Business Description
Card Factory PLC
SIC : 5947
ISIN : GB00BLY2F708
Total Employee Number:
9,949Description
Card Factory PLC is a United Kingdom-based specialist retailer of greeting cards, gifts, and celebration essentials. The company operates a vertically integrated business model, combining an in-house design studio, its own printing operations, and central warehousing, which allows it to sell cards at value prices. Its product range includes single and multipack greeting cards, gift wrap, balloons, party supplies, soft toys, and general gifts, sold under its own brands and licensed ranges. Card Factory serves customers through a large network of stores across the United Kingdom and the Republic of Ireland, complemented by its e-commerce websites, including Card Factory and Getting Personal, the latter offering personalised cards and gifts. Revenue is generated primarily through retail store sales, with a growing contribution from online channels. The company also supplies cards and related products to wholesale and trading partners, extending its reach beyond its own retail estate.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.09 | |||||
Equity-to-Asset | 0.54 | |||||
Debt-to-Equity | 0.59 | |||||
Debt-to-EBITDA | 1.85 | |||||
Interest Coverage | 3.91 | |||||
Piotroski F-Score | 5/9 | |||||
Altman Z-Score | 1.92 | |||||
Beneish M-Score | -2.47 | |||||
WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 7.4 | |||||
3-Year EBITDA Growth Rate | 0.6 | |||||
3-Year EPS without NRI Growth Rate | -2.7 | |||||
3-Year FCF Growth Rate | 3 | |||||
3-Year Book Growth Rate | 9.3 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 8.37 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 3.95 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 5.9 | |||||
6-1 Month Momentum % | -0.64 | |||||
12-1 Month Momentum % | -36.62 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 0.89 | |||||
Quick Ratio | 0.39 | |||||
Cash Ratio | 0.16 | |||||
Days Inventory | 58.15 | |||||
Days Sales Outstanding | 8.18 | |||||
Days Payable | 36.01 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -0.3 | |||||
Shareholder Yield % | 0.48 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 32.38 | |||||
Operating Margin % | 10.19 | |||||
Net Margin % | 5.35 | |||||
EBITDA Margin % | 19.34 | |||||
FCF Margin % | 15.97 | |||||
OCF Margin % | 17.99 | |||||
ROE % | 9 | |||||
ROA % | 4.89 | |||||
ROIC % | 7.23 | |||||
3-Year ROIIC % | -16.18 | |||||
ROC (Joel Greenblatt) % | 34.9 | |||||
ROCE % | 11.17 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 3 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 7.64 | |||||
Forward PE Ratio | 5.25 | |||||
PE Ratio without NRI | 7.64 | |||||
Shiller PE Ratio | 4.88 | |||||
Price-to-Owner-Earnings | 3.24 | |||||
PEG Ratio | 0.37 | |||||
PS Ratio | 0.41 | |||||
PB Ratio | 0.66 | |||||
Price-to-Free-Cash-Flow | 2.61 | |||||
Price-to-Operating-Cash-Flow | 2.15 | |||||
EV-to-EBIT | 7.04 | |||||
EV-to-EBITDA | 3.69 | |||||
EV-to-Forward-EBITDA | 3.46 | |||||
EV-to-Revenue | 0.71 | |||||
EV-to-Forward-Revenue | 0.73 | |||||
EV-to-FCF | 4.58 | |||||
Price-to-GF-Value | 0.61 | |||||
Price-to-Projected-FCF | 0.18 | |||||
Price-to-Median-PS-Value | 0.55 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.28 | |||||
Earnings Yield (Greenblatt) % | 14.2 | |||||
FCF Yield % | 40.13 | |||||
Forward Rate of Return (Yacktman) % | 54.98 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Card Factory PLC Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 774.801 | ||
| EPS (TTM) ($) | 0.119 | ||
| Beta | 37.0102 | ||
| 3-Year Sharpe Ratio | 0.58 | ||
| 3-Year Sortino Ratio | 55.92 | ||
| Volatility % | 33.07 | ||
| 14-Day RSI | - | ||
| 14-Day ATR ($) | - | ||
| 20-Day SMA ($) | - | ||
| 12-1 Month Momentum % | -36.62 | ||
| 52-Week Range ($) | 0.9 - 1.45 | ||
| Shares Outstanding (Mil) | 331.59 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Card Factory PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Card Factory PLC Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2027 | 2026-09-29 09:00 | In 8 days | ||
| Second quarter earnings results for 2027 | 2026-09-29 | In 7 days | ||
| General meeting for 2026 | 2026-06-25 10:00 | 0.90 (+0.00%) | ||
| GBP 0.037000 Cash Dividend | 2026-05-28 | 0.90 (+0.00%) | ||
| Annual report for 2026 | 2026-05-21 | 0.90 (+0.00%) | ||
| Fourth quarter earnings conference call for 2026 | 2026-04-28 09:00 | 0.90 (+0.00%) | ||
| Fourth quarter earnings results for 2026 | 2026-04-28 | 0.90 (+0.00%) | ||
| GBP 0.013000 Cash Dividend | 2025-11-06 | 1.29 (+0.00%) | ||
| Second quarter earnings conference call for 2026 | 2025-09-30 09:00 | 1.45 (+0.00%) | ||
| Second quarter earnings results for 2026 | 2025-09-30 | 1.45 (+0.00%) |
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Card Factory PLC Frequently Asked Questions
What is Card Factory PLC(CRFCF)'s stock price today?
The current price of CRFCF is $0.91. The 52 week high of CRFCF is $1.45 and 52 week low is $0.90.
When is next earnings date of Card Factory PLC(CRFCF)?
The next earnings date of Card Factory PLC(CRFCF) is 2026-09-29.
Does Card Factory PLC(CRFCF) pay dividends? If so, how much?
Card Factory PLC(CRFCF) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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