Business Description
First Business Financial Services Inc
NAICS : 522110
SIC : 6022
ISIN : US3193901002
Total Employee Number:
378Description
First Business Financial Services Inc operates as a bank holding company. The Bank operates as a business bank, delivering a full line of commercial banking products, including commercial loans and commercial real estate loans, to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. The company's products and services include commercial lending, SBA lending and servicing, asset-based lending, equipment financing, factoring, trust, and investment services, treasury management services, and a broad range of deposit products. Geographically, all the business activity functioned through the region of the United States.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.46 | |||||
Equity-to-Asset | 0.09 | |||||
Debt-to-Equity | 0.89 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.46 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 10 | |||||
3-Year EPS without NRI Growth Rate | 7.7 | |||||
3-Year FCF Growth Rate | 20.3 | |||||
3-Year Book Growth Rate | 13.3 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 67 | |||||
9-Day RSI | 62.19 | |||||
14-Day RSI | 59.94 | |||||
3-1 Month Momentum % | 18.09 | |||||
6-1 Month Momentum % | 18.59 | |||||
12-1 Month Momentum % | 32.78 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.83 | |||||
Dividend Payout Ratio | 0.19 | |||||
3-Year Dividend Growth Rate | 13.7 | |||||
Forward Dividend Yield % | 2.01 | |||||
5-Year Yield-on-Cost % | 3.21 | |||||
3-Year Average Share Buyback Ratio | 0.1 | |||||
Shareholder Yield % | 10.01 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 31.23 | |||||
FCF Margin % | 29.63 | |||||
OCF Margin % | 29.99 | |||||
ROE % | 15 | |||||
ROA % | 1.33 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 10.66 | |||||
Forward PE Ratio | 10.64 | |||||
PE Ratio without NRI | 10.66 | |||||
Shiller PE Ratio | 17.5 | |||||
Price-to-Owner-Earnings | 12.15 | |||||
PEG Ratio | 0.87 | |||||
PS Ratio | 3.22 | |||||
PB Ratio | 1.48 | |||||
Price-to-Tangible-Book | 1.52 | |||||
Price-to-Free-Cash-Flow | 10.81 | |||||
Price-to-Operating-Cash-Flow | 10.68 | |||||
EV-to-Revenue | 4.36 | |||||
EV-to-FCF | 14.67 | |||||
Price-to-GF-Value | 1.32 | |||||
Price-to-Projected-FCF | 0.62 | |||||
Price-to-DCF (Earnings Based) | 0.46 | |||||
Price-to-DCF (FCF Based) | 0.59 | |||||
Price-to-Median-PS-Value | 1.37 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.95 | |||||
Price-to-Graham-Number | 0.92 | |||||
FCF Yield % | 9.03 | |||||
Forward Rate of Return (Yacktman) % | 20.19 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
First Business Financial Services Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 152.853 | ||
| EPS (TTM) (€) | 5.64 | ||
| Beta | 1.2882 | ||
| 3-Year Sharpe Ratio | 0.86 | ||
| 3-Year Sortino Ratio | 1.79 | ||
| Volatility % | 16.93 | ||
| 14-Day RSI | 59.94 | ||
| 14-Day ATR (€) | 1.20096 | ||
| 20-Day SMA (€) | 56.3 | ||
| 12-1 Month Momentum % | 32.78 | ||
| 52-Week Range (€) | 39.6 - 59 | ||
| Shares Outstanding (Mil) | 8.36 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
First Business Financial Services Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
First Business Financial Services Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-01-29 13:00 | In 182 days | ||
| Fourth quarter earnings results for 2026 | 2027-01-29 | In 181 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-30 13:00 | In 91 days | ||
| Third quarter earnings results for 2026 | 2026-10-30 | In 90 days | ||
| USD 0.340000 Cash Dividend | 2026-08-12 | In 11 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-31 08:00 | 59.00 (+0.00%) | ||
| Second quarter earnings results for 2026 | 2026-07-30 | 59.00 (+0.00%) | ||
| USD 0.340000 Cash Dividend | 2026-05-06 | 47.00 (+0.00%) | ||
| First quarter earnings conference call for 2026 | 2026-04-24 13:00 | 48.60 (+0.00%) | ||
| General meeting for 2026 | 2026-04-24 10:00 | 48.60 (+0.00%) |
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First Business Financial Services Inc Frequently Asked Questions
What is First Business Financial Services Inc(FRA:45D)'s stock price today?
The current price of FRA:45D is €59.00. The 52 week high of FRA:45D is €59.00 and 52 week low is €39.60.
When is next earnings date of First Business Financial Services Inc(FRA:45D)?
The next earnings date of First Business Financial Services Inc(FRA:45D) is 2026-10-30 Est..
Does First Business Financial Services Inc(FRA:45D) pay dividends? If so, how much?
The Dividend Yield %  of First Business Financial Services Inc(FRA:45D) is 1.83% (As of Today), Highest Dividend Payout Ratio of First Business Financial Services Inc(FRA:45D) was 0.38. The lowest was 0.17. And the median was 0.22. The  Forward Dividend Yield % of First Business Financial Services Inc(FRA:45D) is 2.01%. For more information regarding to dividend, please check our Dividend Page.
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