.3  Med: -0.3 Max: 9.9
Current: 5.2
-176.3
9.9

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.63
CPF's Price-to-Tangible-Book is ranked lower than
68% of the 1370 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. CPF: 1.63 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
CPF' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.37  Med: 1.47 Max: 3.59
Current: 1.63
0.37
3.59
Price-to-Intrinsic-Value-Projected-FCF 0.64
CPF's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
62% of the 867 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.82 vs. CPF: 0.64 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
CPF' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.02  Med: 0.72 Max: 1.44
Current: 0.64
0.02
1.44
Price-to-Median-PS-Value 1.02
CPF's Price-to-Median-PS-Value is ranked lower than
51% of the 1305 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. CPF: 1.02 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
CPF' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.04  Med: 0.82 Max: 2.45
Current: 1.02
0.04
2.45
Price-to-Graham-Number 1.12
CPF's Price-to-Graham-Number is ranked lower than
64% of the 1212 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. CPF: 1.12 )
Ranked among companies with meaningful Price-to-Graham-Number only.
CPF' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.43  Med: 0.96 Max: 2.52
Current: 1.12
0.43
2.52

More Statistics

Revenue (TTM) (Mil) $206.54
EPS (TTM) $ 1.49
Beta0.89
Volatility13.99%
52-Week Range $24.84 - 33.15
Shares Outstanding (Mil)29.42

Analyst Estimate

Dec18 Dec19
Revenue (Mil $)
EBIT (Mil $)
EBITDA (Mil $)
EPS ($) 1.91 2.11
EPS without NRI ($) 1.91 2.11
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

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