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Business Description
Unity Bancorp Inc
NAICS : 522110
SIC : 6022
ISIN : US9132901029
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UNTY.USAUTB.Germany Index Membership
Russell 2000Russell 3000Russell 2000 IPO Date
1989-05-11Description
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. It conducts a traditional and community-oriented commercial banking business and offers services, including personal and business checking accounts, time deposits, money market accounts, regular savings accounts, and others. The company structures its specific services and charges in a manner designed to attract the business of small and medium-sized businesses and professional communities, as well as individuals residing, working, and shopping in its service area. The company engages in a wide range of lending activities and offers commercial, Small Business Administration, consumer, mortgage, home equity, and personal loans.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.78 | |||||
| Equity-to-Asset | 0.11 | |||||
| Debt-to-Equity | 0.78 | |||||
| Debt-to-EBITDA | N/A |
N/A
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N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.43 | |||||
| WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 7.5 | |||||
| 3-Year EPS without NRI Growth Rate | 5.8 | |||||
| 3-Year FCF Growth Rate | 16.1 | |||||
| 3-Year Book Growth Rate | 14.2 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 59.89 | |||||
| 9-Day RSI | 48.54 | |||||
| 14-Day RSI | 44.65 | |||||
| 3-1 Month Momentum % | 5.84 | |||||
| 6-1 Month Momentum % | 37.36 | |||||
| 12-1 Month Momentum % | 63.7 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 1.24 | |||||
| Dividend Payout Ratio | 0.13 | |||||
| 3-Year Dividend Growth Rate | 13 | |||||
| Forward Dividend Yield % | 1.31 | |||||
| 5-Year Yield-on-Cost % | 2.19 | |||||
| 3-Year Average Share Buyback Ratio | 1.2 | |||||
| Shareholder Yield % | 30.4 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 39.12 | |||||
| FCF Margin % | 44.64 | |||||
| ROE % | 15 | |||||
| ROA % | 1.59 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 10.49 | |||||
| Forward PE Ratio | 8.87 | |||||
| PE Ratio without NRI | 10.49 | |||||
| Shiller PE Ratio | 15 | |||||
| Price-to-Owner-Earnings | 9.81 | |||||
| PEG Ratio | 0.69 | |||||
| PS Ratio | 4.11 | |||||
| PB Ratio | 1.45 | |||||
| Price-to-Tangible-Book | 1.45 | |||||
| Price-to-Free-Cash-Flow | 9.23 | |||||
| Price-to-Operating-Cash-Flow | 9.1 | |||||
| EV-to-Revenue | 4.52 | |||||
| EV-to-Forward-Revenue | 4.91 | |||||
| EV-to-FCF | 10.22 | |||||
| Price-to-GF-Value | 1.32 | |||||
| Price-to-Projected-FCF | 0.56 | |||||
| Price-to-DCF (Earnings Based) | 0.36 | |||||
| Price-to-DCF (FCF Based) | 0.41 | |||||
| Price-to-Median-PS-Value | 1.33 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.69 | |||||
| Price-to-Graham-Number | 0.82 | |||||
| FCF Yield % | 11.04 | |||||
| Forward Rate of Return (Yacktman) % | 23.46 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Unity Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 105.944 | ||
| EPS (TTM) ($) | 4.06 | ||
| Beta | 0.74 | ||
| 3-Year Sharpe Ratio | 0.63 | ||
| 3-Year Sortino Ratio | 1.17 | ||
| Volatility % | 26.96 | ||
| 14-Day RSI | 44.65 | ||
| 14-Day ATR ($) | 1.446726 | ||
| 20-Day SMA ($) | 43.47725 | ||
| 12-1 Month Momentum % | 63.7 | ||
| 52-Week Range ($) | 25.6 - 51.22 | ||
| Shares Outstanding (Mil) | 10.06 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Unity Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Unity Bancorp Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Unity Bancorp Inc Frequently Asked Questions
What is Unity Bancorp Inc(UNTY)'s stock price today?
The current price of UNTY is $42.61. The 52 week high of UNTY is $51.22 and 52 week low is $25.60.
When is next earnings date of Unity Bancorp Inc(UNTY)?
The next earnings date of Unity Bancorp Inc(UNTY) is 2025-04-11 Est..
Does Unity Bancorp Inc(UNTY) pay dividends? If so, how much?
The Dividend Yield %  of Unity Bancorp Inc(UNTY) is 1.24% (As of Today), Highest Dividend Payout Ratio of Unity Bancorp Inc(UNTY) was 0.19. The lowest was 0.11. And the median was 0.13. The  Forward Dividend Yield % of Unity Bancorp Inc(UNTY) is 1.31%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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