CRFCF (Card Factory) Enterprise Value: $556.5 Mil (As of Jul. 07, 2026) ***


CRFCF Card Factory PLC CRFCF
84 GF Score
Price $0.91
GF Value $1.50
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Card Factory Enterprise Value?

Card Factory CRFCF +1.40% 84 Enterprise Value is $556.5 Mil as of Jul. 07, 2026. GuruFocus rates CRFCF with a GF Score™ of 84/100 and a GF Value™ of $1.50 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Card Factory's Enterprise Value is $556.5 Mil. Card Factory's EBIT for the trailing twelve months (TTM) ended in Jan. 2026 was $79.9 Mil. Therefore, Card Factory's EV-to-EBIT ratio for today is 6.96.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Card Factory's Enterprise Value is $556.5 Mil. Card Factory's EBITDA for the trailing twelve months (TTM) ended in Jan. 2026 was $152.4 Mil. Therefore, Card Factory's EV-to-EBITDA ratio for today is 3.65.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Card Factory's Enterprise Value is $556.5 Mil. Card Factory's Revenue for the trailing twelve months (TTM) ended in Jan. 2026 was $787.6 Mil. Therefore, Card Factory's EV-to-Revenue ratio for today is 0.71.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Card Factory's Enterprise Value is $556.5 Mil. Card Factory's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jan. 2026 was $149.2 Mil. Therefore, Card Factory's EV-to-OCF ratio for today is 3.73.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Card Factory's Enterprise Value is $556.5 Mil. Card Factory's Free Cash Flow for the trailing twelve months (TTM) ended in Jan. 2026 was $122.9 Mil. Therefore, Card Factory's EV-to-FCF ratio for today is 4.53.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Card Factory  (OTCPK:CRFCF) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Card Factory's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=556.485/79.92
=6.96

Card Factory's current Enterprise Value is $556.5 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Card Factory's EBIT for the trailing twelve months (TTM) ended in Jan. 2026 was $79.9 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Card Factory's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=556.485/152.357
=3.65

Card Factory's current Enterprise Value is $556.5 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Card Factory's EBITDA for the trailing twelve months (TTM) ended in Jan. 2026 was $152.4 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Card Factory's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=556.485/787.594
=0.71

Card Factory's current Enterprise Value is $556.5 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Card Factory's Revenue for the trailing twelve months (TTM) ended in Jan. 2026 was $787.6 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Card Factory's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=556.485/149.168
=3.73

Card Factory's current Enterprise Value is $556.5 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Card Factory's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jan. 2026 was $149.2 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Card Factory's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=556.485/122.944
=4.53

Card Factory's current Enterprise Value is $556.5 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Card Factory's Free Cash Flow for the trailing twelve months (TTM) ended in Jan. 2026 was $122.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Card Factory Enterprise Value Related Terms


Card Factory Enterprise Value Historical Data

* Premium members only.

The historical data trend for Card Factory's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Card Factory Enterprise Value Chart

Card Factory Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 517.25 205.87 179.54 607.75 574.34

Card Factory Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 179.54 662.05 607.75 717.88 574.34

CRFCF vs CASY, WSM, DKS: Enterprise Value Comparison

For the Specialty Retail subindustry, Card Factory's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Card Factory Enterprise Value vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Card Factory's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Card Factory's Enterprise Value falls into.


CRFCF
84GF Score
Card Factory PLC CRFCF
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Card Factory Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Card Factory's Enterprise Value for the fiscal year that ended in Jan. 2026 is calculated as

Card Factory's Enterprise Value for the quarter that ended in Jan. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $556.5 Mil mean?
Card Factory (CRFCF) has a Enterprise Value of $556.5 Mil as of Jul. 07, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Card Factory and its competitors.
Is Card Factory's Enterprise Value too high?
Card Factory's current Enterprise Value is $556.5 Mil. Overall, Card Factory has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Card Factory's Enterprise Value compare to CASY and WSM?
Card Factory's Enterprise Value of $556.5 Mil can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Retail - Cyclical company?
A good Enterprise Value depends on the Retail - Cyclical industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Card Factory and its competitors. Card Factory's current Enterprise Value is $556.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Card Factory stock overvalued right now?
Based on GuruFocus' analysis, Card Factory (CRFCF) is currently considered Significantly Undervalued. The stock's GF Value™ is $1.50, compared to a current price of $0.91 — trading 39.2% below its estimated fair value. The current Enterprise Value is $556.5 Mil. Card Factory's overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Card Factory (CRFCF), the current Enterprise Value is $556.5 Mil as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Card Factory (CRFCF) Overvalued in 2026?

Based on GuruFocus' analysis, Card Factory stock appears to be undervalued. The current stock price of $0.91 is trading 39.2% below its estimated GF Value™ of $1.50. GuruFocus considers Card Factory to be Significantly Undervalued.

Key valuation signals for CRFCF:

  • Enterprise Value: $556.5 Mil
  • GF Value™: $1.50 vs. price of $0.91 (39.2% below fair value)
  • GF Score™: 84/100 with 4 warning signs

No single metric tells the full story. See the CRFCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Card Factory Business Description

Other Exchanges CARDl:UKCARD:UK0CT:Germany
Address Century House, Brunel Road, 41 Industrial Estate, Wakefield, West Yorkshire, GBR, WF2 0XG
Card Factory PLC is a British retailer of greeting cards. The principal activities of the Company operations are as a vertically integrated, omnichannel retailer of cards, gifts, and celebration essentials. Its products are offered via stores present in the United Kingdom, as well as online through websites: Card Factory and Getting Personal. The company's revenue is principally attributable to the retail sale of cards, dressings, and gifts. The business model is vertically integrated. It has an in-house design team, a printing facility, and a central warehousing facility.
84GF Score

Get the complete analysis for CRFCF

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.91
Price
$1.50
GF Value