CPF (Central Pacific Financial) Growth Rank: 2 (As of Jul. 27, 2026) — 67% Below Median

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CPF Central Pacific Financial Corp CPF
63 GF Score
Price $39.21
GF Value $29.88
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Central Pacific Financial Growth Rank?

Central Pacific Financial CPF +1.45% 63 Growth Rank is 2 as of Jul. 27, 2026, which is 67% below its 10-year median of 6.00. GuruFocus rates CPF with a GF Score™ of 63/100 and a GF Value™ of $29.88 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Central Pacific Financial has the Growth Rank of 2.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Central Pacific Financial Growth Rank Related Terms

CPF vs FSBC, FBAK, MBWM: Growth Rank Comparison

For the Banks - Regional subindustry, Central Pacific Financial's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Central Pacific Financial Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Central Pacific Financial's Growth Rank distribution charts can be found below:

* The bar in red indicates where Central Pacific Financial's Growth Rank falls into.


CPF
63GF Score
Central Pacific Financial Corp CPF
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 2 mean?
Central Pacific Financial (CPF) has a Growth Rank of 2 as of Jul. 27, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Central Pacific Financial and its competitors. This is 67% below median its historical median of 6.00. Over the past decade, Central Pacific Financial's Growth Rank has ranged from 1.00 to 8.00.
Is Central Pacific Financial's Growth Rank too high?
Central Pacific Financial's current Growth Rank of 2 is 67% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. Overall, Central Pacific Financial has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Pacific Financial's Growth Rank compare to FSBC and FBAK?
Central Pacific Financial's Growth Rank of 2 can be compared against companies in the Banks industry. Historically, Central Pacific Financial's own Growth Rank has ranged from 1.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Central Pacific Financial and its competitors. Central Pacific Financial's current Growth Rank is 2, which is 67% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Pacific Financial stock overvalued right now?
Based on GuruFocus' analysis, Central Pacific Financial (CPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.88, compared to a current price of $39.21 — trading 31.2% above its estimated fair value. The current Growth Rank is 2, which is 67% below median its 10-year median of 6.00. Central Pacific Financial's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Central Pacific Financial (CPF), the current Growth Rank is 2 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Pacific Financial (CPF) Overvalued in 2026?

Based on GuruFocus' analysis, Central Pacific Financial stock appears to be overvalued. The current stock price of $39.21 is trading 31.2% above its estimated GF Value™ of $29.88. GuruFocus considers Central Pacific Financial to be Significantly Overvalued.

Key valuation signals for CPF:

  • Growth Rank: 2 (67% below median its 10-year median of 6.00)
  • GF Value™: $29.88 vs. price of $39.21 (31.2% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the CPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Central Pacific Financial Business Description

Other Exchanges XCP1:Germany
Address 220 South King Street, Honolulu, HI, USA, 96813
Central Pacific Financial Corp operates in the financial services sector in the United States. It is a full-service commercial bank offering a broad range of banking products and services, including accepting time and demand deposits and originating loans. Bank's deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits. The bank is not a member of the Federal Reserve System. The company's loans include commercial loans, construction loans, commercial and residential mortgage loans, and consumer loans. The company derives income from interest and fees on loans, interest on investment securities, and fees received in connection with deposits and other services. It operates in single segment which is Banking operations.
63GF Score

Get the complete analysis for CPF

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.21
Price
$29.88
GF Value