Business Description
DLocal Ltd
ISIN : KYG290181018
Share Class Description:
DLO: Class ATotal Employee Number:
1,274Description
DLocal Ltd is focused on making the complex simple, redefining the online payment experience in emerging markets. Through its technology platform, One dLocal, the company enables world-wide enterprise merchants to get paid (pay-in) and to make payments (pay-out) online in a safe and efficient manner. The company earns revenue from fees charged to merchants in connection with payment processing services for cross-border and local payment transactions. The company operates in a single operating segment, which is payment processing. The company's geographical segments include Latin America and Non-Latin America, with a majority of its revenue being generated from Brazil in the Latin America region.
Financial Strength
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 319.15 | |||||
Equity-to-Asset | 0.25 | |||||
Debt-to-Equity | 0.01 | |||||
Debt-to-EBITDA | 0.01 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Altman Z-Score | 3.11 | |||||
Beneish M-Score | -2.06 | |||||
WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 39.4 | |||||
3-Year EBITDA Growth Rate | 27.2 | |||||
3-Year EPS without NRI Growth Rate | 19.7 | |||||
3-Year FCF Growth Rate | 40.3 | |||||
3-Year Book Growth Rate | 12.7 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 28.06 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 32.53 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 40.97 | |||||
9-Day RSI | 48.24 | |||||
14-Day RSI | 50.92 | |||||
3-1 Month Momentum % | 25.37 | |||||
6-1 Month Momentum % | 24.07 | |||||
12-1 Month Momentum % | 7.82 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.25 | |||||
Quick Ratio | 1.25 | |||||
Cash Ratio | 0.53 | |||||
Days Sales Outstanding | 187.06 | |||||
Days Payable | 408.98 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.32 | |||||
Dividend Payout Ratio | 0.3 | |||||
Forward Dividend Yield % | 1.32 | |||||
5-Year Yield-on-Cost % | 1.32 | |||||
3-Year Average Share Buyback Ratio | 0.1 | |||||
Shareholder Yield % | 3.06 |
Profitability Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 34.28 | |||||
Operating Margin % | 17.54 | |||||
Net Margin % | 15.04 | |||||
EBITDA Margin % | 19.68 | |||||
FCF Margin % | 28.65 | |||||
OCF Margin % | 31.63 | |||||
ROE % | 39 | |||||
ROA % | 12.46 | |||||
ROIC % | 97.32 | |||||
3-Year ROIIC % | 134.39 | |||||
ROC (Joel Greenblatt) % | 3264.15 | |||||
ROCE % | 44.47 | |||||
Years of Profitability over Past 10-Year | 7 | |||||
Moat Score | 6 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 21.9 | |||||
Forward PE Ratio | 13.41 | |||||
PE Ratio without NRI | 22.5 | |||||
Price-to-Owner-Earnings | 11.74 | |||||
PEG Ratio | 0.52 | |||||
PS Ratio | 3.29 | |||||
PB Ratio | 7.97 | |||||
Price-to-Tangible-Book | 9.85 | |||||
Price-to-Free-Cash-Flow | 11.42 | |||||
Price-to-Operating-Cash-Flow | 10.36 | |||||
EV-to-EBIT | 14.62 | |||||
EV-to-Forward-EBIT | 9.23 | |||||
EV-to-EBITDA | 12.92 | |||||
EV-to-Forward-EBITDA | 8.63 | |||||
EV-to-Revenue | 2.54 | |||||
EV-to-Forward-Revenue | 2.29 | |||||
EV-to-FCF | 8.87 | |||||
Price-to-GF-Value | 0.71 | |||||
Price-to-Projected-FCF | 1.57 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.9 | |||||
Price-to-Graham-Number | 3.13 | |||||
| Price-to-Net-Current-Asset-Value | 10.86 | |||||
Earnings Yield (Greenblatt) % | 6.84 | |||||
FCF Yield % | 9 | |||||
Forward Rate of Return (Yacktman) % | 24.23 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Annualized Return % Â
Total Annual Return % Â
DLocal Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 1,355.896 | ||
| EPS (TTM) ($) | 0.67 | ||
| Beta | 0.9236 | ||
| 3-Year Sharpe Ratio | -0.07 | ||
| 3-Year Sortino Ratio | -0.1 | ||
| Volatility % | 29.75 | ||
| 14-Day RSI | 50.92 | ||
| 14-Day ATR ($) | 0.549067 | ||
| 20-Day SMA ($) | 14.817 | ||
| 12-1 Month Momentum % | 7.82 | ||
| 52-Week Range ($) | 10.64 - 16.78 | ||
| Shares Outstanding (Mil) | 294.27 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
DLocal Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
DLocal Ltd Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| General meeting for 2026 | 2026-12-10 09:00 | In 93 days | ||
| Third quarter earnings conference call for 2026 | 2026-11-12 17:00 | In 65 days | ||
| Third quarter earnings results for 2026 | 2026-11-12 | In 64 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-13 17:00 | 14.28 (+0.92%) | ||
| Second quarter earnings results for 2026 | 2026-08-13 | 14.28 (+0.92%) | ||
| USD 0.193900 Cash Dividend | 2026-05-27 | 11.73 (-3.77%) | ||
| Guidance call for 2026 | 2026-05-18 15:30 | 11.01 (-7.48%) | ||
| First quarter earnings conference call for 2026 | 2026-05-14 17:00 | 12.17 (-4.10%) | ||
| First quarter earnings results for 2026 | 2026-05-14 | 12.17 (-4.10%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-03-18 17:00 | 11.73 (+2.09%) |
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DLocal Ltd Frequently Asked Questions
What is DLocal Ltd(DLO)'s stock price today?
The current price of DLO is $14.67. The 52 week high of DLO is $16.78 and 52 week low is $10.64.
When is next earnings date of DLocal Ltd(DLO)?
The next earnings date of DLocal Ltd(DLO) is 2026-11-12 Est..
Does DLocal Ltd(DLO) pay dividends? If so, how much?
The Dividend Yield %  of DLocal Ltd(DLO) is 1.32% (As of Today), Highest Dividend Payout Ratio of DLocal Ltd(DLO) was 0.3. The lowest was 0. And the median was 0. The  Forward Dividend Yield % of DLocal Ltd(DLO) is 1.32%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on NAS:DLO
2025 Q1
Polen Emerging Markets Growth Fund
· 36 holdings
What the manager wrote
dLocal, a payments processing company headquartered in Uruguay, faced dual headwinds: significant currency depreciation in its local markets, which negatively impacted USD results, and the unexpected resignation of its CFO due to health reasons. However, the underlying growth of the business was robust, and we expect results to improve sequentially over 2025. In the longer term, as one of the leading emerging markets' payments processing companies, with distinct competitive advantages in alternative payment methods and authorization rates, we believe dLocal can continue to see attractive growth and a return to margin expansion under a highly regarded management team.
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