Q2 2020 Financial Institutions Inc Earnings Call Transcript

Jul 30, 2020 / 12:30PM GMT

Release Date Price: $154.51

Transcript 10-Q8-K

Operator

Good morning, and welcome to the Financial Institutions, Inc. second quarter earnings conference call. (Operator Instructions) Please note, this event is being recorded.

I would now like to turn the conference over to Shelly Doran, Director of Investor Relations. Please go ahead.

Shelly J. Doran

Financial Institutions, Inc. - Senior VP and Director of Investor & External Relations

Thank you for joining us for today's call. Providing prepared comments will be President and CEO, Marty Birmingham; and CFO, Justin Bigham. Director of Financial Planning and Analysis, Mike Grover, will participate in the Q&A portion of the call.

Today's prepared comments and Q&A will include forward-looking statements. Actual results may differ materially from forward-looking statements due to a variety of risks, uncertainties and other factors. We refer you to yesterday's earnings release and historical SEC filings available on our website for a Safe Harbor description and a detailed discussion of the risk factors relating to forward-looking

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