Business Description
Fiserv Inc
NAICS : 541519
SIC : 7379
ISIN : US3377381088
Total Employee Number:
38,000Compare
Compare
Traded in other countries / regions
FISV.USAFISV.Canada0IP9.UKFIV.GermanyFISV.Mexico1FISV.ItalyF1IS34.BrazilFISV.Austria IPO Date
2023-11-13Description
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Following its 2019 merger with First Data, Fiserv also provides payment processing services to merchants. About 10% of the company's revenue is generated internationally.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.01 | |||||
Equity-to-Asset | 0.33 | |||||
Debt-to-Equity | 1.12 | |||||
Debt-to-EBITDA | 3.42 | |||||
Interest Coverage | 3.32 | |||||
Piotroski F-Score | 6/9 | |||||
Altman Z-Score | 1.28 | |||||
Beneish M-Score | -2.7 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 12.1 | |||||
3-Year EBITDA Growth Rate | 15.7 | |||||
3-Year EPS without NRI Growth Rate | 10 | |||||
3-Year FCF Growth Rate | 17.4 | |||||
3-Year Book Growth Rate | -0.4 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 3.23 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 47.61 | |||||
9-Day RSI | 49.45 | |||||
14-Day RSI | 48.76 | |||||
3-1 Month Momentum % | -18.2 | |||||
6-1 Month Momentum % | -26.34 | |||||
12-1 Month Momentum % | -69.98 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.06 | |||||
Quick Ratio | 1.06 | |||||
Cash Ratio | 0.01 | |||||
Days Sales Outstanding | 68.78 | |||||
Days Payable | 31.98 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 5.4 | |||||
Shareholder Yield % | 0.82 |
Profitability Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 58.06 | |||||
Operating Margin % | 24.46 | |||||
Net Margin % | 15.17 | |||||
EBITDA Margin % | 40.66 | |||||
FCF Margin % | 19.52 | |||||
OCF Margin % | 28.46 | |||||
ROE % | 12.48 | |||||
ROA % | 3.98 | |||||
ROIC % | 5.6 | |||||
3-Year ROIIC % | -33.29 | |||||
ROC (Joel Greenblatt) % | 104.83 | |||||
ROCE % | 9.42 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 8 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 8.54 | |||||
Forward PE Ratio | 6.06 | |||||
PE Ratio without NRI | 6.79 | |||||
Shiller PE Ratio | 12.86 | |||||
Price-to-Owner-Earnings | 6.27 | |||||
PEG Ratio | 0.37 | |||||
PS Ratio | 1.29 | |||||
PB Ratio | 1.02 | |||||
Price-to-Free-Cash-Flow | 6.62 | |||||
Price-to-Operating-Cash-Flow | 4.54 | |||||
EV-to-EBIT | 10.41 | |||||
EV-to-Forward-EBIT | 10.23 | |||||
EV-to-EBITDA | 6.51 | |||||
EV-to-Forward-EBITDA | 6.63 | |||||
EV-to-Revenue | 2.65 | |||||
EV-to-Forward-Revenue | 2.59 | |||||
EV-to-FCF | 13.53 | |||||
Price-to-GF-Value | 0.3 | |||||
Price-to-Projected-FCF | 0.36 | |||||
Price-to-DCF (Earnings Based) | 0.26 | |||||
Price-to-DCF (FCF Based) | 0.31 | |||||
Price-to-Median-PS-Value | 0.27 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.35 | |||||
Earnings Yield (Greenblatt) % | 9.61 | |||||
FCF Yield % | 15.37 | |||||
Forward Rate of Return (Yacktman) % | 31.48 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return %
Total Annual Return %
Fiserv Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 18,127.339 | ||
| EPS (TTM) (€) | 5.073 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | 51.52 | ||
| 14-Day RSI | 48.76 | ||
| 14-Day ATR (€) | 1.714444 | ||
| 20-Day SMA (€) | 43.8625 | ||
| 12-1 Month Momentum % | -69.98 | ||
| 52-Week Range (€) | 40.75 - 148.58 | ||
| Shares Outstanding (Mil) | 533.25 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Fiserv Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Fiserv Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-29 07:00 | In 106 days | ||
| Third quarter earnings results for 2026 | 2026-10-29 | In 105 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-23 07:00 | In 8 days | ||
| Second quarter earnings results for 2026 | 2026-07-23 | In 7 days | ||
| Guidance call for 2026 | 2026-06-02 15:45 | 50.40 (+3.38%) | ||
| Bernstein Strategic Decisions Conference | 2026-05-28 15:30 | 49.00 (+2.51%) | ||
| General meeting for 2026 | 2026-05-21 10:00 | 48.50 (+0.00%) | ||
| Guidance call for 2026 | 2026-05-19 15:35 | 48.95 (+0.93%) | ||
| Analyst meeting for 2026 | 2026-05-14 08:00 | 44.60 (-4.09%) | ||
| First quarter earnings conference call for 2026 | 2026-05-05 07:00 | 53.80 (-0.37%) |
Show
Entries
Fiserv Inc Frequently Asked Questions
What is Fiserv Inc(MIL:1FISV)'s stock price today?
The current price of MIL:1FISV is €44.60. The 52 week high of MIL:1FISV is €148.58 and 52 week low is €40.75.
When is next earnings date of Fiserv Inc(MIL:1FISV)?
The next earnings date of Fiserv Inc(MIL:1FISV) is 2026-07-23 Est..
Does Fiserv Inc(MIL:1FISV) pay dividends? If so, how much?
Fiserv Inc(MIL:1FISV) does not pay dividend.
Press Release
Articles on Fiserv Inc
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers