Q4 2021 Financial Institutions Inc Earnings Call Transcript

Feb 01, 2022 / 01:30PM GMT

Release Date Price: $145

Transcript 8-K

Operator

Good morning. Welcome to today's Financial Institutions, Inc. Fourth Quarter Earnings Call. My name is Candy, and I will be your moderator for today's call. (Operator Instructions)

I would now like to pass the conference call over to our host, Shelly J. Doran, Director of Investment (sic) [Investor] Relations.

Shelly J. Doran

Financial Institutions, Inc. - Senior VP and Director of Investor & External Relations

Thank you for joining us for today's call. Providing prepared comments will be President and CEO, Marty Birmingham; and CFO, Jack Plants; Chief Community Banking Officer, Justin Bigham; and Director of Financial Planning and Analysis, Mike Grover, will join us for Q&A.

Today's prepared comments and Q&A will include forward-looking statements. Actual results may differ materially from forward-looking statements due to a variety of risks, uncertainties and other factors. We refer you to yesterday's earnings release and historical SEC filings available on our Investor Relations website, for a safe harbor description and a

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