Q3 2022 Financial Institutions Inc Earnings Call Transcript

Oct 28, 2022 / 12:30PM GMT

Release Date Price: $130

Transcript 10-Q8-K

Operator

Hello, and welcome to today's Financial Institutions, Inc. Third Quarter 2022 Earnings Call. My name is Elliot, and I'll be coordinating your call today. (Operator Instructions)

I would now like to hand over to Kate Croft, Director of Investor and External Relations.

Kate Croft;DirectorofInvestorandExternalRelations

Thank you for joining us on today's call. Providing prepared remarks will be President and CEO, Marty Birmingham; and CFO, Jack Plants; Community Banking Officer, Justin Bigham; Chief Administrative Officer, Sean Willett; and Director of Financial Planning and Analysis, Mike Grover will join us for Q&A.

Today's prepared comments and Q&A will include forward-looking statements. Actual results may differ materially from forward-looking statements due to a variety of risks, uncertainties and other factors. We refer you to yesterday's earnings release and investor presentation as well as historical SEC filings available on our Investor Relations website for a safe harbor description and a detailed discussion of the

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